Ripple’s $40 billion valuation shows strong growth beyond XRP’s market price.
XRP attracted over $1 billion in ETF inflows despite price volatility.
RLUSD reached a $1 billion market cap, boosting Ripple’s role in stable digital finance.
Ripple Labs was founded more than a decade ago with a clear mission: to improve how money moves across the world using blockchain technology. While its digital token, XRP, was originally part of that plan, the company’s growth over recent years has shifted significantly toward services and products that do not depend directly on the token’s market performance.
In the beginning, Ripple was closely linked to XRP. The plan was for the altcoin to act as a bridge currency for cross-border payments. It was meant to help banks and payment companies move money faster and at lower cost. Over time, Ripple built RippleNet and other business tools that many financial institutions now use. These services can work without XRP, and many clients choose them for speed and lower costs, not to hold the token.
In late 2025, Ripple raised fresh capital in a funding round that valued the company at about $40 billion. Large institutional investors participated, showing strong confidence in the firm’s broader technology and payment network. Today, most of Ripple’s services, including payment software, liquidity support, and treasury tools, are built to serve traditional financial institutions.
Ripple’s growth can also be seen in RLUSD, its regulated stablecoin. This dollar-backed digital asset quickly reached a market value of $1 billion. The token has gained attention for complying with regulatory requirements and integrating well with regulated financial systems.
The success of RLUSD shows rising demand for stable digital assets and supports Ripple’s expansion without relying solely on XRP’s price.
Also Read - Is XRP Setting Up for a Breakout? Technical Signals and Potential Price Targets
Even with strong progress at the company level, XRP’s price has not shown the same level of excitement. Ripple’s altcoin is trading near $1.43 and $1.45 at press time. The asset has moved up and down many times, and traders still debate how high it can go. Some analysts believe it could reach between $2.50 and $3.50 later in the year, while others think strong resistance may limit fast growth.
XRP has also received new investment through exchange-traded funds. Since their launch, these ETFs have attracted more than $1 billion in inflows. This shows that large investors are still interested in XRP, even during uncertain market conditions. However, ETF inflows are separate from Ripple’s core business performance.
Regulation has also played an important role. A long legal case between Ripple and the US Securities and Exchange Commission ended in 2025 with a settlement. This gave the market clearer rules and reduced uncertainty. As a result, Ripple and its partners have been able to move forward with more confidence in building institutional relationships.
Ripple has many benefits from building products that do not depend only on its token. This helps the company work with banks and global payment firms that may not want fully crypto-based systems. It also helps Ripple connect traditional finance with new blockchain solutions.
This creates a hidden problem. Many people still measure Ripple’s success by looking at XRP’s price. Even though the company now has many products and services, the market often connects the two. If the asset does not rise or starts to fall, some believe Ripple is not doing well, even when the company’s business is growing. This confusion can lower investor confidence.
At the same time, real projects are being built on the XRP Ledger. For example, a large real estate project in Dubai used the network to convert real estate assets worth billions of dollars into digital tokens. Even with such strong use cases, it is still unclear how much these projects directly affect XRP’s price.
Also Read - XRP Price Steady Amid Growing Inflows and Derivatives Trading
In simple terms, Ripple has grown far beyond being a company built around a single token. Its strong valuation, big institutional partnerships, and wide range of products show that XRP is now only one part of a much larger financial system.
The real challenge is changing how the market sees this shift. Many people still connect Ripple’s success directly to XRP price. A company can still grow and perform well even if its token price does not rise simultaneously. Over the long run, this independent growth can be positive, but closing the gap between business success and token recognition is still an ongoing effort.
1. What is Ripple?
Ripple is a blockchain company focused on improving cross-border payments and financial infrastructure.
2. What is XRP used for?
XRP is a digital asset designed to enable fast, low-cost global money transfers.
3. What is RLUSD?
RLUSD is Ripple’s regulated, dollar-backed stablecoin with a $1 billion market value.
4. How much is Ripple valued at?
Ripple has been valued at around $40 billion following recent funding rounds.
5. Why is XRP attracting ETF inflows?
Institutional investors are showing interest in XRP, leading to more than $1 billion flowing into related ETFs.
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