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XRP price has surged past $3.00, fueled by speculation of Apple’s potential $1.5B purchase.
XRP price prediction points to $4–$5 if Apple confirms involvement.
Ripple’s legal clarity and institutional adoption strengthen long-term XRP outlook.
XRP price is currently trading around $3.00. Its market capitalization is close to $179 billion, supported by a circulating supply of nearly 59.6 billion tokens. In the past 24 hours, XRP recorded trading volumes above $4.3 billion, which shows active participation from both retail and institutional investors.
The cryptocurrency recently managed to break above the important $3.00 level after spending weeks struggling below it. This breakout has fueled optimism among traders who now expect higher price movements, especially as speculation grows around possible large-scale corporate involvement.
The latest wave of excitement in the market comes from speculation that Apple is preparing to buy $1.5 billion worth of XRP. The rumor first surfaced on social media, where a well-followed crypto influencer discussed the possibility of Apple making such a purchase. The story quickly spread, sparking enthusiasm across the XRP community and leading to stronger price action.
The market’s immediate response was a surge in XRP price. Traders began focusing on higher resistance levels, specifically around $3.53 and $4.00. If Apple confirms such a purchase officially, many analysts believe XRP could quickly move toward $5.00. However, skepticism remains high, as no official statement has been issued by Apple. In fact, some of the same voices that spread the rumor later admitted that there is no direct proof of Apple’s involvement.
The technical chart for XRP price today shows that the $3.00 level, which was once a barrier, has now turned into support. If XRP manages to hold this line, it will form a strong base for further upward movement. The next resistance level is around $3.53, followed by a key psychological milestone at $4.00. A strong breakout could push the token toward $5.00.
The trading volume during the recent surge indicates that buyers are committed. Momentum indicators such as the Relative Strength Index (RSI) show strength but have not yet reached the danger zone of extreme overbought conditions. However, there is also a risk: if XRP fails to stay above $3.14, the price could drop sharply, with losses of up to 20%. This highlights how sensitive XRP remains to both technical signals and investor sentiment.
Also Read - XRP vs TRON in 2025: Price Performance and Long-Term Utility Compared
One of the most important factors supporting XRP’s rise is growing institutional adoption. Ripple, the company behind XRP, continues to build partnerships with banks and financial institutions exploring digital custody and cross-border payment solutions. These developments add practical use cases to XRP and strengthen its position as a payments-focused cryptocurrency.
The regulatory climate has also improved. Ripple’s long-running legal battle with the US Securities and Exchange Commission created years of uncertainty. Recent progress in that case has lifted investor confidence and allowed XRP to be traded more freely in the American market. At the same time, global investors are benefiting from macroeconomic conditions such as expectations of lower US interest rates, which increase demand for risk assets, including digital currencies.
If Apple confirms a purchase of $1.5 billion in XRP, the immediate reaction would almost certainly be a strong price rally. In the short term, XRP could surge past $4.00, and with continued buying momentum, it could test $4.50 to $5.00. The news would serve as both a psychological and practical stamp of approval from one of the world’s largest technology companies.
In a more optimistic scenario, where Apple’s entry encourages other major corporations or institutional investors to follow, XRP could push even higher. In such a case, prices might reach $6.00 to $7.00 in the medium term. Achieving this would require not only speculation but also broader adoption, greater trading volumes, and favorable conditions in the global crypto market.
On the other hand, if the rumor proves to be false, XRP could quickly retrace. The price might fall back below $3.00, testing lower support zones between $2.50 and $2.70. Since the latest rally has been fueled heavily by speculation, a denial from Apple would likely cause heavy selling pressure and wipe out recent gains.
Several analysts have provided a bullish XRP price prediction for XRP over the coming months. Experienced trader Peter Brandt has suggested the token could rally by around 60%, which would put its price near $4.47 if market conditions remain favorable. Artificial intelligence models have also projected price ranges of $3.30 to $3.50, with some scenarios going as high as $4.70 under strong bullish momentum.
Historically, XRP’s highest level was around $3.65, achieved earlier in 2025. That level now serves as an important benchmark. If Apple’s rumored purchase pushes XRP beyond this point, it would create a new all-time high and open the door to further institutional interest. Such a development could transform XRP’s role in the cryptocurrency market, making it one of the strongest-performing large-cap tokens.
If Apple confirms a purchase of $1.5 billion, XRP could realistically reach between $4.00 and $5.00 in the short to medium term. With cascading institutional participation, it could climb even higher, possibly testing the $6.00 mark and above.
If the rumor is denied or fades without confirmation, XRP may fall back into the $2.50 to $3.00 range, where it is likely to stabilize before the next major development. This makes the confirmation of Apple’s involvement the deciding factor in whether XRP enters a new phase of growth or retraces to familiar territory.
The biggest risk is the credibility of the Apple rumor itself. Without official confirmation, traders must remain cautious. The crypto market is known for fast reversals, and prices can collapse just as quickly as they rise if enthusiasm fades.
Regulation is another area of concern. Although Ripple has made progress in its battle with the SEC, the broader regulatory environment for cryptocurrencies remains uncertain. Any new restrictions or negative rulings could impact XRP’s price, no matter what Apple does. For XRP to remain at higher levels, it will need steady demand, increased utility, and consistent institutional participation. Otherwise, a short-term pump could give way to a long-term decline.
Also Read - Why Bitcoin, XRP, and Solana are Rising Again in 2025
The speculation about Apple buying $1.5 billion in XRP has created one of the most dramatic narratives in the cryptocurrency market this year. If confirmed, the impact would be enormous, likely pushing XRP into the $4.00 to $5.00 range and potentially higher with continued momentum. Some forecasts even see $6.00 or more if other institutions join the movement.
If the rumor turns out to be false, XRP may retreat to the $2.50 to $3.00 zone. Until official confirmation is given, the token’s path will remain tied to speculation, technical signals, and overall sentiment in the broader crypto market.
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