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The holiday season approaches, and Q4 is historically the most bullish quarter for risk assets. The end of the year brings renewed optimism, and valuations can get wild—known as the blowoff top part of the cycle. This year will be no exception. Bitcoin’s momentum points toward a broader bull cycle, and attention is shifting to low-cap gems that can deliver outsized returns in a short timeframe.
That sets the stage for DigiTap ($TAP). Still in its presale phase, the token combines early-stage upside with the fundamentals of a functioning fintech product. Rising demand in the presale, combined with deflationary tokenomics, has put DigiTap on the radar. Now, the question is: can this undervalued gem reach $1 by Christmas?
Investors scanning the market for the best crypto to invest in right now should be paying attention to DigiTap. Set to revolutionize how value moves around the world in a sector expected to exceed $33.5 trillion by 2030.
DigiTap is the world’s first “omni-bank,” a single finance app that seamlessly integrates fiat and crypto. Users can deposit euros, hold Bitcoin, send money across borders, and spend with a card linked directly to their balance. Available on iOS, Android, and desktop, the app is already live, and investors can trial it today. And TAP is the token at the heart of this new omni-banking ecosystem.
For investors asking what's the best crypto to invest in right now, DigiTap offers a clear answer. A token that powers a live product with built-in demand drivers. It blends real-world utility with deflationary tokenomics, making it one of the best cryptocurrencies to invest in for retail newcomers and seasoned traders looking for a practical, utility-driven play. TAP is a bet on the continued growth of global payments, which boast an incredible CAGR of 15%.
DigiTap’s presale performance is showing early signs of strength. In just several days, over 6.29 million tokens have been sold, raising more than $78,000. The token is currently priced at $0.0125, with the next round already set at $0.0159. This structure creates built-in upward pressure: each stage makes TAP more expensive, setting a progressively higher floor before exchange trading even begins.
With a fixed supply of 2 billion tokens, the $1 target equates to a $2 billion valuation. To put that into perspective, this is comparable to where mid-tier payment and utility tokens traded during previous market upcycles. Unlike speculative meme coins, TAP is directly linked to a live omni-banking app and is already powering global payments.
The tokenomics are designed for scarcity. Every transaction inside DigiTap’s Global Money App generates fees, part of which are used to buy back and burn TAP. This deflationary model means that as usage increases, fewer tokens remain in circulation — a mechanism that has historically supported price appreciation in other deflationary assets.
Plus, with the Christmas season approaching, crypto markets often experience a surge in buying activity as retail investors look for the best cryptocurrency to buy right now to maximise short-term opportunities, adding further momentum to DigiTap’s growth trajectory.
Demand is already strong, with over 6.29 million tokens sold and more than $78,000 raised in just the opening days. At this pace, the first presale stage is likely to sell out quickly, moving the price up to the next bracket of $0.0159.
The cheapest entry point is disappearing quickly, meaning investors will have to move fast. Locking in TAP now at its current price of $0.0125 offers the lowest possible cost basis before subsequent stages make participation more expensive. For those considering the best cryptocurrency to invest today for the short term, DigiTap offers exciting upside potential due to the massive growth of digital payments. And its omni-banking services are poised to transform how value flows around the globe.
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Disclaimer: Analytics Insight does not provide financial advice or guidance on cryptocurrencies and stocks. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. This article is provided for informational purposes and does not constitute investment advice. You are responsible for conducting your own research (DYOR) before making any investments. Read more about the financial risks involved here.
