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Efficient finance apps help startups manage budgeting, expenses, cash flow, and invoicing without requiring a full finance team.
The best apps integrate with banking, provide real-time insights, and comply with Indian regulations such as GST & TDS.
In 2025, startup founders seek scalable, user-friendly financial tools that scale with their business and provide actionable analytics.
Starting and growing a business requires readiness to make fast decisions based on quantitative data. This is also true for startups, as finance includes not only bookkeeping but also a wide range of complementary strategies.
Tracking the flow of money, forecasts, and expenditures that drive growth can shape any business’s trajectory. That's why it is best to seek help from apps that provide not only basic tracking but also synchronisation with banks, handle GST compliance, generate invoices, and visualise cash flow.
Here are the best finance apps for startups in 2025:
TallyPrime is a one-stop business management software that caters to all the business requirements, from accounting and invoicing to inventory management, insightful business reports, and cash flow management, thereby improving business efficiency. TallyPrime provides real-time and secure access to critical business reports from any web browser, on any device, from anywhere.
Enjoy direct uploading of GSTR-1 and GSTR-3B, filing and signing GSTR-1, auto GST reconciliation, and generating e-invoices/e-way bills all in one place. It is considered the best startup finance software in India.
Also read: 10 Fastest Growing Startups to Watch in 2025
Keeping in touch with the market means understanding the evolving business trends and taxes. Zoho Books is a business finance app startup for managing accounting tasks and organising one's transactions. It's a single secure location to keep track of the company's bills and invoices, reconcile bank statements, manage spending, oversee projects, and alleviate GST compliance concerns.
RazorpayX is the best financial management app startup in India, supercharging one's business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With RazorpayX, businesses can access highly functional current accounts, significantly increase their payouts, and automate payroll compliance.
Razorpay Route not only simplifies the splitting of payments as a process but also saves hours in coding efforts with its entirely API driven approach.
Groww's corporate demat accounts allow different business entities to hold and manage their securities electronically. Whether it's bonds, shares, government securities, mutual funds, or ETFs, this business-grade account will help companies manage investment portfolios with greater efficiency.
Also read: Best Marketing Apps to Promote Your Business in 2025
If startups are looking to move forward, the finance apps mentioned above help them grow their businesses. TallyPrime remains the overall champion for scalable financial infrastructure, and Zoho Books brings strong local automation.
On the other hand, RazorPay X with Route offers growth-dependent insights for burn-driven startups, and Groww is commonly used for adding investment to support scaling operations.
1. Can I switch to a different finance app later if I start with a smaller one?
Yes, since most of these apps support migration from other such apps.
2. Do these apps handle Indian GST and TDS compliance?
Most of these apps are compliant with Indian tax regulations.
3. How important is bank integration for a finance app?
Extremely essential since live bank feeds are needed to reduce manual work.
4. Should a startup hire an accountant immediately if using these apps?
These apps are adequate for startups themselves; the need for an accountant arises when the business needs to scale.
5. Can I use these apps for investor reporting?
Yes, most of these apps provide dashboards and reports suitable for seed or series-A investor decks.
