Binance Introduces 7-Level Commission Sharing Amid France Account Closures

Binance has introduced a seven-level commission-sharing feature, allowing affiliates to build teams of up to 50 members. Meanwhile, Binance France plans to close affected customer accounts by December 31, 2026, with maintenance fees on remaining balances starting November 29.
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Written By:
Kelvin Munene
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Binance has launched a Sub-Affiliate feature that lets participants share trading commissions through networks of up to seven levels. The crypto exchange announced the program on November 9, setting limits on team size and how members divide their earnings.

The launch comes as Binance France prepares to close affected customer accounts by December 31, following changes to crypto licensing rules in the European Union. Customers have received notices about withdrawal deadlines and charges on balances left in their accounts.

Binance Sets Seven Levels and 50-Member Limit

Under the new feature, existing Binance Affiliates can invite other users to receive part of their commission. Those users can then invite more participants, creating a network with no more than seven levels. Binance allows each Top Affiliate to invite up to 50 Sub-Affiliates in total.

Each participant may decide how much commission to share with direct invitees, provided the amount follows the program's rules. Binance pays the participants separately rather than requiring the team leader to distribute their earnings.

“Commissions are earned from genuine trading activity on Binance, not from referrals alone,” Binance said in its November 9 announcement. Joining is free, and Sub-Affiliates do not have to invite others to remain in the program.

Commission Rules Require Minimum Share

Binance requires an Affiliate to assign at least 20% of their Spot commission rate and 20% of their Futures commission rate when inviting a Sub-Affiliate. The person issuing the invitation must also keep at least 5% of the overall commission rate. Both conditions apply at every level of the network.

The combined payout cannot exceed the commission rate available to the Top Affiliate. Binance said it can change commission rates or reduce them to zero, including when compliance restrictions affect another team member. It may recover payments linked to activity that breached its terms.

The 5% retained share applies when members establish their arrangements. If Binance later lowers the overall rate, the inviting Affiliate's portion can fall below that level before it adjusts the next participant's share.

To join, users must complete identity checks and activate a Binance Futures account. Former Affiliates, existing Sub-Affiliates under another network and Co-Inviters cannot participate. The service is unavailable in locations where Binance does not support the relevant programs.

Binance France Sets November Fee Deadline

Meanwhile, Binance France has notified affected customers that their accounts will close on December 31, 2026. The notices say a monthly maintenance fee will apply to balances remaining from November 29. The charge is 0.025% of the balance or at least 10 USDC, whichever is greater.

Customers can avoid the maintenance charge by withdrawing their assets before November 29. Deposits have already been restricted for affected accounts, while crypto and fiat withdrawals remain available. Binance has said the process does not involve a sudden freeze of customer assets.

According to the customer notice, assets that remain after December 31 may be treated as belonging to inactive accounts. Binance could then convert, transfer or otherwise handle those assets under its terms. Similar closure notices have reached some customers in Spain, Italy and Poland.

The changes follow the end of the European Union's Markets in Crypto-Assets transition period. France's financial regulator recorded the automatic expiry of Binance France's registration on July 2. In June, Binance withdrew its MiCA license application in Greece and said it would seek authorization in another EU member state.

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