XLM Price Prediction: How Is XLM Expected To Perform Against Payment Token Royalty XRP & RTX

Stellar Lumens (XLM) has always been part of the conversation about fast, low-cost crypto payments. But as competition heats up in the blockchain payments space, XLM now finds itself up against two heavy hitters: Ripple’s XRP, a long-time leader, and Remittix (RTX), a rising star making noise with real-world utility and investor hype.

With all three projects aiming to revolutionize how money moves across borders, investors are asking a key question: Which one actually has the momentum to break out in 2025? And more specifically, can XLM keep up, or is it getting left behind?

XLM Price Prediction: Can Stellar Catch Up in the Race for Crypto Payments?

Stellar (XLM) is starting to look a bit more alive this week. After dipping to around $0.255 on Friday, it bounced back and climbed over 6.6% by Tuesday. Right now, it’s getting close to a trendline that’s been pushing it down since November. If it manages to break through that and stay above the $0.283 level, we could see it climb toward $0.356 pretty soon.

Some of the technicals are looking good for the XLM price prediction, too. The RSI is sitting at 54, just above neutral, and pointing upward. That means buyers are stepping in. The MACD also gave a buy signal this week, hinting that we might be in for more upward movement.

But here’s the thing: can XLM really keep up with faster, flashier payment coins like XRP and RTX? It's holding steady for now, but it’ll need more than just a bounce to stay in the race.

XRP: Institutional Support and Nasdaq Exposure Fuel Bullish Predictions

XRP is sitting around $2.12 right now after a small bounce from the $2.09 mark. That support came right where the 200-day EMA is, which helped stop the drop, at least for now. But things still look a bit uncertain for XRP.

The RSI has dipped below 50, which usually means momentum is cooling off, and the price is still stuck under a trendline that’s been holding it down. If it stays above the $2.09 support, though, it might avoid slipping below the key $2.00 level.

What’s keeping XRP in the spotlight is the bigger story. With Nasdaq looking to expand crypto exposure and more institutions paying attention, XRP could still be gearing up for a strong move. But for that to happen, it needs to break out of this current rut. Until then, it’s in wait-and-see mode.

RTX: The Underdog Payment Coin Gunning for a $15 Breakout

If you’ve ever sent money abroad through MoneyGram or Western Union, you know the pain: 5–10% in fees and a wait time of 2 to 5 business days. That’s exactly what Remittix (RTX) is here to fix. Built on Ethereum, RTX bridges crypto with traditional banking, letting you send money across borders in real time using over 100 cryptos and 30+ fiat options, with fees as low as 1%.

It’s not just for crypto fans either. Small business owners and everyday users can move money faster, cheaper, and with no middlemen slowing things down. That gives RTX a serious shot at shaking up the $194 trillion global payments market.

Even grabbing 1% of that pie would push RTX into multi-billion-dollar territory, and that’s where the $15 price predictions start to look real. With utility, speed, and growing attention on its side, RTX is quickly becoming the payment coin to watch in 2025.

Conclusion

XLM is trying to regain momentum, and XRP still holds strong with institutional backing. But Remittix is the one turning heads, offering real utility, low fees, and massive market potential. Still in presale and priced under $0.08, RTX might just be the breakout everyone’s chasing before it’s too late.

Discover the future of PayFi with Remittix by checking out their presale here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix