.png){kind=logo}
HDFC share price today on April 14, 2025, as of 11:49 AM was up by 2.37% to ₹1,806.75. This rise from the last close of ₹1,765.00 shows growing investor optimism. The upward momentum is fueled by strong quarterly performance and favorable post-merger news. The HDFC stock opened at ₹1,774.75 and reached an intraday high of ₹1,819.40. It has also demonstrated sustained strength near its 52-week high of ₹1,880.00.
HDFC Bank continues to be among India's most valued companies, boasting a market cap of ₹13,82,565 crore. The day's trading volume was 16.39 million shares, with a total traded value of ₹2,96,088.08 lakh. The VWAP of the stock was observed at ₹1,803.31, meaning that the market has mostly priced the share around its current price level.
HDFC share price today as of 11.58 am is ₹1,806.75:
The fundamentals of the HDFC shares attract both retail and institutional investors. The price-earnings ratio (P/E) of 19.87 aligns with the peer average of 19.29. The price-book (P/B) multiple of 2.89 on the other hand points to reasonable price valuations, compared to its rivals. The dividend yield of 1.08% also impresses income-generating investors. On top of this, the bank boasts an excellent book value per share at ₹625.39, displaying strong financial footing.
The recent rally is mainly driven by a good business update for Q4 FY25. Total deposits grew 14.1% year-on-year to ₹27.14 lakh crore, with subsequent growth of 5.9%. Gross advances also grew 5.5% year-on-year, at ₹26.43 lakh crore. Retail loans grew 9%, and commercial and rural banking sectors experienced a 12.8% increase, reflecting broad-based credit demand.
The 3.9% rise in Current Account Savings Account (CASA) deposits to ₹9.45 lakh crore indicates the bank's strength in securing stable low-cost funding. These numbers indicate a strong balance sheet and great operational efficiency post-merger.
With its takeover by HDFC Ltd, the bank has realigned its priorities towards high-yielding retail and rural lending to rebalance its portfolio and increase deposit mobilization. HDFC Bank is targeting a 15% deposit CAGR for FY25–27. At the same time, it is progressing towards operational streamlining to lower its cost-to-income ratio to approximately 40% by FY27.
The bank's conservative management of assets continues to make it stand out. Gross and net non-performing asset (GNPA/NNPA) ratios standing at 1.4% and 0.4% and a healthy provision buffer of ₹26,200 crore. Thus, HDFC Bank is well-positioned to take care of economic uncertainty.
HDFC Bank continues to be a favorite among top brokerages due to its sustained outperformance and strong fundamentals. The bank has risen 5.87% in the last month and 7.03% in the last half-year even as the general markets have remained volatile. HDFC Bank stock has risen by almost 19% in the last year, outgaining the small increase of the Nifty Bank Index.
HDFC Bank plans to grow its net interest margins to 3.5–3.6% by FY27. This will be supported by the moderation of funding costs and higher CASA share. Its cost and risk management discipline positions it well for future growth. Majority of analysts (76%) recommend a ‘BUY’ rating.
The rally in HDFC share price today, on April 14, 2025, shows positive investor sentiment fueled by excellent Q4 results update, strategy clarity, and strong finances. The HDFC Q4 results announcement is scheduled for April 19, 2025. Investors eagerly await the complete financial reports. For now, the stock seems like a good option for long-term investment.
