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The general trend in crypto is shifting to utility tokens. Many investors consider 2026 to be the death of memecoins, and it seems they are shifting to projects that can generate consistent revenue.
With most major coins struggling amid the turbulent political landscape and equity markets, crypto presales are a hotbed of investor activity right now. Many presales have seen massive inflows in the last few weeks as investors divested from major coins.
Here are three of the top cryptos to buy in 2026. All of them offer great utility, but it seems that Digitap ($TAP) is the clear winner due to its ecosystem and large target market.
Digitap ($TAP): Revolutionizing borderless banking by merging crypto and fiat in a single app.
Remittix ($RTX): Enabling seamless crypto-to-fiat payments with a single click.
DeepSnitch AI ($DSNT): Allowing retail traders to access institution-level knowledge through AI.
Digitap is an omnibank that seamlessly merges crypto and fiat payments through its multi-rail architecture. Users can make payments anywhere in the world, including at over 150 million retailers, using the Digitap Visa card.
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Digitap is ideal for both consumers and businesses. Consumers have a one-stop shop for all their banking needs, and businesses can use Digitap to accept payments in both crypto and fiat. The development team also plans to add payroll and invoicing features to the app soon.
The platform recently saw its biggest upgrade yet, fully integrating with the Solana blockchain. This not only unlocks easy Solana deposits for Digitap users but also reduces fees, speeds up transactions, and enhances platform security. The Solana integration is live now, and full Ethereum and Bitcoin integrations are expected later in 2026.
Another presale that has garnered significant attention is Remittix. Remittix allows users to send crypto to any fiat bank account worldwide. Users simply have to connect their wallet, enter the fiat bank account and the amount, then click send.
The main advantage of Remittix is its simplicity. Users know exactly how much they are paying (Remittix charges zero fx fees). Crypto transactions are processed instantly, and fiat transactions are processed on the same day, ensuring the money is received as quickly as possible.
Remittix was considered one of the top cryptos to buy in 2025 and has managed to raise over $28 million. However, the arrival of Digitap has ruined the party a little bit, as Digitap does everything Remittix does and a whole lot more.
DeepSnitch AI leverages blockchain and Artificial Intelligence to scour the blockchain, dark pools, and crypto wallets, delivering insights to traders. These insights can be used to frontrun trades and generate alpha.
The premise of DeepSnitch is quite sound. However, its relatively small target market and lack of provable success mean that adoption has been slow. So far, the presale has only managed to raise $1.3 million.
DeepSnitch AI could be a great pick for investors who want a high-risk, high-reward token, as the relatively small size of the token means there is a lot of value to unlock.
Digitap stands out from the competition as its target market is virtually endless. With over 1.4 billion people unbanked globally, Digitap offers them a complete banking experience simply by downloading the app. And with such an enormous group of potential users, a price of $8 is not out of the question. This would mean an ROI of 18,000% for current investors.
Another reason Digitap is considered the best altcoin to buy right now is the fact that it is already live. While most presales raise funds first and launch the product second, Digitap has done things the other way. Digitap already has most of the features promised by the developers and is consistently generating revenue.
Digitap has been one of the fastest-rising crypto presales of 2026. Investors are calling it the best altcoin to buy in 2026 after it sold almost 200 million tokens in a matter of days, raising over $4.3 million in the process.
After its integration with Solana, Digitap has launched a special promotion that offers investors a 65% bonus on $TAP if they use the code “WALLET65” at checkout.
With 75% of round 3 complete, it is only a matter of time before Digitap’s crypto presale sees another price increase. Many investors are trying to capitalize on the low price and the promotion before it ends.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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Disclaimer: Analytics Insight does not provide financial advice or guidance on cryptocurrencies and stocks. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. This article is provided for informational purposes and does not constitute investment advice. You are responsible for conducting your own research (DYOR) before making any investments. Read more about the financial risks involved here.
