Only Around 40% Supply Left, Analysts Warn This Could Be the Best Crypto to Buy Now Before $1 Strike 

As the cryptocurrency market grows, buyers are looking for tokens that have both useful features and a high chance of going up in value. Mutuum Finance (MUTM) is now being seen by analysts as a great chance. MUTM is not like speculative tokens that depend only on hype; it is built around lending, borrowing, and staking features that make demand predictable. Early buyers have a short time to buy MUTM before its price starts to rise toward $1, since only about 40% of the presale supply is left.  

Mutuum Finance (MUTM): Structured DeFi with Real Utility  

Mutuum Finance (MUTM) is based on two different lending methods that are meant to meet the needs of different investors. Its P2C pools accept both stablecoins like USDC and DAI and well-known cryptocurrencies like BTC and SOL. To show their ownership, depositors mint mtTokens, which makes the system clear and easy to use. For example, someone who stakes $20,000 worth of ETH into mtETH at a 1:1 ratio will earn an APY of 14%, which is $2,800 a year. By putting up $2,000 in ETH as security, borrowers can get 75% LTV and $1,500 in stablecoin liquidity.  

The P2P desks let people lend money at higher risks using meme tokens like SHIB or PEPE. This keeps speculation away from the main pools. This design makes sure that MUTM's main functions stay safe while also giving risk-tolerant users higher-yield options. By keeping P2C and P2P separate, MUTM strikes a good mix between growth potential and safety, making it a strong utility-driven token in the market.  

About $16.82 million has been raised so far in Phase 6 of the presale. At a price of $0.035 per MUTM, 55% of the 170 million tokens were sold. The price is predicted to rise to $0.040 (+15%) in Phase 7, giving new investors one last chance to buy at a discount.   

There are 4 billion MUTM in circulation, and more than 16,750 people have bought them. The protocol got a Token Scan score of 90.00 and a Skynet score of 79.00 from CertiK. According to the plan, Sepolia Testnet V1 will be released in the fourth quarter of 2025. It will have liquidity pools, mtTokens, debt tokens, and a bankruptcy bot that will support ETH and USDT at first.  

Why MUTM Demand Will Keep Rising  

The way Mutuum Finance (MUTM) is set up provides many levels of demand. The new decentralized $1 stablecoin will be created when someone borrows it and destroyed when it is paid back or liquidated. This will add a steady secondary demand driver for MUTM. By adding Layer-2, transaction fees will go down a lot and speeds will go up. This will make retail staking and microlending easier to get into and more appealing. Users will be able to rent, borrow, and stake mtTokens before the official listing. This will turn interest in the presale into real TVL and adoption.  

Platform income will also be used to buy MUTM on the open market and reward stakeholders, which will keep pushing prices up as activity grows. An interactive dashboard and a top 50 ranking will also help investors stay interested and engaged. The $50,000 USDT bug bounty and the current $100,000 giveaway of $10,000 in MUTM to ten winners are both good for the growth of the token from both a security and a community point of view.  

If an investor in Phase 1 bought MUTM at $0.01, their holdings will be worth 3.5X as much at Phase 6's $0.035 price and 6 times as much at the expected listing price of $0.06. Beta adoption, Layer-2 transaction efficiency, stablecoin utility, and the buy-and-distribute mechanism all work together to make MUTM ready for a path to $1 and beyond. It offers an asymmetric growth chance that is much better than other options in the under-$1 range.  

Phase 6 has sold 55% of its units, leaving only about 40% of the presale stock left. Phase 7 will raise the price to $0.040 (+15%), making it even more important for investors to move quickly. As one of the most interesting crypto opportunities under $1, Mutuum Finance (MUTM) has a clear path to high upside, structured income mechanics, and predictable utility. Serious crypto investors and crypto ETF fans should keep an eye on it.  

For more information about Mutuum Finance (MUTM) visit the links below:  

Website: https://www.mutuum.com  

Linktree: https://linktr.ee/mutuumfinance