

Mukesh Ambani delivered a powerful message on investment strategy at a major financial event in Mumbai. He noted that idle savings in bank accounts and traditional assets do not generate meaningful wealth.
The business mogul emphasizes that savings must be invested to create real wealth over time. His statement comes as India moves into a strong phase of economic growth. Mukesh urged Indians to embrace stock market investing to achieve accurate wealth compounding.
The Reliance Industries chairman shared his views at the Jio BlackRock ‘Investing for a New Era’ event on February 4, 2026. BlackRock CEO Larry Fink joined the discussion. Ambani said Indian households save regularly but avoid investing in markets. A large share of household money stays in bank deposits, gold, and other physical assets.
Ambani explained that bank deposits give limited returns. Interest rates remain low after tax and inflation. Over time, such idle savings lose value. This prevents money from compounding and building long-term financial strength. He stated that this habit hinders families from creating wealth.
Mukesh explained the concept using stock market investments. Equity markets allow money to grow with businesses and the economy. When companies earn more and expand, investors gain from that growth. Ambani said capital markets help turn savings into productive capital. They turn passive money into active wealth.
Ambani also spoke about India’s economic direction. He said the country is heading toward a much larger economy in the coming years. Growth is visible across sectors like digital services, energy, manufacturing, and infrastructure. He believes household savings should take part in this growth story.
Gold and silver also came up during the discussion. Ambani said physical assets do not generate income. Gold stays locked and does not support economic activity. Heavy dependence on such assets limits the flow of money into capital markets. This reduces the scope for long-term wealth compounding.
Ambani stressed the need to make investing simple. He compared it to the telecom change brought by Jio. Mobile services once felt costly and confusing. Jio made them simple and affordable. Ambani wants investing to follow the same path. Easy access and simple products can bring more people into markets.
Jio BlackRock aims to support this change. The venture plans to offer clear and trusted investment options. Ambani said investing should feel normal for households, not difficult or risky. Savings should easily turn into income-generating assets.
Larry Fink supported this view and said the coming years belong to India. He said people who invest in their country’s growth often do better financially. Long-term market participation creates better outcomes than keeping money idle in banks.
Ambani’s message remains simple. Idle savings do not grow. Stock market investing allows money to compound. This shift can help households build wealth and support India’s economic future.
Also Read: Jio Financial Share Price Up 8.63% at Rs. 265.65 on BlackRock Partnership