Bitcoin was down 0.83% at press time, but held firmly above the $90,000 level.
Ethereum fell 1.47% to $3,109, while Solana dropped 3.06% to $138 amid broad selling.
XRP slid 1.97% to $2.04, its weekly losses reached nearly 14% after the US Senate delayed the crypto bill.
Crypto prices today, on January 13, 2026, showed a market under pressure. Most major tokens declined, trading in the red zone. Bitcoin was down by 0.83%, and Ethereum dropped 1.47%. Altcoins followed suit, TRON was the only one going up among the world’s top ten cryptocurrencies. Market participants are closely watching regulatory developments in the US Senate. Let’s see what happened in the crypto market today based on CoinMarketCap data.
Bitcoin price was relatively stable, trading at $91,271.06 with a slight decline of 0.83% over 24 hours. The world's largest cryptocurrency continued to hold above the psychological $90,000 level, showing strength despite broader market weakness. Bitcoin's market cap stood at $1.82 trillion, with trading volume at $34.69 billion.
CoinSwitch Markets Desk talked about Bitcoin’s price movements, “BTC briefly broke above $92,000 before pulling back toward $90,000. The dip followed comments by Donald Trump, who announced a 25% tariff on any country trading with Iran, adding geopolitical uncertainty into markets. At the same time, traditional safe-haven assets rallied sharply, with gold surging past $4,500 and silver also rallying.”
The analysts further commented, “BTC ETFs recorded over $650 million in net outflows over the past week, effectively erasing much of the optimism seen at the start of the year. From a technical perspective, a clean break above $92,500 could reignite upside momentum, while a loss of the $90,200 support would likely open the door to further downside.”
Ethereum price dropped 1.47% to $3,109.92. Solana price fell 3.06% to $138.34. It is the biggest decline among the top ten cryptocurrencies. Cardano and Dogecoin also faced pressure, down 3.02% and 2.34%, respectively. BNB showed relative strength with only a 0.15% fall to $905.90.
XRP price suffered one of the largest drops, falling 1.97% to $2.04 after extending a seven-day losing streak. The token was down nearly 14% over the past week as regulatory uncertainty weighs on sentiment.
Stablecoins remained steady as expected, with Tether and USDC holding their dollar pegs with minimal fluctuation. The only bright spot in top crypto prices today was TRON. The token defined the market-wide downward trend with a 0.16% gain to $0.2993, showing resilience.
Also Read: Crypto Prices Today: Bitcoin Price Holds $92,131, Ethereum Jumps to $3,158, Solana Surges 4.95%
Here are the top global headlines impacting crypto prices today:
The main driver behind today's market weakness stems from regulatory developments in Washington. The US Senate Agriculture Committee announced a delay to its planned markup of the Crypto Market Structure Bill, originally scheduled for January 15.
Committee Chairman John Boozman explained that more time is needed to finalize remaining details and to secure broad bipartisan support for the legislation. The bill has been pushed back to the last week of January. This news has created uncertainty about when comprehensive crypto regulations might be enacted.
This delay hit XRP price particularly hard, as the token had rallied to $2.4151 on January 6 following optimism about the bill's progress. The postponement has now sent XRP tumbling to near $2.03. It shows how sensitive crypto prices today are to legislative developments.
The Senate Banking Committee is scheduled to hold its markup hearing on Thursday, January 15. A partial draft of the legislation obtained by CoinDesk reveals some key details about how decentralized finance (DeFi) and digital assets would be regulated.
The 272-page US crypto bill includes provisions for DeFi oversight and developer protections. Although industry insiders note that these protections appear weaker than the old versions. The draft is silent on whether stablecoins should be allowed to offer rewards or yield to holders.
Democratic senators have criticized the rushed timeline. They noted that committee members will have just 48 hours to review the text and less than 24 hours to prepare amendments. Senator Jack Reed and colleagues called the bill ‘the most significant law considered by the Committee this century.’
World Liberty Financial announced the launch of World Liberty Markets, a new lending and borrowing platform built on Dolomite's infrastructure. The Trump-affiliated project is expanding its ecosystem by allowing users to supply assets to earn yield or borrow against their portfolios.
The platform supports USD1, WLFI, ETH, cbBTC, USDC, and USDT at launch. World Liberty Financial is positioning its USD1 stablecoin as a core asset within the system, allowing users to earn yield or use it as collateral.
This development represents the growing intersection between cryptocurrency and traditional finance, particularly as World Liberty Financial has also applied for a national trust bank charter that would bring its operations under federal supervision.
US economic data and Federal Reserve policy expectations continue to influence investor sentiment. Investors are awaiting today's CPI inflation report, which could affect expectations for potential interest rate cuts.
The Bank of Japan's monetary policy stance is also a risk factor. If the central bank signals multiple rate hikes ahead with a higher neutral rate, it could trigger a yen carry trade unwind. This, in turn, would pressure risk assets like cryptocurrencies.
Moreover, flow data from recently launched cryptocurrency exchange-traded funds is being closely watched by investors. Strong demand for these products has supported prices in recent weeks. However, any shift to outflows could trigger selling pressure.
Also Read: Dogecoin News Today: DOGE Trades Near $0.14 as 21Shares Secures Approval for US Spot DOGE ETF
Despite recent weakness, the medium-term outlook for crypto prices today remains cautiously optimistic among analysts. Bitcoin's ability to hold above $90,000 provides a foundation for potential recovery. For XRP, progress on the Senate's Market Structure Bill could drive a rebound toward $3.00 over the next 4-8 weeks. However, further regulatory delays or negative economic data could push prices lower in the near term.
1. Why is the crypto market down today?
The reason the crypto market is fluctuating today is primarily due to uncertain regulatory policies in the US Senate and increased caution among investors before inflation data is released. The delays in the passage of the crypto market structure bill created less optimism, and macroeconomic risks caused traders to become more cautious.
2. Why is Bitcoin holding up better than other cryptocurrencies?
While all other cryptocurrencies are seeing this downtrend, Bitcoin is maintaining stronger support due to its perception as the safest investment in the crypto market. Additionally, due to its strong demand as an exchange-traded fund along with significant liquidity and confidence amongst longer-term investors, bitcoin has maintained market prices above the $90,000 threshold.
3. Why did XRP fall more than other major tokens?
The recent decline in XRP prices was caused by a greater degree of speculative rallying based on expectations of regulatory clarity, but as soon as the postponement of the Senate Bill occurred, investors sold XRP quickly and booked profits, consequently leading to the most significant weekly loss for XRP as compared to most other digital tokens.
4. How are US regulations affecting crypto prices right now?
Due to US regulatory implications, crypto prices will have an increased correlation with decisions made by the US Regulatory Authorities, as these influence how digital assets are traded and used. Delays, lack of clarity on pricing, and continued reduced protection for developers create a great deal of uncertainty, generally leading to declines in Digital Asset pricing (temporarily).
5. What should investors watch next in the crypto market?
Investors should keep an eye on the US inflation data, the Federal Reserve, senateprogress on crypto, and ETF fund flows. These factors are going to determine whether we see recovery or more downward pressure on crypto pricing over the weeks to come.
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