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There is a major fundamental shift happening in global finance, and it is going under the radar of mainstream headlines.
While political aspects and market volatility dominate financial news, central banks worldwide have been quietly accumulating gold at a rate unseen since the 1970s. Economies are reverting their reserves from foreign vaults to domestic storage. The rules that govern monetary sovereignty are currently being rewritten.
Ubuntu Tribe, a fintech company that tokenizes gold, just released its "Gold for All" report on these changes. The company's founder and the author of the report, Mamadou Kwidjim Toure, worked in institutional finance for two decades before moving into blockchain.
The report examines how supply limitation and technological development are combining to reshape gold's role in the modern economy. For policymakers navigating monetary independence, investors assessing safe haven strategies, and innovators exploring tokenization's potential, understanding these dynamics has never been more critical.
Between 2022 and 2024, central banks purchased 3,255 tonnes of gold: they have not bought this aggressively since the 1970s. The buying spree stems from growing concerns about monetary stability and the durability of existing reserve arrangements. Countries want assets they control completely, that cannot be frozen or devalued by decisions made in Washington, Brussels, or Beijing.
Poland retrieved 100 tonnes from London, Hungary brought back its entire reserve, and Germany spent years moving gold out of New York and Paris. Transferring gold across continents costs money and effort, and countries are doing it because they no longer feel safe keeping it abroad. It speaks to trust, or the lack of it, in the current system.
Ubuntu Tribe occupies an unusual position in financial markets. Toure, its founder, built his career within traditional institutions before recognizing how blockchain technology could reshape access to physical assets. The company has developed MiCA-compliant infrastructure for gold tokenization, which places them at the intersection of centuries-old precious metals markets and modern digital asset frameworks.
Their "Gold for All" report draws on this dual perspective. The analysis examines central bank behavior through the lens of someone who understands institutional decision-making. At the same time, it explores how tokenization can solve problems that have kept gold inaccessible to most people.
Physical gold requires vault storage, insurance, and substantial minimum purchases. Blockchain technology can remove those barriers and maintain the security and verifiability that make gold valuable.
The report examines several dynamics reshaping gold markets. First, supply constraints appear more binding than many analysts recognize. Major discoveries are rare, and existing mines face rising extraction costs. Recycled gold provides some additional supply but cannot match the scale of institutional demand.
Geopolitical tensions are the main driver behind the spike in accumulation. After Russia's reserves were frozen, central banks started reassessing their own holdings. Dollar-denominated assets held in Western financial systems come with political risk — gold held in domestic vaults does not. The report traces how this realization spread through central banks across Asia, the Middle East, and Latin America.
Technological developments receive substantial attention in the analysis. Tokenization makes fractional gold ownership practical in ways that traditional markets never could. Someone can now hold the equivalent of one gram of gold in a digital wallet, with the same security and verifiability that physical bars provide.
Ubuntu Tribe developed an infrastructure that makes this possible within European regulatory requirements.
Toure brings clarity to questions that often get lost in either excessive optimism about digital assets or dismissiveness toward traditional safe havens. The report examines gold as a tool with specific functions in uncertain times. That practical framework makes the analysis valuable regardless of whether readers arrive with a bullish or skeptical view of either gold or blockchain technology.
See the full report here: https://utribe.one/read-gold-for-all-report/
