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Revolut, the UK-based fintech giant, is aiming for a valuation between $150 billion and $200 billion when it eventually debuts on the stock market. This ambitious target would solidify the firm’s position among the world's most valuable financial institutions. It would also dramatically increase the net worth of its founder, Nik Storonsky.
Despite the high valuation goals, the company maintains a patient approach toward an Initial Public Offering (IPO). Nik Storonsky indicated that a stock market debut is unlikely before 2028. The Founder views public status as a vital tool to build customer trust. However, the group prefers a ‘low and steady’ transition from a private entity to a listed corporation.
A pivotal catalyst for this growth was the March approval of a full UK banking license. After a multi-year wait, this regulatory milestone allows Revolut to offer loans and traditional banking products in its home market. To mirror this success globally, the business has also submitted an application for a banking license in the United States. Thus, the company may soon broaden its international footprint.
The firm’s financial trajectory supports its aggressive valuation. In 2025, Revolut reported record pre-tax profits, driven by $6 billion in revenue. This growth stems largely from a surge in premium subscription users. While recent funding rounds valued the company at $75 billion, an upcoming share sale later in 2026 may push that figure past the $100 billion mark.
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Under the terms of a specific agreement, a $200 billion valuation would trigger an increase in Storonsky’s equity stake. This shift could bring the value of his personal holdings to approximately $80 billion.
The shift from a payment application to a full-scale bank makes these bold targets more realistic. The firm would compete for high-value lending products in both the UK and the US. This brings Revolut closer to its ultimate goal, the creation of a global financial super-app.
