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Careem Pay enables seamless bill payments, purchases with the Careem App mobile accounts.
Google Pay supports UAE banks for easy P2P, utility transactions.
Klip enables UAE-approved transactions, purchases with Etisalat mobile accounts
Dubai has seen a steady increase in digital payments over the years. More than 80% of UAE residents now choose cashless payments. However, with so many mobile payment solutions in Dubai, knowing which one to use can be difficult.
Let's look at some reliable apps that are sure to help you when it comes to payment measures and transactions in Dubai.
Also Read: Best Online Payment Apps in India
Here are the digital payment apps in Dubai for 2025.
Dubai residents heavily depend on Apple Pay for day-to-day transactions. The transactions can be completed quickly and securely; most retail outlets in Dubai accept it
Key Features:
Works with iPhone, iPad, and Apple Watch.
Face ID and Touch ID for secure transactions.
It can be used online and in stores.
Why People Love It:
Users enjoy the speed and simplicity. It also keeps card numbers hidden. In Dubai, almost all major retailers accept Apple Pay.
The Samsung Wallet has developed a firm footing in Dubai. It supports NFC and MST and offers a flexible payment solution.
Key Features:
Compatible with most Samsung smartphones.
Allows storage of loyalty cards, tickets, and more.
Easy to use with fingerprint or PIN.
Why People Use It:
It works even on older card machines, a big plus in many local markets. Samsung Wallet is the go-to choice for Android users in Dubai e-wallets.
Google Pay is one of the most popular choices. It can be used to purchase groceries or pay utility bills.
Key Features:
Works with Android devices.
Tap-to-pay and online shopping options.
One can send money to friends or family.
Why It's Trusted:
Google Pay links directly to bank accounts. Many in Dubai use it to split bills, send money, or pay rent. It's quick and free.
Besides rides, Careem has Careem Pay, a digital wallet that facilitates simple and easy payment methods.
Key Features:
Send money, pay bills, and recharge phones.
Offers cashback and discounts.
Safe and secure inside the Careem app.
Why Dubai Residents Use It:
It's perfect for people using Careem for transport or food delivery. It combines daily needs into one app.
Payment is one of FAB's complete digital wallet services for its customers. It provides an attractive facility to UAE citizens who need services.
Key Features:
There is no need for an FAB bank account.
Pay bills, transfer money, or shop online.
Used widely across government and utility platforms.
What Makes It Stand Out:
Payit offers one of the best user experiences in the UAE. It's often used for government payments and everyday shopping.
Klip is the official digital wallet supported by UAE banks. It's part of the Emirates Digital Wallet initiative.
Key Features:
Works across all participating banks.
Instant transfers using just a phone number.
Approved by the Central Bank of the UAE.
Why It’s Important:
Klip is a national project. It ensures secure digital transactions across the UAE. More businesses in Dubai are now accepting Klip.
Speed: Transactions take seconds—no more waiting for change.
Security: Most apps use encryption and biometric locks.
Convenience: Pay for groceries, taxis, or bills using a phone.
Before picking a digital wallet for contactless payments in the UAE, users should check the following:
If it is accepted at most places in Dubai
Does it work with their phone model
If it can send money to other users easily
Each UAE payment app within this article has features that are unique to itself. Users should choose an application depending on their day-to-day needs and smartphone model. These apps might just be what you require when you head over to the UAE. They are sure to offer you more than just being a means of payment.
