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Mutual fund SIPs can start as low as Rs. 100 with beginner-friendly investment apps.
Apps like Groww, Kuvera, and ET Money offer features for tracking, saving tax, and expert advice.
Most apps are free, easy to use, and help users invest without prior finance knowledge.
Mutual fund investing used to feel like something only finance experts did. Now it’s become way more accessible. With just a smartphone and a small amount like Rs. 100, anyone can start investing. Mutual Fund Apps have revolutionized how young investors access and manage their portfolios.
These apps make it simple to grow savings, track investments, and make informed decisions, all without needing to study finance. Here are some of the most popular mutual fund apps used in India today:
Groww is one of the top apps people use for investing. It supports mutual funds, stocks, ETFs, and even digital gold. Many prefer it for mutual fund SIPs that start at Rs. 100 or Rs. 500 per month. The layout is simple, and it’s easy to check how funds are performing. Groww recently added an option to store mutual fund units in a demat account, making it easier to track everything together.
Best for: Novice investors seeking a straightforward app that consolidates all essential features.
Many Mutual Fund Apps now include educational content to guide beginners through SIPs and fund choices. Zerodha Coin belongs to the popular stockbroker Zerodha. This app focuses only on direct mutual funds, which means there’s no commission involved.
All investments are held in a demat account, which is helpful for those who also invest in stocks. Coin also offers features like systematic transfers and family portfolio management.
Best for: Individuals already trading with Zerodha or investing in stocks and mutual funds.
Also Read: Top Performing Small Cap Stocks to Check Out This Weekend
Paytm Money is a part of the Paytm app. It helps people invest in mutual funds, stocks, and NPS. The app provides funding suggestions based on goals and facilitates easy comparison. SIPs can start from Rs. 100, and they also have an option to invest in digital gold. The app is easy to use and suitable for beginners. Best Investment Platforms offer real-time analytics, diversified options, and user-centric dashboards.
Best for: Novice investors seeking a straightforward and hassle-free experience.
Kuvera gives access to direct mutual fund plans without any commission. It has easy tools to track goals, save on tax, and switch from regular to direct plans. It also lets families manage all their investments together in one app. Top Mutual Fund Apps 2025 are expected to integrate AI-driven recommendations and tax optimization features.
Best for: Long-term planners and tax-saving enthusiasts.
ET Money goes beyond mutual funds. Along with SIPs, it helps track spending, shows credit scores, and provides insurance planning. Fund suggestions are given based on goals and spending habits. There’s also a premium version that provides access to extra planning tools.
Best for: Individuals who need both investment and personal finance monitoring in a single application.
Also Read: Top 10 Stocks Most Favored by Mutual Funds in India
AssetPlus is not like most other apps. It gives each user a financial advisor who helps them choose the right funds. The advice is based on factors such as age, plans, and the level of risk a person is comfortable with. Even if someone has invested using other apps like Groww or Paytm Money, they can still track all their funds on AssetPlus.
The app does not charge the user for this help. Its main goal is to support the user for a long time and help them stay regular with their investments.
Best for: Individuals seeking expert assistance while investing.
Scripbox provides ready-to-go portfolios for simpler investing.
Angel One provides funding suggestions based on facts and trends.
myCAMS and KFinKart assist in tracking mutual funds of various AMCs in one location.
SIP Tracking Tools make it easy to monitor monthly contributions and projected returns. Each app has something different to offer. Some apps are simple and help users understand how mutual funds work, while others give expert advice and planning support.
Beginner-friendly finance apps focus on intuitive UI, making wealth-building accessible for everyone. Anyone can start using these apps without needing a lot of money or special knowledge. If a person invests regularly, these apps can help in growing wealth slowly over time.
