

XRP’s recent action around the $2 handle has traders debating whether the “sub-$2 window” is already closing. After a stretch of sharp, headline-driven swings, sparked by older wallet distribution on one side and renewed spot demand on the other, price has pushed back toward that psychological level with a lot more eyes on the chart.
But zooming out, the payment-coin conversation in 2026 is starting to widen beyond price levels and into product progress. Alongside XRP’s move, a newer Ethereum-based PayFi project, Remittix, has been quietly creeping into the same watchlists. Helped by tangible milestones like a live wallet experience and a super limited allocation 200% bonus round that’s pulling attention without needing the kind of drama that usually fuels the headlines.
XRP trades near $2.01, with a market cap of $122 billion and a 24-hour trading volume of around $4.2 billion, placing it near the top of the crypto market by size. Recent sessions show a steady grind upward, with XRP up around 8% over the past week.
On the supply side, recent data shows XRP balances on exchanges near their lowest levels in about eight years, while spot exchange-traded funds tied to XRP have attracted steady net inflows.
This mix of shrinking liquid supply and new demand has fed a “supply shock” debate and pushed traders to ask whether the last clean chance to buy XRP below $2 has already passed. Overall, sentiment around XRP leans cautiously bullish, though traders understand that any return below $2 would likely need another strong shock event.
As XRP works to hold gains above key levels, some investors who missed earlier entries are now looking at payment projects that are still early in their growth curve. Remittix stands out here because it targets the same cross-border money flow problem as XRP but does so as a PayFi project built from day one around crypto-to-fiat rails.
The Remittix Wallet is already live on the Apple App Store as a full crypto wallet, and the team has set 9 February 2026 as the launch date for its crypto-to-fiat platform, giving concrete timing for when it goes live, with Google Play listing progress ongoing.
Funding progress reinforces the “XRP 2.0” label. Remittix has sold over 695 million RTX tokens at a price of $0.119 and has raised more than $28.6 million so far, with a third major exchange listing planned once the project moves closer to the $30 million mark.
There is a very limited 200% bonus running on only 5 million tokens, and about 25% of that was taken in the last 24 hours, which pushes urgency among early stage crypto investment watchers.
Security and credibility also help separate Remittix from many upcoming crypto projects. The team is verified by CertiK, and Remittix ranks number one among all pre-launch tokens on CertiK Skynet with a score of 80.09, backed by more than 24,000 community ratings. The project has listings secured on BitMart and LBank and is working toward a third major exchange.
Alongside this, a 15% USDT referral program pays daily through the dashboard, which many holders treat as a key catalyst when comparing it with larger payment coins.
Several features stand out for investors comparing XRP with Remittix today:
Solving a real-world $19 trillion cross-border payments problem
Utility first token model built around real transaction volume
Deflationary tokenomics with growth potential
Global payout rails expanding, with a focus on key remittance corridors
Built for adoption rather than short-term speculation
For traders who follow XRP, the move toward and above $2 shows how quickly major payment tokens can reprice once supply tightens and demand returns. At the same time, investors who treat XRP as a benchmark are tracking Remittix as a PayFi alternative with room to grow.
Remittix combines several features and incentives, placing it on the fastest-growing crypto in 2025 shortlists. For investors who believe the easier phase of buying XRP under $2 may be over, the Remittix PayFi roadmap provides a payments token built for real transfers and adoption.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
XRP has held near $2.01 after strong demand returned. A drop below $2 is still possible, but it would likely need a major market shift or new pressure event. The market hasn’t fully closed that door, but the window is tighter than before.
Investors use the label because Remittix focuses on cross-border payments like XRP, but is still early in its product cycle. The wallet is live for real use, and fiat payout tools open on February 9, 2026. It is seen as a payments-first PayFi option with visible progress.
Yes, but it is capped to only 5 million tokens total, so it won’t run forever. A large part of that pool was claimed recently, showing fast interest. The cap creates urgency, especially for early stage crypto investment watchers.
It supports sending crypto to bank accounts across many countries and focuses on adoption beyond market buzz. The project has confirmed exchange listings and a referral system for transparent daily rewards. Product progress is public before the full platform opens.
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