IRFC Share Price Today at Rs. 123.13, Up 0.11% Amid Market Volatility

Overview

• IRFC maintains resilient earnings and a solid market cap of Rs. 1,60,899 crore, with steady dividend payouts and support from government-backed rail financing operations. 

• The stock trades at a premium, with a TTM PE ratio (24.14) well above its sector average (11.05), highlighting investor confidence. 

• Despite strong fundamentals, IRFC’s current volume is lower than its 20-day average, reflecting a cautious approach among traders amid market volatility. 

Indian Railway Finance Corporation (IRFC) share price today traded with marginal gains, reflecting steady investor sentiment despite broader market volatility. At the time of writing, IRFC shares stood at Rs. 123.13, up 0.11% from the previous close of Rs. 122.99, according to Moneycontrol market data. The stock opened slightly higher at Rs. 123.65, and during the day, it touched an intraday high of Rs. 124.23 and a low of Rs. 122.69.

Trading Activity and Market Performance

IRFC shares recorded a volume of 5,051,104 shares, with a traded value of Rs. 6,218.92 lakh. This was moderate activity compared to its 20-day average volume of 31.44 million shares. The lower-than-average volume reflects a cautious approach among traders in the current session. The stock’s VWAP (Volume Weighted Average Price) is at Rs. 123.36, suggesting most trades took place near the current market price.
IRFC share price chart on TradingView shows gains of 0.09% during intraday trading:

IRFC shares today have a market capitalization of Rs. 1,60,899 crore, cementing its position as a large-cap public sector enterprise. The stock has a beta of 1.36, showing higher-than-market volatility. It makes IRFC stock attractive for short-term traders but inherently risky for long-term investors.

Historical Trends and Key Metrics

IRFC share price hit a 52-week high of Rs. 178 and a 52-week low of Rs. 108.04 over the past year, underlining its volatile nature. Long-term investors also note that the company once touched an all-time high of Rs. 229 and an all-time low of Rs. 19.30, highlighting the strong growth it has achieved since listing.

The shares maintain a book value per share of Rs. 39.38 and offers a healthy dividend yield of 1.30%, making it an attractive option for income-seeking investors. Its TTM (Trailing Twelve Months) EPS stands at Rs. 5.10, reflecting a 3.36% year-on-year growth. With a TTM PE ratio of 24.14, the stock is trading above the sector PE of 11.05. This is an indicator of the stock’s premium valuation relative to peers in the financial services sector. The P/B ratio of 3.13 also places it at an above-average valuation level.

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Technical Levels to Watch

Based on Moneycontrol market data, IRFC share price’s  immediate support and resistance levels are close to its current trading price. The pivot point (PP) for the stock is at Rs. 123.17, very close to its current market price. On the upside, the stock faces resistance at Rs. 125.74 (R1), Rs. 128.48 (R2), and Rs. 131.05 (R3). Conversely, support levels are placed at Rs. 120.43 (S1), Rs. 117.86 (S2), and Rs. 115.12 (S3). Given its positioning near the pivot point, traders are watching for a decisive breakout above Rs. 125.74 to confirm bullish momentum. On the downside, a breach below Rs. 120.43 could trigger further weakness.

Market Outlook

IRFC is a key financing arm of the Indian Railways, providing stability and long-term growth prospects due to strong government backing. While the stock trades at relatively higher valuations, its consistent earnings growth and dividend payouts offer comfort to long-term investors. The analysts on Moneycontrol recommend a ‘Sell’ rating.

In the near term, market sentiment will likely drive share price movements, with technical levels playing an important role. Investors should keep an eye on resistance at Rs. 125.74 closely for signs of a breakout, while support near Rs. 120 will remain critical for protecting downside risks.

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FAQs

1. What is IRFC’s main business and why is it important?

Indian Railway Finance Corporation (IRFC) is the dedicated financing arm of Indian Railways, responsible for funding railway expansion and asset procurement via leasing and lending models. Its public sector status and government support enhance stability and reliability, making it crucial to rail infrastructure development.

2. How has the IRFC share price performed in the last year?

Over the past year, IRFC’s share price has fluctuated widely, trading between Rs. 108.04 and Rs. 178.00, reflecting significant volatility. Despite long-term growth since listing, the recent 12-month period recorded a negative return of around -30%, owing to market corrections and sector sentiment.

3. What are the technical levels to watch for IRFC right now?

As of September 3, 2025, the pivot point is at Rs. 123.17, with immediate resistance at Rs. 125.74 and support at Rs. 120.43. A sustained breakout above Rs. 125.74 could trigger bullish momentum, while a breach below Rs. 120.43 risks further downside, so these are closely watched by traders.

4. How does IRFC’s valuation compare with its sector?

IRFC trades at a trailing twelve months (TTM) PE ratio of 24.14, above the sector average of 11.05, and a price-to-book (P/B) ratio of 3.13. This premium valuation reflects market confidence in its earnings consistency but carries higher relative pricing than its financial sector peers.

5. Is IRFC a good choice for income-seeking investors?

With a steady dividend yield of around 1.30% and a history of consistent payouts, IRFC appeals to income-oriented investors. Its reliable government support, large-cap status, and role as a railway financier add confidence, but volatility and premium valuation must be weighed for long-term decisions.