XRP Price Prediction: Can Ripple Become A Trillion Dollar Asset Before Ethereum?

The race to a trillion-dollar valuation is between Ethereum and XRP. But which one will get there first? While some expect XRP to emerge victorious, the picture isn’t as clear-cut as it might seem. This is what XRP and Ethereum battle it out.

XRP’s trillion-dollar talk is overstated

With its SEC battle finally settled in May 2025 and XRP confirmed as a non-security in the US, Ripple has cleared a massive roadblock. The fine was reduced to $50 million, down from $125 million, which turned out to be a small price for full regulatory clarity. 

Speculation is now growing around a spot XRP ETF this year. Polymarket bettors are almost certain, with an 83% chance of approval. That comes after CME debuted XRP futures ETFs in the US this month, though the SEC has recently delayed approval. A Bloomberg ETF analyst notes that these delays are routine, but an approval is most likely in Q4 2025.

With news that Ripple could acquire Circle, some XRP price predictions now range between $3.50 and $4.50, going as high as $6 to $10. But will it become a trillion-dollar asset before Ethereum?

At a market cap of $137 billion today, XRP would need to pump approximately 7.3x to reach $1 trillion, all else being equal. From $2.34 right now, that’d put XRP at just over $17. 

Given that Standard Chartered sees only $12.50 in 2028, there’s a long way to go. On-chain metrics are hardly outstanding either; XRP currently sees around 3,000 new accounts and roughly 20,000 active addresses each day. In contrast, Ethereum regularly sees 100,000+ new addresses each day and over 500,000 active wallets.

So, while XRP price predictions of $3.50 to $4.50 may be realized this year, don’t expect a $1 trillion market cap anytime soon.

Ethereum’s lead looks firm

On May 7th, Ethereum’s long-anticipated Pectra upgrade went live, bringing several improvements that sharpen performance, make staking smoother, and simplify account management. It follows last year’s Dencun upgrade, which helped cut layer-2 costs through proto-danksharding. Together, they’re laying the groundwork for Ethereum to scale without breaking what already works.

Pectra’s launch triggered a sharp rally in Ethereum’s price, which is now up over 55% in the past 30 days to $2,542. That gives it a market cap of $306 billion today, backed by an overwhelming DeFi dominance that accounts for 53%+ of the space.  

To hit $1 trillion, Ethereum’s price would need to hit $8,307, or just over 3x. Compared to XRP, that seems much more likely. 

Remittix might be crypto’s sleeper hit

While XRP and Ethereum battle it out, Remittix is setting itself up as a strong alternative. Built on Ethereum, Remittix could benefit directly from the network’s growing strength and adoption. Its pitch is simple: convert over 40 cryptocurrencies into fiat and send them directly to any bank account worldwide, all at a flat fee and with instant settlement. 

There’s also support for businesses too. Remittix Pay API gives them a way to accept crypto from customers and settle directly in fiat, with flexibility in over 30 currencies and 50+ crypto pairs found in a neat custom-built dashboard.

With Ethereum’s momentum and a focus on global crypto-to-fiat payments, it’s already collected more than $15.2 million in presale ahead of an upcoming exchange debut. For those that see the potential of crypto in the $194 trillion cross-border payment market, Remittix might offer a much more profitable entry point than XRP.

This isn’t just a two-horse race

In short, it remains unlikely that XRP will hit $1 trillion before Ethereum without a miracle. But as Ethereum strengthens and edges closer to that milestone, its ecosystem will too. Remittix could be a big beneficiary, with real-world utility, a business framework, and plenty of room to grow. Whatever happens, these three will be the tokens to watch. 

Discover the future of PayFi with Remittix by checking out their presale here:

Website: https://remittix.io/

Socials:https://linktr.ee/remittix