Finance

This section covers personal finance, investment strategy, tax planning, insurance, mutual funds, EPF, loans and the financial decisions that matter most to Indian readers. Content is written to be practical and accessible rather than overly technical, helping readers understand their options and make informed decisions. Regular topics include budgeting frameworks, SIP strategies, home loan comparisons and the implications of RBI and government policy changes for personal financial planning.
Top 10 Portfolio Management Apps to Watch in 2027

Top 10 Portfolio Management Apps to Watch in 2027

By
Murali Teja
4 min read
This guide examines 10 India-focused portfolio management and tracking platforms to watch in 2027. It compares their core strengths, limitations, and use cases. Readers can assess options based on cov ...
FD Strategy in 2026: Why Age Matters More Than Interest Rates

FD Strategy in 2026: Why Age Matters More Than Interest Rates

By
Simran Mishra
1 min read
FD planning in 2026 differs by age, with seniors focusing on steady income while younger investors use FDs for emergency savings and short-term goals. Laddering, liquidity, tax benefits and tenure als ...
NPS Rule Change

NPS Rule Change: Why Retirees Need a Separate Emergency Fund

By
Antara
2 min read
A Rs. 50,000 monthly pension may look enough for retirement, but inflation and sudden expenses can change the picture. A separate emergency fund can help retirees stay financially secure.
Gold for Financial Stability: Where It Fits in a Modern Investment Strategy

Gold for Financial Stability: Where It Fits in a Modern Investment Strategy

By
Pardeep Sharma
4 min read
Gold offers diversification, reserve value and protection against selected financial risks, while record demand, central-bank purchases and constrained supply strengthen its strategic role within mode ...
50/30/20 Budget Rule: Does it Really Work in India?

50/30/20 Budget Rule: Does it Really Work in India?

By
Somatirtha
5 min read
The 50/30/20 budget rule divides income between needs, wants, and savings. Here’s how the popular framework works and why Indian households may need to adapt it.
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