LIC Share Price Today: 6.82% Surge on Strong Q4, Crosses 200-Day DMA

LIC shares today show strong bullish signals, initially surging 9% on the news of a 38% rise in net profits
LIC Share Price Today: 6.82% Surge on Strong Q4, Crosses 200-Day DMA
Written By:
Aayushi Jain
Published on

Key Takeaways

  • LIC share price today trades at ₹931 as of 11:39 AM IST and hits an intraday high of ₹948.

  • Q4FY25 net profit rose 38% YoY to ₹19,013 crore, supported by operational efficiency and improved financial metrics.

  • Analysts remain bullish with 62% recommending ‘BUY’, citing undervaluation and strong earnings.

LIC share price today is ₹931 as of 11:39 AM IST. This marks a 6.82% jump over the previous close of ₹871.25. The rally came with strong trading volumes and renewed investor optimism. LIC’s stock also crossed the 200-day moving average (200-DMA) for the first time in eight months. This signals a significant technical breakout.

Strong Opening and Intraday Volatility

LIC shares opened at ₹892 and quickly gained momentum. The stock hit an intraday high of ₹948. The day’s low was ₹888. It stayed well above the previous close throughout the session. The upper circuit for the day is ₹958.35, while the lower circuit is ₹784.15. This provides ample room for price movement. The sharp gain reflects investor confidence backed by strong fundamentals and technical indicators.

Record Trading Volumes and Market Interest

Market participation in LIC stock was significantly high. By mid-morning, over 16.67 million shares had changed hands. This is well above the 20-day average of 2.86 million shares. The total traded value stood at ₹15,523.49 crore. This indicates strong interest from both institutional and retail investors. The 20-day average delivery is 17.19%, showing a balanced mix of short-term traders and long-term holders.

LIC share price chart as of 12 PM shows gains of 7.02%:

Technical Levels and Analyst Outlook

LIC’s 52-week high is ₹1,222, while the low stands at ₹715.30. Despite the volatility, the stock is trending positively. The volume-weighted average price (VWAP) for the day was ₹926.08. This aligns closely with the current market price. The stock broke past key resistance levels at ₹875.67, ₹880.08, and ₹887.17. Analyst sentiment remains bullish, with the majority recommending a ‘Buy’ rating.

Also Read: ITC Share Price Dips to ₹442.45; Final Dividend of ₹7.85 Declared

Financial Metrics and Valuation

LIC’s market capitalization reached ₹5,88,920 crore, reaffirming its position as a financial giant.

The stock trades at a trailing twelve-month price-to-earnings (PE) ratio of 13.73. This is well below the sector average of 21.55, highlighting undervaluation. Its price-to-book (P/B) ratio is 6.10. Earnings per share (EPS) for the TTM stand at ₹67.83. LIC also offers a dividend yield of 1.07%, making it attractive for income-focused investors.

Quarterly and Annual Performance Support Sentiment

Investor sentiment was lifted further by LIC’s Q4FY25 results. Net profit rose 38% year-over-year to ₹19,013 crore. This is up from ₹13,763 crore a year ago. Total income, however, dropped to ₹241,625 crore from ₹250,923 crore. LIC declared a final dividend of ₹12 per share. It also issued a bonus of ₹56,190.24 crore to policyholders.

For the full year FY25, Profit After Tax (PAT) stood at ₹48,151 crore. This marks an 18.38% increase. The individual new business premium increased 8.28% year-over-year (YoY) to ₹62,495 crore. The company’s Value of New Business (VNB) grew by 4.47% to ₹10,011 crore. The VNB margin rose to 17.6%, indicating improved profitability from new policies.

Operational Efficiencies and Balance Sheet Strength

The company’s Non-Par Annualized Premium Equivalent (APE) grew sharply. It rose 50.28% YoY to ₹10,581 crore. This contributed to a 937-basis-point increase in LIC’s share within the individual business. The expense ratio improved significantly, from 15.57% to 12.42% in FY25.

The Embedded Value (IEV) rose 6.81% YoY to ₹7,76,876 crore. Assets Under Management (AUM) increased by 6.45% to ₹54,52,297 crore. The solvency ratio improved to 2.11 from 1.98, demonstrating enhanced financial stability.

Conclusion

LIC share price rally today is driven by strong quarterly earnings, increased investor confidence, and favorable technical trends. The stock is currently undervalued and shows clear signs of operational improvements. Its positive earnings outlook has made LIC a standout in the market. With a solid financial foundation and growing optimism, LIC is likely to stay in investor focus. It continues to offer long-term value in the Indian insurance sector.

Also Read:Best Penny Shares Under ₹10 for 2025 Investors

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