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Bajaj Finance shares have maintained strong fundamentals with high growth in market cap and stable investor participation.
Low valuations based on PE and P/B reinforce confidence in the long-term potential of Bajaj Finance stock.
Technical levels point to short-term volatility, while overall sentiment remains tilted to sustained recovery and future growth.
Bajaj Finance share price was at Rs. 1,025, down 1.20% over the previous close of Rs. 1,037.50. The stock opened stronger at Rs. 1,041.90, reaching an intraday high of Rs. 1,042, before trending lower on profit booking by participants amid broader market volatility. It touched an intraday low of Rs. 1,020.50, reflecting narrow yet visible trading. Here is an in-depth Bajaj Finance share price analysis based on Moneycontrol data.
32.3 lakh shares changed hands at press time, amounting to Rs. 3,310 crore in total turnover value. The VWAP stood at Rs. 1,028.66, which indicates that most traders have exchanged the stock close to the current levels, suggesting a balanced market sentiment. Despite the downtrend today, Bajaj Finance shares are supported by strong fundamentals with continued good financial performance. This reflects upside potential in the long-term.
Bajaj Finance stock's beta of 1.11 indicates relatively higher volatility than that of the overall market, which is common for NBFCs sensitive to interest-rate movements and consumer lending cycles. Bajaj Finance continues to be among the most closely watched financial stocks.
Bajaj Finance remains one of India's most valuable financial companies with a market capitalization of Rs. 6,37,555 crore. Its valuation has surged by about Rs. 20,348 crore in the past week alone. Thus, making it one of the top gainers on the basis of market capitalisation, alongside giants like Reliance Industries and ICICI Bank.
Bajaj Finance share price chart on Moneycontrol shows a loss of 1.40% at the time of writing:
Valuation strength for Bajaj Finance shares is further underpinned by its placement near its 52-week high of Rs. 1,102.50, higher than its 52-week low of Rs. 649.10. The long-term growth trajectory remains intact, especially considering that the company's all-time low was just Rs. 0.24. Hence, it shows the amazing wealth creation it has delivered over the years.
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Bajaj Finance share price still seems to be in a good position. The TTM EPS of 29.41, implying an increase in earnings by 19% YoY, conveys strong profitability momentum. A premium stock with a TTM PE of 34.84 remains below historical averages and is considered low PE against its own valuation cycles. Besides, the P/B of 6.29, also classified as low P/B, states that despite being a high growth NBFC, the stock is available at a reasonable price-to-book value.
The company's dividend yield of 2.73% remains attractive for the long-term investor seeking passive income along with capital appreciation potential. At a book value per share of Rs. 163.05, the stock continues to reflect high intrinsic value backed by strong loan growth, customer additions, and prudent risk management.
Analyst sentiment remains mixed but stable. On Moneycontrol, 34% analysts are recommending ‘’Hold’, while 47% still maintain a ‘Buy/Outperform’ rating. Only 18% fall under ‘Underperform’ or ‘Sell’. It indicates continued confidence in the company’s long-term fundamentals. The immediate resistance for the stock is at Rs. 1,043-Rs. 1,049, while support is at Rs. 1,031 and Rs. 1,025. A breach below Rs. 1,020 may attract further selling. Meanwhile, consistent buying above Rs. 1,040 can trigger a rebound toward recent highs.
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Despite today's mild decline, Bajaj Finance stock is fundamentally strong and continues to expand its market foothold. With stable earnings growth, favorable valuation, and rising investor confidence, the stock is expected to remain a key player in the financial sector. Short-term volatility aside, its long-term trajectory stays in line with consistent performance and rising market capitalization.
1. Why did Bajaj Finance's stock price decrease today?
Today's decrease in Bajaj Finance's stock prices can be primarily attributed to recent profit-taking and overall market volatility rather than an adverse incident or event with Bajaj Finance. Investors typically lock in profits after a recent spike in value, which creates temporary pressure on the stock. However, regardless of this decrease, the underlying growth potential of Bajaj Finance remains very positive in the long term.
2. Is Bajaj Finance still a fundamentally strong company?
Yes, Bajaj Finance is one of the best fundamentally sound companies in the Indian Financial Services Industry. Its continued growth rate of profitability, the quality of its loan portfolio, significant success in acquiring new customers, and effective risk management policies, combined with ongoing support from institutional investors, continue to provide excellent long-term opportunities for investors.
3. What does the stock’s valuation indicate right now?
The current valuation metrics of Bajaj Finance include a trailing twelve-month (TTM) Price to Earnings ratio (PE ratio) below its historical averages and a relatively low Price to Book ratio (P/B ratio). Based on these current valuation metrics relative to Bajaj Finance's ability to increase in the future, Bajaj Finance is attractively priced at this time. This current pricing provides an opportunity for investors to accumulate shares of Bajaj Finance during market dips, which will allow them to remain in a strong financial position without paying a premium for potential future performance.
4. How does Bajaj Finance’s market cap growth affect investors?
The growth of Bajaj Finance's market capitalization is indicative of the increasing level of confidence investors have in the company and the increased number of institutional investors entering the market. When the market capitalization grows at such a rapid pace, it is typically indicative of strong underlying company performance, which subsequently leads to more long-term investors holding or buying additional shares, believing the stock has value and stability over time.
5. What should investors watch for in the coming sessions?
Investors should be keeping close watch on specific technical levels, particularly the support level at approximately Rs. 1,020 and the resistance level at approximately Rs. 1,040. A breakout from either of these areas can provide an indication of where the stock is likely to move directionally from there. Additionally, investors should also pay attention to macroeconomic factors, policy trends set forth by the Reserve Bank of India, and earnings announcements to get an idea of how the stock is likely to perform in the near term.
