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As 2026 nears, the crypto market is experiencing increased volatility, which has also impacted top cryptocurrencies like BTC and ETH. BTC is down nearly 5% in the past month.
Amidst this, investors are seeking banking-related coins to diversify their portfolios and achieve higher returns in 2026. As a result, investors are looking forward to banking tokens like Digitap ($TAP) and Remittix (RTX).
Remittix is competing in the cross-border payment niche along with Digitap. Digitap has introduced the world’s first omnibank app that offers efficient cross-border payments. It has amazed everyone with its speed and low-cost service compared to other competitors.
Is $TAP the best crypto to buy before 2025 ends? Learn more!
Remittix is one of the top crypto presales of 2025 that raised over $28 million so far. It aims to improve cross-border payments with fast settlement and lower fees.
In addition, it also allows users to pay fiat to banks worldwide using crypto. The Remittix wallet is in beta and plans to upgrade its infrastructure in the coming days for international compliance requirements and regulations.
However, the key uncertainty remains execution. Most of the crypto ICOs fail, and the team fades away without delivering their promises. So, investors are worried about Remittix if it can complete its development and handle compliance across regions.
Similar to Remittix, Digitap is also one of the best platforms for cross-border payments with fees under 1%. Its mobile app is already live on Android and iOS devices and is receiving great feedback from users.
Its clean UI and easy-to-use interface have attracted users, making it the everyday financial app. Analysts also pick $TAP as the best crypto to buy now.
Since the rise of banking narratives, many new crypto presales have emerged to offer a Web2 experience via a Web3 app. Similarly, Digitap has released its omnibank app to offer a neobank-like experience.
Its transaction speed is fast and confirms activity on-chain as quickly as possible. It has also introduced a multi-rail architecture that makes it possible for the co-existence of crypto and fiat in the same app.
In addition, users can convert assets instantly within the app and transfer across borders using SEPA and SWIFT. So, users are opting for Digitap rather than Remittix.
It has also introduced a tiered privacy model. In its no-KYC policy, users can set up a wallet via a simple sign-up and use it instantly. But to use Digitap’s Visa-backed cards, users must verify their identity, which reduces fraudulent activities.
In contrast with Remittix, which is also working to improve remittance services around the world, Digitap does it better with its multi-rail architecture and keeps fees under 1%, where industry standards are around 6%.
As a result, investors are flocking toward Digitap’s crypto presale, making $TAP the best crypto to buy before 2025 ends.
The fact that Digitap’s presale is in Round 3, with already 61% completed, shows its growing demand despite overall bearish market momentum. Digitap is built around active usage rather than future promises.
It has a fixed supply of 2 billion $TAP tokens, and the supply will be reduced over time because of its in-built burn mechanism, which burns 50% of platform profits. In addition, its staking feature will boost stability and offer a passive income stream to stakers.
Reports show that Digitap offers up to 124% APR. Currently, investors can buy $TAP at the price of $0.0383 per token. So far, this crypto presale has raised over $3 million.
Adding to the momentum, Digitap has hosted a festive event, which is in Phase 3. New investors will receive one mini offer daily till January 1, 2026. Every day, investors can win bonus tokens and prizes like free PRO accounts.
Digitap is heading to 2026 with a bullish setup. Analysts predict up to 100x gains in 2026, making it the best crypto to buy for 2026.
OVER $300K IN BONUSES, PRIZES, GIVEAWAYS. DIGITAP CHRISTMAS SALE IS LIVE
Although both banking crypto presales: Remittix and Digitap are performing well, projects built with real usage and already live platforms could lead in 2026. Therefore, Digitap is the clear winner here as its mobile app has attracted global users, becoming the everyday financial app.
Looking ahead in 2026, Digitap could return over 100x ROI as its team is planning to list $TAP in tier-1 exchanges. They have already allocated 5% of their tokens for top listings.
Investors can grab Digitap’s festive offers by heading to its website.
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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Disclaimer: Analytics Insight does not provide financial advice or guidance on cryptocurrencies and stocks. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. This article is provided for informational purposes and does not constitute investment advice. You are responsible for conducting your own research (DYOR) before making any investments. Read more about the financial risks involved here.
