Mutuum Finance Price Forecast: How MUTM Could Dominate DeFi As Phase 6 Nears Total Sellout

Mutuum Finance (MUTM) sits hours from Phase 6 exhaustion at 95% allocation on November 19, 2025. The presale has secured $18,850,000 from over 18,120 holders while legacy lending protocols fight fee wars and liquidity fragmentation. Mutuum Finance solves both problems with a hybrid P2C/P2P model, revenue-sharing mechanics, and an over-collateralized stablecoin that turns interest into token buy pressure. Projects that combine real yield with institutional-grade safety at this stage of the cycle rarely stay cheap for long.

Phase 6 95% Gone – Final Moments Remain at $0.035

Only 5% of Phase 6 tokens remain unsold. When the stage closes, the price automatically rises to $0.040, instantly costing new buyers 20% more. Early Phase 1 entrants already hold 250% paper gains. Current entrants still capture roughly 400% upside to the fixed $0.06 listing price. The live dashboard tracks top 50 holders in real time, and the 24-hour leaderboard continues awarding $500 MUTM to the daily #1 contributor (reset 00:00 UTC). Demand has never been higher.

Buy-and-Distribute Mechanism Turns Fees Into Permanent Demand

Every loan on Mutuum Finance (MUTM) generates fees. A portion of those fees buys MUTM tokens on open markets and distributes them directly to mtToken stakers. This is not optional marketing spend, it is hard-coded buy pressure tied to platform volume. Higher utilization equals more revenue equals more tokens removed from circulation. Most DeFi protocols promise yield; Mutuum Finance makes token appreciation a mathematical consequence of usage.

Over-Collateralized Stablecoin Redefines Safety Standards

The upcoming $1-pegged stablecoin will be minted only against excess collateral from the lending pools. Every dollar of interest earned flows to treasury and triggers MUTM buybacks. Unlike failed algorithmic models, this design carries zero depeg risk and creates a growing treasury that permanently supports token value. Institutions that avoided DeFi due to stablecoin scares now receive a compliant, yield-bearing anchor built specifically for lending markets.

Layer-2 Scaling Removes Last Barrier to Mass Adoption

Mutuum Finance confirmed full Layer-2 integration at launch, slashing fees to fractions of a cent while maintaining Ethereum security. Smaller loans become profitable, retail users flood in, and volume compounds. The same infrastructure that let Avalanche process thousands of transactions per second will power Mutuum Finance when DeFi TVL begins its next leg higher.

2026 Price Forecast:  Avalanche Blueprint Signals $1.75–$3.15 Target

Avalanche (AVAX) traded at its cycle low of $2.80 in December 2020. Eleven months later, on November 21, 2021, AVAX hit $146.22 – a verified 5,122% gain that turned every $10,000 invested into $522,200. The trigger was identical: scalable infrastructure meeting explosive DeFi demand.

Mutuum Finance (MUTM) enters 2026 with superior fundamentals – audited code, working testnet weeks away, and revenue mechanics AVAX never had. Conservative models tracking Avalanche’s adoption curve place MUTM between $1.75 (50x) and $3.15 (90x) by end-2026. Aggressive scenarios built on stablecoin treasury growth and multi-chain expansion push realistic targets above $4.00.

Dominance Begins When Phase 6 Ends

The best crypto to buy now is the defi crypto that already solved liquidity, safety, and yield before mainnet while still trading at presale pricing. Mutuum Finance (MUTM) ships V1 protocol on Sepolia testnet in Q4 2025 with full lending functionality live for testing. Phase 6 closes forever in days. After that, every wallet pays more – first $0.04, then $0.06 at listing, then potentially 50x more at cycle peak. Join the presale now, while its still cheap. 

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance