.png){kind=logo}
Digital platforms are improving access to capital markets through automated investment tools.
Robo-advisory systems are supporting long-term portfolio planning strategies.
Multi-asset tracking platforms are simplifying financial planning processes.
The wealthtech segment combines digital technology with wealth management services and is changing how people and institutions invest and manage assets. Mobile-based investing platforms, AI-supported portfolio tools, and goal-based financial planning systems are becoming more widely used.
In India, retail participation in equity markets remained high during 2025. Active client accounts across stockbrokers were around 4.49 crore in December 2025, while nearly 55 million unique mutual fund investors were recorded by mid-2025.
As digital usage increases and more retail investors enter capital markets, several wealthtech companies may have an impact across industries through better investment access, automation, and data-based tools. Below are some of the wealthtech companies that investors can consider using:
Also Read: Best Books on Portfolio Management and Asset Allocation in 2026
Year Started: 2016
Key Feature: User-friendly mobile investment platform
Groww offers mutual funds, equities, and exchange-traded funds with a simple interface. Its technology-driven platform helps to lower entry barriers for new investors and also enables long-term financial planning with mobile investment solutions.
Year Started: 2010
Key Feature: Low-cost trading ecosystem
Zerodha has contributed to making equity investing more accessible through its analytics-supported platforms. It also integrates portfolio tracking along with educational tools so that investors can better understand market risks before making decisions.
Year Started: 2019
Key Feature: Cross-border investment tracking
INDmoney offers access to global investment opportunities together with financial planning tools. The platform allows users to track stocks, mutual funds, and retirement savings in one place while also giving data-driven insights into spending and investment patterns.
Year Started: 2015
Key Feature: Thematic portfolio investing
Smallcase provides investment products that help in building portfolios around specific sectors or economic trends such as technology, manufacturing, and sustainability. Many of these portfolios are created by SEBI-registered investment advisors using the platform infrastructure.
Also Read: Strategies for Wealth Managers in the Era of Tokenization
Year Started: 2012
Key Feature: Goal-based investment advisory
Scripbox focuses on long-term investment strategies, which are supported by automated advisory systems. Its digital platform simplifies investment planning by offering personalised portfolio recommendations.
Year Started: 2019
Key Feature: Curated global investment access
Cube Wealth combines digital wealth platform services with advisory tools and supports structured financial planning for retail investors by offering access to third-party investment products through licensed partners.
Year Started: 2008
Key Feature: Automated robo advisory services
Betterment provides automated portfolio management based on financial goals and risk levels using algorithm-based investment strategies and tax optimisation tools.
Year Started: 2008
Key Feature: AI-driven diversified portfolios
Wealthfront offers automated investment services that help in creating diversified portfolios that focus on long-term wealth building through low-cost index investing. As of 2025, the company reported assets under management of approximately 88 billion US dollars across more than 1.3 million clients.
Year Started: 2013
Key Feature: Commission-free stock trading
Robinhood enables trading in stocks and exchange-traded funds through a mobile-first platform that improves investment access for retail participants and continues to serve more than 23 million funded customer accounts globally, with over 24 million total users and billions of dollars in assets under custody.
Year Started: 2007
Key Feature: Social trading platform
eToro allows investors to copy the strategies of experienced traders by combining community-based insights with digital investment tools through its copy trading feature. The company has stated that it serves users across more than 100 countries.
The wealthtech ecosystem includes both startups and established firms that provide robo-advisory services, investment tracking tools, and personal finance management systems. As app-based investment platforms and automated advisory tools become more common, these companies may improve financial access and also support data-based investment decisions.
Integration of artificial intelligence, regulatory technology, and multi-asset investment platforms may continue to reshape wealth management across developed and emerging markets. These developments may influence investment behaviour and also improve transparency while making portfolio management more efficient and accessible for a wider group of investors.
1. What role does WealthTech play in digital financial planning?
Digital platforms automate portfolio planning using analytics and algorithm-based advisory systems.
2. Can WealthTech platforms support retirement investment strategies?
Many tools provide goal-based investment planning for retirement and long-term savings.
3. Do these platforms offer access to global financial markets?
Some apps allow investment tracking across international stocks and mutual funds.
4. How are robo-advisors used in investment planning systems?
Algorithms allocate funds based on financial goals and predefined risk levels.
5. Is data security maintained on digital wealth platforms?
Regulated systems use encryption frameworks to secure transactions and portfolio data.
