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XRP price forecasts have once again become closely tied to regulatory developments as traders watch whether the token can break above the key $1.20 resistance before the next CLARITY Act milestone. On July 13, 2026, XRP trades at $1.07 with a 1.42% decline in the last 24 hours and a 5.41% decline in the last seven days. The crypto sector continues to be under pressure as Bitcoin trades near $62,970, Ethereum is around $1,780, and the overall cryptocurrency market capitalization fell 1.16% to $2.17 trillion.
Meanwhile, exchange outflows have climbed from roughly 41 million XRP to around 123 million. This generally points to tokens leaving trading platforms. It is a positive signal, although one metric alone cannot change sentiments.
XRP's near-term technical outlook remains uncertain. The token trades around the $1.06-$1.08 support zone, where several buying signals have appeared. However, momentum indicators still show caution.
The Relative Strength Index stands at 41.72, which suggests weak demand but not oversold conditions. The MACD was below its signal line with a negative histogram. This suggests that sellers still have a short-term advantage, as long as they stop the buying momentum from rising above $1.10.
A move above $1.10 would improve short-term sentiment. The next resistance stands at $1.15, with the larger breakout zone at $1.18-$1.20. This zone is important as sellers have repeatedly capped upside momentum there.
Elsewhere, inflows into XRP spot Exchange-Traded Funds (ETFs) returned on Friday, totaling $107,000 following muted activity on Thursday and roughly $7 million in outflows on Wednesday. SoSoValue data shows that cumulative inflows stand at $1.48 billion despite subdued demand. Sustained demand is needed to reinforce XRP’s recovery and lower the risk of dropping below $1.
The House Financial Services Committee will convene the field hearing in New York. The hearing will discuss whether market rules can sustain innovation and enhance cryptocurrency user protection.
The House approved H.R. 3633 on July 17, 2025, through a bipartisan 294-134 vote. The move would create a federal system of digital assets and clarify the functions of financial regulatory bodies.
A 15-9 vote was put forward by members of the Senate Banking Committee on May 14, 2026, after negotiations.
However, the legislation still requires Senate approval before reaching the president’s desk. The hearing would build up political momentum but not necessarily pass before the August recess.
On Polymarket, traders expect a 43% chance of the CLARITY Act becoming law in 2026. The odds fell 22% amid extreme political swings in recent months.
Also Read: XRP Price Outlook 2026: Is Ripple Still a Good Long-Term Investment?
For XRP to break above $1.20, bulls need to reclaim $1.10 and build volume around $1.12-$1.15. A decisive move above $1.18 could set the stage for a move toward $1.20-$1.25, while a more bullish market breakout may lead toward $1.30.
However, if XRP loses $1.07 with growing volume, it could retest $1.04 and the psychological level of $1.
1. What is the current XRP price prediction?
XRP price prediction remains focused on whether the token can reclaim $1.10 and move toward the $1.18-$1.20 resistance zone. If buying volume improves, XRP could attempt a breakout toward $1.25. However, failure to hold $1.07 may increase downside pressure.
2. Why is the $1.20 level important for XRP?
The $1.20 level is important as sellers have repeatedly capped XRP’s upside momentum around that zone. A clean breakout above $1.18-$1.20 could signal stronger bullish sentiment. It may also open the path toward $1.25 and possibly $1.30.
3. How does the CLARITY Act affect XRP price sentiment?
The CLARITY Act is important as it may provide clearer rules for digital assets and financial regulators. Any progress in the hearing could improve market sentiment around XRP and other cryptocurrencies. However, Senate approval is still required before the bill can move forward.
4. What do XRP ETF inflows suggest?
XRP ETF inflows suggest that institutional demand has not fully disappeared despite weak short-term price action. Friday’s $107,000 inflow followed earlier outflows, showing mixed demand. Sustained inflows would be needed to support a stronger XRP recovery.
5. What happens if XRP falls below $1.07?
If XRP loses the $1.07 support level with rising volume, sellers may gain stronger control in the short term. The next downside levels to watch are $1.04 and the psychological $1 mark. A break below $1 could weaken the bullish setup further.
