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Whale accumulation of XRP has surged to multi-year highs, strengthening price support near $2.80.
Chart patterns show XRP nearing a breakout point around the $3 resistance level.
Ripple’s regulatory progress and potential ETFs could push the Price of XRP toward $4–$6.
XRP price is hovering around $2.95, showing stability despite increasing volatility in the broader crypto market. The token has recently traded between a high of $2.99 and a low of $2.88, with a small gain of 0.02076% from the previous close. Market attention is now focused on whether XRP will break out of its narrow range or see a deeper pullback. Both whale accumulation and chart patterns suggest that a major price move could be imminent.
One of the strongest bullish signals comes from whale accumulation. On-chain analytics show that whales have accumulated about 1.7 million XRP in the past month, making it the largest wave of accumulation in more than two years. This is a clear sign that major players are positioning for a potential price surge.
In addition to this, addresses holding between 10 million and 100 million tokens have bought around 340 million XRP in just two weeks. This translates to almost $960 million in value. Such concentrated buying pressure indicates confidence among large holders and may act as fuel for a strong rally.
Wallet data further shows that addresses holding between 1 million and 10 million XRP now control about 10.6% of the total supply. This is a sharp increase from the 9.8% recorded earlier, proving that whales are quietly tightening their grip on XRP. These wallets have consistently bought dips between $2.75 and $2.80, keeping price floors intact.
The exchange Kraken also moved around $706 million worth of XRP from cold wallets to hot wallets. These transfers usually hint at preparations for increased liquidity or trading activity. While this can sometimes raise concerns about potential selling, the broader context suggests whales are still accumulating rather than distributing.
At the same time, there is evidence of long-term holders selling some of their old tokens. Age-consumed metrics, which track the movement of long-dormant coins, have increased. This suggests that while new whales are buying, older holders are taking profits. This creates a delicate balance between accumulation and distribution, setting the stage for sharp moves in either direction.
The XRP chart shows a tightening formation that points to a potential breakout. The token is currently trading inside a symmetrical or descending triangle, with support lying between $2.76 and $2.86, and resistance clustered near $2.90 to $2.95. Price compression within such a narrow range usually precedes a strong move.
The Relative Strength Index (RSI) is sitting in neutral to slightly bullish territory, suggesting there is still room for further upward momentum without being overbought. The MACD histogram is also tilting toward a bullish crossover, another indicator that buying pressure may soon outweigh selling pressure.
If XRP breaks above the $3.00 level, it could open the path toward $3.40 and even $4.00. Some analysts believe that if institutional catalysts such as ETFs gain traction, the price could even push toward $5 to $6. On the other hand, if XRP fails to hold support at $2.80, the next key level lies between $2.50 and $2.60. A drop below this zone could trigger further selling pressure and weaken the bullish case.
Regulation continues to play a critical role in shaping XRP’s outlook. Ripple has faced legal headwinds in recent years, but recent developments point toward easing pressure. Clarity on its regulatory status is providing more confidence to institutions that were previously hesitant to engage.
Ripple is also expanding its ecosystem by preparing to launch a stablecoin, RLUSD, and partnering with global banks to enhance cross-border payment solutions. These moves strengthen the long-term value proposition of XRP, giving the token real-world use cases beyond speculation.
One of the most anticipated catalysts is the possibility of an XRP exchange-traded fund (ETF). If approved, an ETF could attract $5 billion to $10 billion in institutional inflows. This kind of demand would not only provide immediate price support but also establish XRP as a more mature asset class alongside Bitcoin and Ethereum. Optimistic models even suggest that such inflows could push the token into double-digit price territory over the next two years.
Also Read - XRP vs TRON in 2025: Price Performance and Long-Term Utility Compared
The broader crypto market adds further context to XRP’s outlook. A cup-and-handle pattern appears to be forming on higher-time-frame charts, signaling a potential move toward $3.50 to $3.80. This aligns with the short-term bullish case and suggests a sustained breakout is possible if momentum remains strong.
Longer-term forecasts are even more ambitious. Analysts project XRP could reach $5 to $10 by 2030, provided regulatory clarity improves and adoption of Ripple’s payment solutions grows globally. Comparisons with other leading cryptocurrencies like Bitcoin and Ethereum also show that XRP is gaining traction among investors looking for alternatives with strong real-world utility.
Institutional investors are already beginning to include XRP in diversified crypto portfolios, often alongside newer projects that promise high growth. This is an encouraging signal that XRP is not just surviving regulatory battles but actively expanding its relevance in the market.
XRP is at a defining moment. Whale accumulation has built a strong base of support, while technical charts show that the price is squeezed between key resistance and support levels. A breakout appears inevitable, and the direction will determine the next major phase for XRP.
If bulls succeed in pushing the price above $3.00, the token could quickly rally to $3.40 or even $4.00, with medium-term targets extending to $5 to $6 on the back of ETF approvals or large institutional inflows. Conversely, a breakdown below $2.80 could bring XRP back to $2.50 to $2.60, forcing the market to reassess the bullish case.
The following levels summarize the immediate technical picture for XRP:
$2.80 to $2.86: Strong support zone where whales have been most active.
$2.95 to $3.00: Critical resistance; a break above could start the next rally.
$3.40 to $4.00: First bullish target range after breakout.
$5 to $6: Medium-term targets tied to ETF momentum and institutional flows.
Also Read - Why Bitcoin, XRP, and Solana are Rising Again in 2025
XRP is trading at a crossroads. The combination of whale accumulation, tightening chart patterns, and potential regulatory and institutional catalysts makes this one of the most critical periods in its history. The market has been waiting for a decisive move, and both technical and fundamental factors suggest that the coming weeks may bring exactly that. Whether XRP breaks through the $3 barrier or falls back toward support will likely set the tone for the rest of the year.
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