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IDFC First Bank share price trades at ₹77.35 after rising over 12% in the past month.
Analysts project 29% CAGR in core PPOP and 57% EPS growth between FY25–28.
Technical breakout for the stock hints at a potential rally towards ₹84.5 and beyond.
IDFC First Bank share price is trading at ₹77.35 as of 11:51 AM on July 2, 2025. The current price level reflects a modest gain of 0.14%. The stock opened at ₹77.25, slightly above its previous close of ₹77.24. Over 2 crore shares have exchanged hands so far. The trading value of the stock has touched ₹1,618.67 crore, indicating sustained investor interest.
Despite the narrow intraday move, the share price has gained over 12% in the last month. The current trading level is approaching the 52-week high of ₹82.10 and sits well above the 52-week low of ₹52.46. The day's high is ₹77.55, while the low stands at ₹76.82. The upper and lower circuit limits are ₹84.96 and ₹69.51, respectively.
Analyst sentiment toward IDFC First Bank stock today remains upbeat. Out of 18 analysts tracking the stock, 39% recommend a 'Buy', 17% suggest 'Outperform', and 28% advise 'Hold'. Notably, there are no 'Sell' ratings, underlining the prevailing positive outlook. The stock’s current market capitalization is ₹56,731 crore.
IDFC First Bank share price chart shows a slight dip of 0.17% as of 12.12 PM:
Global brokerage Investec recently upgraded its view on IDFC First Bank. It projects a robust 29% compound annual growth rate (CAGR) in pre-provision operating profit (PPOP) over FY25–FY28. It is the highest growth rate among banks. This is expected to be driven by an estimated 80-basis-point reduction in the cost-to-assets ratio.
The projection points to an estimated Return on Assets (RoA) of 1.3% by FY28, up from 0.5% in FY25. With these improvements, the bank could deliver a sector-leading 57% CAGR in EPS through FY28.
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On the technical front, IDFC First Bank is showing signs of strength. Anshul Jain, Head of Research at Lakshmishree Investment, noted the stock’s breakout of a bullish 184-day-long rounding bottom pattern. It is a key formation suggesting long-term accumulation.
The next major resistance level lies at ₹84.5, which coincides with a crucial weekly swing high. A decisive breach and close above this level could turn the structure from mildly to strongly bullish. Jain recommends assessing momentum toward testing the stock’s all-time high of ₹100.70.
Currently, IDFC First Bank trades at a trailing 12-month P/E ratio of 38.10. It is high compared to the sector PE of 20.66. The Price-to-Book (P/B) ratio is 1.55, which is within the average range for the banking sector.
The bank’s book value per share is ₹50.21. TTM EPS stands at ₹2.03, down 48.40% year-over-year. Despite no dividend yield, the improving operating metrics keep investor expectations elevated.
IDFC First Bank share price today continues to ride on positive fundamentals and bullish technical indicators. As it approaches key resistance levels, a breakout supported by strong volumes could set the stage for an all-time high. Investors and traders should closely watch the ₹84.5 level for cues on the stock’s next big move.
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1. What is the IDFC First Bank share price today?
As of 11:51 AM on July 2, 2025, it’s trading at ₹77.35.
2. Is IDFC First Bank a good bank to buy?
Analyst ratings are positive, with 56% recommending Buy or Outperform, and no Sell ratings.
3. What is the future of IDFC First Bank shares?
Prospects look promising thanks to strong revenue growth, rising earnings, and a technical breakout.
4. What is the target price of IDFC First Bank?
Technical analysts are eyeing ₹84.50 as the next key resistance and potential target.
5. What is the price target for IDFC First Bank in 2025?
With strong fundamentals and growth forecasts, many estimate the stock could reach ₹84–₹85 by year-end.
