Digitap ($TAP) $4 Million Funding vs Remittix: Best Crypto Presale for 2026 Payments

One of the fastest-growing sectors of the crypto industry is payments, as digital assets move into everyday finance. Two of the hottest crypto presale projects with direct exposure to payments include Digitap ($TAP) and Remittix (RTX).

Digitap, the maker of the world’s first “omni-bank,” offers users an entire suite of payment and banking solutions for everyday use. By contrast, Remittix is a niche player that offers a payment-focused platform designed to convert crypto to fiat.

Investors seeking the best crypto to buy in 2026 should focus on projects with multiple revenue streams and tokenomics designed for long-term growth. Digitap stands out over rivals that are too narrowly focused on a single feature.

Digitap’s Omni-Bank App Blends Fiat, Crypto, and Cards

Digitap is a fintech startup with a mobile banking platform that bundles a wide range of financial services into one app. This includes dozens of offshore IBAN bank accounts for foreign currencies, a high-interest savings account, and a crypto wallet that supports more than 100 tokens.

By leveraging the strengths of fiat and crypto in a single app, Digitap can deliver real cost savings to users. Traditional money remitters charge an average of 4.2% to move money worldwide. Digitap, however, can move the same money across borders within seconds at a cost of less than 1%.

Digitap recently introduced Visa debit cards tied to user accounts. Users can even load their Visa cards with crypto. The AI-powered software identifies the cheapest way to swap crypto for fiat at the time of purchase.

Unlike most fintech apps, Digitap doesn’t require full KYC by default. This flexible approach makes Digitap accessible to an estimated 1.4 billion unbanked adults worldwide. Many of these adults lack access to proper identification, so Digitap can serve them by removing common entry barriers.

How $TAP’s $4.3M Presale and 250% Gain Built Investor Trust

Digitap’s strong product proposition and status as one of the best crypto presales are reflected in the success of its native $TAP token offering. The project has raised more than $4.3 million in funding, despite doing so during the peak of the 2025 crypto market selloff.

As the “Fear & Greed” index trended toward “extreme fear,” Digitap stood out as a top altcoin to buy as a hedge against the broader downturn. The presale is structured in tiers, with the price of $TAP inching higher after each round is completed. The first round priced $TAP at $0.0125, and it has since risen to $0.0439, yielding early investors a roughly 250% paper profit.

Hitting the $4 million mark in a presale is significant for a crypto startup. Many analysts view this level of funding as sufficient to provide a meaningful runway for product development and marketing.

Digitap’s team has also confirmed the token will trade on public exchanges, with an expected listing price of $0.14. This suggests the token remains undervalued relative to its presale price, which reflects its status as the top altcoin to buy in the payments space.

Why Remittix Feels More Like a Single-Use Payments Tool

Remittix markets itself as a “PayFi” ecosystem that blends payments with decentralized finance. It allows users to send crypto to recipients worldwide, with funds arriving as fiat. The project has run a successful crypto presale, raising roughly $29 million.

By most measures, this is an impressive funding round, making Remittix one of the larger crowdfunded crypto projects of 2025. However, it falls short of being considered among the top altcoins to buy. Remittix, as the name suggests, is highly remittance-centric, with a single core use case focused on crypto-to-fiat transfers.

Remittix aims to act as a bridge between crypto and bank accounts, but it does not replace a bank or wallet. By contrast, Digitap’s broad range of products and services positions it as a destination where users can store, manage, and spend money on a daily basis.

Digitap’s Payments Back Its Case as Best Crypto To Buy

Remittix is a promising project in the payments sector, with a sizable fundraise and a clear value proposition for cross-border transactions. However, its mission is narrow and focused on a relatively smaller segment of users who primarily need to send money internationally using crypto.

This contrasts with Digitap’s fintech app, whose key advantage lies in its broader product suite. Digitap stands out as the better crypto to buy because it addresses everyday banking needs, including spending crypto through a Visa card.

Ultimately, Digitap offers a more expansive solution compared to Remittix. Despite its status as a crypto presale project, it still manages to deliver a crypto-friendly banking alternative. It also offers upside potential for early adopters as the global crypto payments race accelerates.

Digitap is Live NOW. Learn more about their project here:

Presale https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway