Best Crypto to Buy Today? A Deep Dive into the Top 3 Banking Coins

Banks are going digital. But innovative crypto projects are building the banks of the future. As global digital banking races toward a $2 trillion milestone by 2029, three crypto tokens are laying the foundation for this new financial world.

Digitap ($TAP) is turning the idea of a “one-stop bank” into reality with its omni-bank model. Solana (SOL) is giving Wall Street the speed it craves. And Cardano (ADA) is building the trust layer DeFi always needed. Together, these three make the top 3 banking coins list. The question left to answer is, which one is the best crypto to buy today?

Inside Digitap’s Vision to Unite Banks, Wallets, and Crypto

Money moves fast. Banks don’t. That’s the gap Digitap wants to close with its fresh, innovative take on cross-border payments and transactions.

While Solana and Cardano build rails for crypto transactions, Digitap is building the bridge. It’s the world’s first omni-bank that connects crypto and fiat under one roof. With Digitap, users finally get one app, one control panel, and no detours between wallets, banks, or exchanges.

Inside the Digitap app, users can deposit, withdraw, pay, and swap between crypto and cash instantly. While such a bold vision sometimes ends up being just an idea, Digitap is already live and widely popular.

Add in offshore accounts, smart compliance, and privacy layers powered by AI, and users get a money system that actually fits the way the world works in 2025 and beyond.

The presale tells a lot about what the market thinks of this bold take on finance. Over 47 million tokens (more than 82% of Round 1 gone) have been sold within days. At $0.0125, before it jumps to $0.0159, early entries could pocket a 27% gain in weeks.

What’s interesting to note is that analysts are forecasting a potential 100x price pump once $TAP hits major exchanges.

Digitap ($TAP) isn’t anything like the other two on the list of the top 3 banking coins. It’s revolutionizing banking for a world that doesn’t want to pick between cash and crypto.

Main Reasons Solana is Winning Over Wall Street Traders

If traditional banks ran on Solana’s speed, they’d never need a “processing time” disclaimer again.

But Solana isn’t just about fast transactions. Financial-grade performance also makes a difference. The network’s settlement speed has shot up from 400 microseconds to just 150. And this amazingly faster settlement speed puts it miles ahead of other blockchains.

Bitwise CIO Matt Hougan believes Solana is the new Wall Street. Institutions finally realize that stablecoins and tokenized assets are more than experiments at this point. They’re the next chapter of digital banking. And Solana’s infrastructure looks tailor-made for it.

At $229, SOL has already climbed almost 12% on price charts this week. But analysts believe it’s only warming up. Once it clears the $253 resistance, new highs could follow. Solana could very well be on its way to hit $352 or even $424 in Q4 2025.

But while Solana is powering the rails for big money, Digitap is building the bank itself. Among the top 3 banking coins, Digitap seems to be the only one ready to give retail investors a shot at the kind of returns institutions can only dream of.

Cardano’s Steady Roadmap Aims to Reinvent Digital Banking

If Solana is pushing ahead in banking, Cardano is the one building the bank it wants to last. The blockchain has always favored slow, methodical progress over flashy headlines. And that approach might finally be paying off.

Less than three weeks ago, the Cardano Foundation proposed a 50 million ADA liquidity fund to boost stablecoin adoption and fuel DeFi growth. It’s a smart move. Deeper liquidity means more stable capital. And for a network running after real-world banking use cases, that’s a big deal.

Cardano’s new roadmap also focuses on Web3 integrations, tokenized assets, and enterprise partnerships. These are all visible signals of a blockchain maturing into a financial backbone.

At $0.84, ADA still has some room to go bullish on its latest banking vision. Ali, a renowned market analyst, believes a breakout above $0.96 could push Cardano toward $1.90. That’s a solid gain for one of the top 3 banking coins.

But when it comes to life-changing gains on the back of solid banking innovation, Digitap still has the edge as the best crypto to buy today. Being the world’s first omni-bank, it’s connecting fiat and crypto under one roof. And it’s doing that with a model that could deliver that realistic 100x payoff investors crave.

Why $TAP Tops the List of the Top 3 Banking Coins in 2025

Every bull run has that one token that comes out at the top to make new crypto millionaires. That one token seems to be $TAP right now.

While most “banking coins” are still finding their role in the next phase of digital finance, Digitap already knows its lane. It’s now building a system where a crypto wallet can act like a real bank account. Simple, regulated, and practical. That’s a powerful pitch in a space still tangled in complexity.

The Digitap team has already started preparing for the next phase of financial innovation. Its AI-powered verification, data vaults, and smart banking layer are made for those tired of jumping between half-baked DeFi tools.

That seems to be the reason why over 47 million tokens are gone within days of its presale. Round 1 of the presale is over 82% sold out. A 27% price jump to the next level might be just days away. This upcoming price leap alone makes $TAP the best crypto to buy today.

Analysts are already calling it a potential 100x opportunity. That’s why, among the top 3 banking coins, $TAP could be sitting right at the top of the list.

Best Crypto to Buy Today — $TAP, SOL, or ADA?

So, who takes the crown among the top 3 banking coins? Digitap, Solana, or Cardano? Each has its edge. Solana is under the spotlight with Wall Street-level speed. Cardano is rebuilding the backbone of DeFi one upgrade at a time. But Digitap is a new project that is challenging for good reasons.

While others rely on old models, Digitap is inventing a new one. It’s creating a full-fledged digital banking ecosystem where crypto isn’t just traded but used. Payments, lending, and identity all come under one roof, all AI-backed.

Round 1 of the Digitap presale is almost sold out. And smart investors seem to have realized its potential before the supply runs out. $TAP could potentially be the best crypto to buy today, because the token price could jump 27% any moment now.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app

Social: https://linktr.ee/digitap.app