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New Delhi, India - August 10th, 2026: Unifinz Capital India Limited has announced its financial results for the first quarter ended June 30, 2026, reporting strong revenue growth and continued expansion of its financing operations. The Delhi-based NBFC reported total income of ₹180.34 crores in Q1FY27, compared with ₹83.07 crores in the corresponding quarter last year, registering a robust 117% year-on-year (YoY) growth. The results were approved by the Board of Directors at its meeting held on August 8, 2026.
The company reported Profit Before Tax (PBT) of ₹23.22 crores in Q1FY27, compared with ₹22.38 crores in Q1FY26. Profit After Tax (PAT) stood at ₹17.35 crores, compared with ₹16.81 crores in the same period last year. Reported profit is after a provision of 7.72 crores on account of the recent grant of employee stock options (ESOP) in Q4FY26 and ongoing reduction in the pricing of its loan portfolio. The Basic Earnings Per Share (EPS) stood at ₹3.92, while diluted EPS was ₹3.83.
During the quarter, Unifinz Capital also raised ₹157.90 crores through the issuance of secured, rated, listed, redeemable non-convertible debentures (NCDs) through private placement. The company stated that the funds are intended to finance the growth of its portfolio, as permitted for bank finance by the RBI, and augment its long-term growth.
The company's financial performance comes alongside continued strengthening of its financial position. As of June 30, 2026, its net worth stood at ₹189.22 crores, while its Capital to Risk-Weighted Assets Ratio (CRAR) stood at 22.20%.
Kaushik Chatterjee, Founder and CEO of Unifinz Capital, commented, “Q1FY27 marks a strong start to the financial year for Unifinz Capital. The significant growth in revenue reflects the continued scale-up of our financing operations and our focus on building a sustainable lending business. As we move forward, we remain focused on responsible lending, disciplined portfolio growth and strengthening our capabilities to serve the evolving credit needs of our customers.”
lendingplate, a brand under Unifinz Capital India Limited, is a leading digital NBFC providing unsecured personal loans of up to ₹2,50,000 with flexible repayment terms of up to 15 months. Registered with the Reserve Bank of India (RBI), lendingplate offers quick, hassle-free loans disbursed within 30 minutes, serving customers across 23 states and 13,000+ pin codes. With a strong focus on technology and financial inclusion, lendingplate is reshaping digital lending in India.
