Why Experts Call MUTM the Next SOL, This New Crypto Could Be the Next to Explode

Experts across the market are pointing toward Mutuum Finance (MUTM) as the next major player among upcoming defi projects. Many are calling it the “next SOL” because of its advanced lending design and smart staking system that will power a self-sustaining ecosystem. Early whale and retail activity shows strong belief in its future value, with investors moving large sums into this new cryptocurrency before the next phase begins.

MUTM is still priced at just $0.035 during its presale Phase 6, which makes it one of the most attractive crypto investment opportunities under $0.05. With a live dashboard already available and a growing leaderboard that rewards active traders daily, the platform is building strong community engagement ahead of its main launch.

A Growing Presale with Rising Demand

Mutuum Finance (MUTM) has a total token supply of 4 billion. So far, over $18.35 million has been raised with more than 17,750 holders joining the presale. The project is now in Phase 6, where 85% of the 170 million tokens have already been sold. The next step, Phase 7, will raise the price to $0.04, marking a 15% increase. The $0.035 is the final discounted price at which you can accumulate as many tokens as you can, delay may cost you 15% may be today.

Early investors are already seeing results. A participant who joined during Phase 2 by investing $10,000 worth of BTC secured tokens at $0.015. At today’s Phase 6 price of $0.035, that investment equals about $23,300 — a 2.33x value gain even before listing. By Phase 11, when the price reaches $0.06, this same position will represent a 6x value return. These numbers explain why many see MUTM as a SOL-like growth story waiting to happen. Unlike many tokens that depend only on hype, Mutuum Finance (MUTM) is built around strong economic logic. Its ecosystem combines real lending, staking, and buyback mechanics that will drive long-term token demand once the platform goes live.

Smart Lending Systems Driving Real Value

Mutuum Finance (MUTM) will feature two lending models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). Each model serves different user needs while working together to keep liquidity active.

In the P2C model, users will lend assets like $20,000 in USDC and receive mtUSDC 1:1, earning around 12% APY — equal to $2,400 yearly. Borrowers will also benefit by using assets such as $2,000 worth of SOL as collateral to borrow up to $1,500 in USDT. These activities will keep liquidity circulating through smart contracts, creating steady MUTM usage and natural price growth.

The P2P model adds flexibility and higher reward options. This risk-adjusted setup attracts users seeking high yields while protecting the protocol’s main liquidity pools. Together, both systems form the foundation of Mutuum Finance (MUTM)’s ecosystem, encouraging more lending, borrowing, and long-term staking. Mutuum’s design ensures that each transaction strengthens the platform rather than draining it. Lending locks liquidity, borrowing creates MUTM demand, and continuous utilization will expand its reach within the defi arena.

Continuous Demand Through Buybacks and Distribution

Another reason experts compare MUTM to SOL lies in its buy-and-distribute system. The revenue generated from platform activity will be used to buy MUTM tokens from the open market. These tokens will then be distributed to stakers who hold mtTokens. This system will reward active users and build sustained token demand, ensuring price growth is backed by genuine activity rather than speculation.

As more users engage in lending and borrowing, this revenue cycle will grow stronger. With each round of buybacks and distributions, long-term participants will gain direct benefits from platform success. This creates a reward loop that aligns user participation with the project’s overall growth.

Mutuum Finance (MUTM) will also include strong risk management. Loan-to-Value (LTV) ratios and liquidation thresholds will protect both lenders and borrowers. For example, ETH-based loans will allow up to 85% LTV, while assets like DOGE will be capped at around 45% to limit exposure. These measures ensure that liquidity remains stable even during volatile market conditions, strengthening investor confidence in this new cryptocurrency.

As the platform prepares for its live launch and upcoming listing, the combination of ready-to-use lending functions, staking rewards, and transparent token economics will attract both users and exchanges. Early liquidity and adoption are expected to build a natural upward trend in value, similar to the early days of SOL.

Experts Expect SOL-Like Growth Momentum

With Phase 6 already 85% complete and the next price jump to $0.04 approaching, investor interest continues to rise. Experts linking Mutuum Finance (MUTM) to early-stage SOL highlight its ability to combine real financial utility with strong token demand. The project’s dual lending models, steady buybacks, and upcoming platform launch give it the structure of a long-term defi leader. 

For those watching the next breakout crypto investment, MUTM stands as one of the most promising tokens under $0.05. As whale inflows grow and the presale nears its next phase, time is running out to secure a position before the next price increase. Investors looking for the next SOL-level growth story in a new cryptocurrency are turning their focus toward Mutuum Finance (MUTM) — a project built on real utility, expert confidence, and lasting value.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance