Bajaj Finance Slumps 5.21% to Rs. 909 Amid Q1 Results Reaction

Key Takeaways

• Bajaj Finance share price fell 5.21% intraday to Rs. 909 due to post-earnings downgrades by analysts.

• 60% of analysts rate the stock as Buy or Outperform, showing medium- to long-term optimism.

• Key pivot point at Rs. 960.98 with resistance up to Rs. 983.97 and support down to Rs. 935.97.

Bajaj Finance share price has witnessed a sharp decline on July 25, 2025, falling over 5.21% during intraday trading to Rs. 909 as of 12:04 PM. The stock opened at Rs. 906.40, significantly lower than its previous close of Rs. 958.95. The selloff was triggered primarily by weakening investor sentiment following the company’s earnings for the June quarter.

Market Reaction and Technical Data

The sharp decline led to a high trading volume of 17.5 million shares, with a total traded value of Rs. 15,919.4 crore. The intraday low touched Rs. 898.00, while the high reached Rs. 924.90. The stock's VWAP (Volume Weighted Average Price) stood at Rs. 910.63. Bajaj Finance now trades well below its 52-week high of Rs. 978.80, though it remains significantly above its 52-week low of Rs. 642.50.

Despite the drop, Bajaj Finance shares still hold a massive market capitalization of Rs. 5.63 lakh crore. The stock’s beta of 1.04 suggests it moves largely in line with the broader market. Meanwhile, a dividend yield of 3.09% continues to appeal to long-term investors.

Bajaj Finance share price chart on TradingView shows a loss of 4.5% as of 12.24 PM:

What Does the Management Say?

During the company’s latest earnings call, management acknowledged ongoing stress in specific lending segments, especially MSMEs, two and three-wheeler loans. However, it reaffirmed its target of 23-25% AUM (Asset Under Management) growth for FY26. Notably, overleveraging in certain borrower categories remains a concern, and any significant leadership transition (with CEO Rajeev Jain staying till 2028) isn’t expected in the near term.

Also Read: Stock Market LIVE Updates: Key Index Movements and Sector-Wise Highlights

Analyst Outlook 

A breakdown of analyst ratings on Moneycontrol reveals that 35% of analysts recommend buying the stock, while 24% forecast it will outperform the broader market. Meanwhile, 26% advise holding onto the stock without making immediate moves.

A smaller segment shows caution, with 6% predicting underperformance and 9% suggesting a sell. This highlights that nearly 60% of expert opinions remain confident in the stock’s medium to long-term prospects. It reinforces an overall bullish market sentiment.

Key Support and Resistance Levels

The primary pivot point stands at 960.98, which acts as a central reference for price action. If the stock maintains trading above this level, upward momentum is expected to gain strength. The resistance levels are placed at 967.97 (R1), 976.98 (R2), and 983.97 (R3), each representing increasingly higher thresholds the stock may test during bullish phases.

On the downside, support levels are identified at 951.97 (S1), 944.98 (S2), and 935.97 (S3). Breaching these levels could signal increased selling pressure. These technical indicators help traders define risk and plan strategic entries and exits.

Market Outlook

Bajaj Finance stock’s recent decline is driven more by valuation concerns and sectoral issues than by any sharp deterioration in fundamentals. With strong brand equity, solid AUM guidance, and continued profitability, the long-term story remains intact. However, investors may witness volatility in the near term. For now, caution is warranted. Although for long-term believers in India's retail credit story, Bajaj Finance still holds strategic importance in any diversified portfolio.

Also Read: Infosys Share Price Today: Down 1.16% to Rs. 1,556.20 Despite Q1 Profit Rise

FAQs

1. Why did Bajaj Finance share price fall on July 25, 2025?

The share price of Bajaj Finance dropped over 5% following its Q1 earnings report. Analysts downgraded the stock, citing concerns over slowing credit growth and rising stress in the  MSME and vehicle loan segments. This triggered a selloff, despite the company's positive guidance for FY26.

2. What is the analyst consensus on Bajaj Finance stock?

Out of 34 analysts, 35% suggest buying Bajaj Finance and 24% believe it will outperform. Around 26% recommend holding, while only 15% collectively suggest selling or expecting underperformance. This indicates that 60% of experts remain positive about its prospects.

3. What are Bajaj Finance’s key technical support and resistance levels?

The central pivot point is Rs. 960.98. Resistance levels are at Rs. 967.97 (R1), Rs. 976.98 (R2), and Rs. 983.97 (R3). On the downside, key supports lie at Rs. 951.97 (S1), Rs. 944.98 (S2), and Rs. 935.97 (S3). Breaching these points may signal trend shifts.

4. What is the dividend yield and beta of Bajaj Finance?

According to the latest data, Bajaj Finance has a dividend yield of 3.09%, providing investors with income potential. Its beta is 1.04, meaning it tends to move in line with overall market trends, neither highly volatile nor extremely defensive.

5. What did Bajaj Finance management say after the Q1 results?

Management acknowledged pressure in the MSME and two-wheeler loan segments but maintained confidence in achieving 23–25% AUM growth for FY26. CEO Rajeev Jain confirmed his continued leadership until 2028 and emphasized steady execution despite sectoral challenges.