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Solana at $147 is still the fastest chain in crypto with the most retail traders. But with the layer 1 valuation premium compressing, smart money is already looking for the next cohort of winners of the application layer, and crypto presales are back in the limelight.
Almost all the most interesting altcoins to buy this year look like fintech products. They are hiding crypto under the hood, simplifying the experience, and onboarding a new generation of users.
While crypto natives might not like it, the future of crypto is in delivering better products to a wider audience. That’s why Digitap ($TAP) ranks as a leading crypto to buy now. Solana’s speed versus Digitap’s banking utility.
SOL is the clean risk-on trade. $TAP is the consumer banking adoption bet. Who wins in 2026? Read on to find out.
Solana remains the default chain for retail trading. It’s fast, cheap, and it ships. When risk-on happens, it happens on Solana first. The chart looks good, and for the first time in weeks, SOL is showing signs of bullish continuation. Naturally, if it can flip the 50-week and 100-week moving average levels, SOL could enter a prolonged bull trend.
Solana has working towards the launch of Firedancer, which will make the network even faster, and nobody can match Solana when it comes to speed. The central drawback is the lack of value accrual for the SOL token and the high inflation rate, which makes holding SOL for long periods (unstaked) undesirable.
A clear winner among altcoins to buy for long-term crypto exposure and an easy trade if a broader risk-on phase returns. But at $147, SOL is no longer a small-cap gem. Investors who want aggressive upside this year are already migrating toward the application layer.
Digitap is building the world’s first omni-bank, finally eradicating the silo between fiat and crypto. Now, from a single interface, users can send, receive, swap, and stake. One interface and better rails underneath. This is what the next generation of crypto projects looks like.
Stablecoins and blockchains are powerful, but they are still too technical for most people. Digitap packages these into a global money app—downloadable today on iOS and Android—with a classic neobank user experience. This is how the next cohort of users gets onboarded and digital finance scales. The tech becomes invisible, and the products get better.
Raising more than $4.1 million in its crypto presale is a clear signal that the market believes that consumer banking will take off this year. And Digitap has already seen thousands of users sign up for its non-KYC Visa card.
This means on-chain assets can now be spent in the real economy, and it closes the gap between crypto assets and spending power without a complicated off-ramp process. Another key feature is Digitap’s multi-rail settlement, which unlocks transactions on legacy banking rails and blockchains. Meaning money now moves in real time across borders.
Digitap is building better financial tools for the digital-first generation and the billions of users who are underbanked. The ability to disrupt multiple trillion-dollar industries and revolutionize global finance is a core part of why $TAP’s upside potential is so massive, and why it could become one of 2026’s defining plays.
Solana is where retail trades. Digitap is aiming to become where retail banks. Digitap clearly wins if, in 2026, the rampant increase of stablecoin supply and adoption continues. Investors can hold both SOL and $TAP, with Solana acting as a slow grower, and Digitap providing that exciting 25X upside potential. Perhaps more if it scales aggressively.
One of the key drivers of $TAP’s early success and why it ranks among the most interesting altcoins to buy this year is its tokenomics. Digitap directs 50% of platform profits to staking rewards and token burns, meaning that as platform usage scales, the $TAP token benefits.
Available for just $0.0427 today, with a confirmed listing price of $0.14, early buyers have a massive advantage. $TAP is about to enter its growth curve, and it could turn digital-first finance on its head this year. Easily one of the best cryptos to buy now for anyone bullish on banking and stablecoins in 2026.
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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Disclaimer: Analytics Insight does not provide financial advice or guidance on cryptocurrencies and stocks. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. This article is provided for informational purposes and does not constitute investment advice. You are responsible for conducting your own research (DYOR) before making any investments. Read more about the financial risks involved here.
