Yen Carry Trade Collision: Bank of Japan’s Rate Shock Aims at Bitcoin — Why Digitap ($TAP) is the Best Crypto Presale Hedge

Global markets are in store for a potential major shock from Japan that could ripple across multiple asset classes. The Bank of Japan has hinted at an imminent interest rate hike, representing a surprising shift for a central bank that kept rates near zero from 1999.

A potential rate shock would harm the famed “yen carry trade,” a strategy that played a major role in driving the prices of stocks, bonds, and even Bitcoin higher. If Japan’s era of nearly free money ends, it could trigger volatility and deleveraging in risk assets.

Bitcoin could find itself squarely in the crosshairs, forcing investors to find altcoins to buy in uncorrelated opportunities. One such avenue is Digitap ($TAP), a crypto presale project whose value proposition, presale structure, and business model offer strong insulation from broader market turmoil.

How Japan’s Rate Pivot Threatens the Global Yen Carry Trade

For nearly three decades, Japan’s monetary policy ranged from negative interest rates to free money and now to low interest rates. The bank raised its rates for the second time since 2007 in early 2025 to a range of 0.25% to 0.5%, marking a level not seen in 17 years.

This could severely impact the yen carry trade, which consists of global investors borrowing Japanese yen at minimal cost and converting it into other currencies. In essence, global investors could borrow yen for nearly free and invest the money in Bitcoin. This steady outflow of cheap yen has been a quiet driver behind many bull runs.

Now, the central bank appears poised to increase rates to a level not seen in 30 years, around 0.75%. Inflation is creeping above the bank’s 2% target for the first time in years, while the central bank acknowledged it can’t keep borrowing costs at rock-bottom levels.

There is a roughly 90% likelihood of a rate hike to be announced during the BoJ’s policy meeting scheduled for December 18–19.

Why Macro Shocks Hit Bitcoin Before Other Risk Assets

Bitcoin is still very much a highly speculative asset on the global stage, and it is not immune to central bank decisions. The significance of the yen carry trade to Bitcoin lies in liquidity and leverage. While impossible to determine, a portion of the capital from the yen carry trade found its way into Bitcoin, helping lift its price.

The main concern is that Bitcoin and the broader crypto market are often the first to absorb funding shocks. As major financial players de-risk, in this case due to a yen carry unwinding, they could look at riskier assets like Bitcoin first.

By all measures, Bitcoin’s fundamentals remain strong. BlackRock’s CEO, Larry Fink, recently acknowledged that multiple sovereign wealth funds were actively buying during the recent dip in Bitcoin’s price. However, none of this matters as Bitcoin’s short-to-medium-term price action is heavily influenced by macroeconomic flows.

Bitcoin might very well remain among the top cryptos to buy for the long term, but it is still entering unfamiliar territory due to shifts in Japan’s monetary policy. The yen carry trade matters for Bitcoin, and many investors are proactively seeking hedges and alternative plays, especially in crypto presale projects.

How Digitap’s Omni-Bank Blends Crypto, Fiat, and Spending

Digitap has emerged as a compelling alternative for those looking to diversify their crypto exposure. Digitap is the company behind the world’s first “omni-bank,” meaning it is a crypto-enabled banking platform with traditional fiat products and services.

Some consider it operating at the intersection of fintech and DeFi. Digitap users can open offshore fiat IBAN accounts and transact with more than 100 cryptocurrencies. Users can send, receive, store, save, invest, and now spend both fiat and crypto in one seamless app.

Thanks to a partnership with Visa, Digitap users can obtain a virtual and physical Visa debit card linked to their account. This enables everyday purchases, even with crypto. The app can swap crypto to fiat at the point of sale, meaning a user’s crypto portfolio is now spendable in real life.

Digitap Targets Remittances and the World’s Unbanked

What makes Digitap a top altcoin to buy is the fact that its platform is already live worldwide. Digitap has seen tremendous growth in two notable markets. First, foreign workers who send money back home could save on average five percentage points when moving money across borders. Money remitters charge on average 6.2% of the amount sent, but Digitap’s smart rails could slash these costs to under 1%.

Second, an optional no-KYC signup process means most of Digitap’s banking services are available to the more than 1 billion adults worldwide who are unbanked or underbanked. Many of these people live in countries where access to identification is difficult or impossible.

Digitap’s Banking Utility Puts $TAP Among Altcoins to Buy Amid Volatility

Digitap’s presale of its native $TAP remains in its presale stage and has proven it is resilient to broader market volatility. While crypto markets have heavily sold off since October, Digitap’s presale continued to follow its pre-set schedule of incremental increases through different presale stages.

The price of $TAP was initially offered for sale in late summer at $0.0125 and has steadily risen to $0.0361. Digitap has raised over $2.3 million during a period of heavy selling pressure, demonstrating that it offers a temporary hedge. Digitap’s attractive tokenomics also play a strong role in making it an altcoin to buy. 

With a capped supply of 2 billion tokens and 50% of all platform profit allocated toward buybacks and burns, Digitap’s $TAP is aligned with the platform’s long-term growth profile.

A Yen Shock Could Hurt Bitcoin but Lift Digitap’s Case

Digitap’s team confirmed it will graduate from crypto presale to trade on public markets at an expected listing price of $0.14. When this takes place, the diversification narrative making $TAP an altcoin to buy to hedge against market volatility could continue.

In a scenario where a yen carry trade shock causes Bitcoin to tumble, Digitap’s core business of providing banking services could actually thrive in a high-volatility environment.

Investors are likely to focus on assets with real utility and intrinsic value, instead of those propped up by leverage. Digitap’s real use case, cheap global money transfers, and a fresh Visa partnership place Digitap as a top crypto to buy.

Digitap is Live NOW. Learn more about their project here:

Presale https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

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