January Crypto Report: Why Is The Market Up Today? Investors Are Flocking To The Best Crypto To Buy 2026

Crypto markets inched higher on Friday after the U.S. government released encouraging jobs data. The December job report showed nonfarm payrolls rose by 50,000 last month, signaling a U.S. economy that’s still running hot. The unemployment rate also dipped to 4.4%, beating expectations of 4.5%.

The labor market remains strong, confirming that a recession is not on the horizon. This bodes well for investor sentiment, especially for crypto presale projects that are entering the market at an opportune time.

Notably, Digitap ($TAP), the world’s first “omni-bank,” is set to launch a major global expansion in 2026. The project ranks as the best crypto to buy this year because its fintech banking app provides real-world utility and savings compared to legacy financial players.

Digitap’s Bank App Slashes Fees for Global Transfers

Digitap’s global fintech banking app lets users send, receive, store, save, invest, and spend fiat and crypto in one place. Users can open more than a dozen foreign exchange bank accounts and hold more than 100 cryptocurrencies.

A recent partnership with Visa was formed to power Digitap’s prepaid debit cards. A globally accepted Visa card is available to all users and can even be funded with crypto. Digitap’s AI-powered app automatically sells crypto at the time of purchase to complete a transaction.

Digitap heavily markets its platform as combining the best of both forms of money. For example, global money remitters charge an average of 4.2% for cross-border transfers. However, Digitap’s app could move the same money to a recipient for less than 1%.

An estimated 800 million people worldwide rely on money transfers, and these real-world savings translate to more money in the pockets of those who need it most. An optional no-KYC signup process means many of these people who lack access to national identification can still benefit from Digitap’s real-world utility.

$TAP’s Tiered Presale Turned Volatility Into 250% Gains

Investor confidence in Digitap’s long-term outlook is reflected in the crypto presale of its native $TAP token. Since launching in late summer 2025, the presale has gained buying momentum even during the broader crypto market selloff.

The presale is structured in stages, with the price of $TAP increasing after each round is sold out or expires. The token was initially offered for sale at $0.0125 and has steadily climbed to $0.0427. $TAP was a preferred altcoin to buy during the market selloff, as the nearly 250% paper profit helped offset losses in other tokens.

The token is also built for long-term price appreciation. $TAP has a fixed supply of 2 billion tokens, while 50% of all platform profits are allocated toward buying back and burning tokens, as well as rewarding stakers.

This directly ties the token’s value to the platform’s financial success. The presale has raised more than $3.9 million, and the team plans to allocate some of the funds toward a global marketing campaign. As Digitap scales worldwide and becomes profitable, every transaction contributes to a shrinking token supply.

2 Macro Shifts Pushing Investors Back Toward Risk Assets

Friday’s crypto rally was not driven by jobs data alone. Investor sentiment also improved after the U.S. Supreme Court did not issue a ruling on President Donald Trump’s tariff policies. The legal body could have moved to limit Trump’s use of emergency tariff powers, but its silence helped calm market fears.

When policy risk eases, investors tend to reassess which assets they consider the best altcoin to buy for the long-term, instead of a short-term hedge.

Taken together, a strong labor market in the world’s largest economy and a clearer policy outlook justify increased exposure to risk assets, especially crypto presale projects. In this environment, capital is flowing toward projects with clear use cases.

Digitap stands out as a top altcoin to buy because it directly addresses real financial frictions, including high remittance fees, access to global banking, and making crypto spendable in everyday settings.

Source: @YahooFinance

Why Digitap Stands Out as Top Crypto to Buy Risk Appetite Quietly Returns

Friday’s trading action represents just one day, but it is telling. Risk appetite moved in a favorable direction, and investor behavior is shifting from defensive positioning toward selective exposure. Capital is increasingly prioritizing assets that can benefit from improving macro conditions and long-term structural demand, making Digitap the best crypto to buy now.

Digitap, despite its status as a crypto presale project, fits this profile by addressing key financial frictions. These include excessive remittance costs, limited access to global banking, and the gap between crypto ownership and real-world spending.

Digitap’s upcoming global expansion comes at a time when macro conditions are strong, risk appetite is returning, and investors are rotating toward early-stage opportunities. That alignment matters, as its launch could coincide with renewed capital inflows into crypto.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway