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XRP Liquidity Falls as Ripple RLUSD Report Emerges on April 3, 2026

Binance Trading Cools While Ripple Details Small-Business Loan Reach

Written By : Yusuf Islam
Reviewed By : Radhika Rajeev

Ripple remained in focus on April 3, 2026, as XRP liquidity and turnover on Binance fell to fresh multi-month lows. XRP also stayed below $1.35 after another failed recovery attempt, while Ripple and Accion Opportunity Fund released new data on a $15 million RLUSD program.

Can XRP regain momentum while Binance activity keeps thinning?

Binance Metrics Show a Cooler XRP Market

Recent CryptoQuant data showed XRP’s 30-day liquidity index on Binance at about 0.062. The 30-day turnover index fell to roughly $4.46 billion, pointing to weaker trading activity on the exchange.

Lower liquidity usually means fewer buy and sell orders across price levels. In turn, thinner order books can let one large trade move the price faster during short-term volatility.

The same dataset showed reduced participation from both large and smaller traders. Market depth weakened after XRP pulled back from the April 1 high near $1.36, adding to signs of softer demand.

Earlier March 2026 data had already pointed to slower activity. At that stage, turnover stood near 7.02 billion XRP, and the liquidity index hovered around 0.097.

By contrast, Binance data from 2022 through 2024 showed a much deeper market. During that stretch, XRP’s liquidity index moved above 3 at times, while turnover ranged between 180 billion and 240 billion XRP.

The downturn started in July 2025 in the dataset. Since then, turnover has slid, and the liquidity index has stayed below 1. Binance also recorded about 310,500 deposits and 329,400 withdrawals in the last 30 days, leaving a net difference of around -18,900.

XRP Price Stays Below a Key Resistance Zone

XRP price action matched the softer market backdrop. After reaching $1.60 on March 17, 2026, amid market tension tied to the Iran conflict, the token began trading inside a descending channel.

That structure produced lower highs and lower lows. By March 27, XRP had dropped below $1.35, and that level later turned into resistance. A move back to $1.36 on April 1, 2026, failed to hold. Then XRP fell again on April 2, 2026, extending the short-term downtrend.

At press time, XRP traded at $1.31, slightly higher over the past 24 hours, with a market cap of $80.59 billion.

Still, the latest bars have become lighter, which may point to easing selling pressure. XRP now needs a clear move above $1.35 to break the channel and improve the short-term structure.

Read More: XRP Price Prediction for 2026: Can it Beat the $80B Market Cap Barrier?

Ripple Donation Report Details RLUSD Reach

Separate from the market data, Ripple and Accion Opportunity Fund released new details on Ripple’s earlier $15 million RLUSD donation. The funds helped AOF unlock and deploy more capital to underserved small business owners in the United States.

The program funded 905 loans for 895 unique business owners. It also supported the creation of 1,003 jobs and the retention of 1,631 existing roles.

The initiative generated more than $100 million in broader economic activity. At the same time, AOF used part of the funding to expand advisory and educational support through longer-term business programs.

Conclusion

XRP market activity on Binance weakened as liquidity and turnover fell to fresh lows, while price stayed below the key $1.35 resistance level. At the same time, Ripple’s RLUSD update showed broader utility beyond trading, with funding that supported loans, jobs, and economic activity across underserved US businesses.

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