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As the crypto market is showing encouraging signs of bottoming, investors are hunting for the best crypto to buy now that could deliver massive gains in 2026. One name consistently ranking in analysts’ and investors’ shortlists is Digitap ($TAP), the maker of the world’s first “omni-bank.”
Digitap is a crypto presale project gaining attention for its unique blend of real-world utility, a massive total addressable market, and high-growth potential. It can undercut major banks and financial institutions, providing savings to people who need them most.
Digitap is a crypto-centric banking platform that provides financial services to anyone with a smartphone or access to a web browser. Its fintech superbank app lets users send, receive, store, save, and invest in multiple fiat currencies and more than 100 cryptocurrencies in a single app.
A recently announced partnership with Visa has now gone live. Digitap tapped Visa to power its prepaid debit cards, meaning users can spend their money anywhere Visa cards are normally accepted. Users can even pay with crypto as the software will automatically sell the required amount at the point of purchase.
A key feature of Digitap’s app is the low-cost services that make it an attractive alternative to banks and other financial institutions. Notably, cross-border transfers can be completed within seconds at a cost of less than 1% of the amount transferred. By contrast, legacy and outdated money remitters are known to charge as much as 6.2% to move money across borders at a much slower pace, often taking days.
An optional no-KYC signup process means Digitap can target the 1.4 billion adults worldwide who are underbanked or unbanked. Many of these adults live in countries where access to identification is difficult to obtain.
The unbanked often rely on cash or informal services, which are limited, expensive, and insecure. However, the majority of these unbanked have access to a mobile or smartphone, meaning they can take advantage of Digitap’s banking services.
Digitap is recognized as a top crypto to buy now because it is at the forefront of an important trend. Mobile-first financial services are leapfrogging traditional banks, and we have seen this play out. The benefits M-Pesa has provided to mobile money in Africa are a textbook example of what Digitap could do with its crypto-powered platform on a global scale.
Providing financial inclusion to the unbanked is indeed a noble mission, but also a wise business strategy, as it represents a vast untapped market.
Another major market Digitap targets is cross-border payments, especially remittances. Global remittance flows to low- and middle-income countries trend near $1 trillion annually but are notoriously expensive.
This is a troubling reality as families rely on financial support to survive, and higher fees mean less money in their pockets. In some African and smaller currency corridors, fees can come in well above 10%.
By using crypto and efficient digital routes, Digitap can cut transfer fees to under 1% in many cases. For example, instead of paying $14 to send $200 via a traditional remitter, a user could pay between $1 to $2 via Digitap. This is an extra $12 in the pocket of the recipient, which over a year is a significant boost to a family’s income in many parts of the world.
Ironically, the World Bank established a goal to reduce remittance costs to 3% or lower in a 2024 paper. Digitap’s fees would handily beat that target.
Digitap’s crypto presale of its native $TAP token has defied the broader market’s selloff and continues to run hot. The presale kicked off in late summer and recently surpassed the $2 million raised milestone.
The presale is structured in stages, with the price of the token increasing in each round after it is sold out. The first round priced $TAP at $0.0125, and it has gradually risen to $0.0326. The current round is more than 90% sold out, meaning a price increase to $0.0334 will happen within two days at the most.
Digitap is still a discounted altcoin to buy. The team recently confirmed an expected exchange listing price of $0.14, meaning Digitap still trades at a roughly 75% discount compared to where it could start trading when it graduates from presale status.
Digitap is running a 96-hour Black Friday presale widget event from now until Monday. Each hour, a new offer appears in the widget and is available for only 60 minutes before a different deal replaces it. The combined prize pool exceeds $1 million and includes token bonuses, giveaways, banking perks, discounted fees, and more. This could just be the best possible time to accumulate $TAP, and once these deals expire, they are gone forever.
One way to measure Digitap’s potential value is to compare it to established industry players. Digitap is a top crypto to buy now because its products and services are unmatched by rivals. Still, companies like Coinbase represent an appropriate comparison because they offer some overlapping services.
Coinbase recently reported it serves 120 million monthly users and carries a market capitalization of roughly $68 billion on the Nasdaq exchange. This suggests the market values a proven crypto-financial platform at around $650 per user. Coinbase’s recent financial report also shows that average revenue per user stands at around $62 a month.
Digitap’s crypto startup status and young age mean it won’t command a similar value per user. Assigning even a conservative 50% haircut on the value per user would imply each Digitap user is worth $325 to investors.
Digitap’s roadmap calls for an aggressive global marketing campaign, so we can assume it will see tremendous growth in 2026. If it attracts 10 million users, which is less than 10% of Coinbase’s user count and a small fraction of its total addressable market, Digitap’s valuation would stand at around $3.5 billion.
Given a fixed supply of 2 billion tokens, 10 million users would equate to a $TAP price of $1.75, implying a roughly 50x gain potential in 2026. This goes to show how Digitap is a significant altcoin to buy as it just needs to capture a fraction of its total addressable market to justify outsized returns.
Digitap has all the hallmarks of a project that could become a blue-chip in 2026, and this crypto presale offers plenty of potential upside. It targets a vast addressable market with minimal competitive threats and provides a technology and business model that directly addresses pain points.
The market timing is also perfect, as the world continues to crave innovative startup solutions that deliver real savings. This is especially true in low-income and developing countries that prioritize mobile-first usability. Digitap could exit its presale with ample capital to invest in its growth and start showing investors large returns in 2026, making it a top altcoin to buy.
Better yet, the current Black Friday discounts open the door for anyone to secure crazy deals on $TAP, and this weekend could mark the best time ever to become an early adopter in the omni-banking revolution.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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Disclaimer: Analytics Insight does not provide financial advice or guidance on cryptocurrencies and stocks. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. This article is provided for informational purposes and does not constitute investment advice. You are responsible for conducting your own research (DYOR) before making any investments. Read more about the financial risks involved here.
