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Whether someone is a beginner or an experienced investor, these apps offer tailored services that suit different goals, budgets, and risk levels for all kinds of investments, ranging from various levels with incredible security across all facets.
A wide range of investing apps now help users grow their wealth safely with just a few taps on a smartphone. These platforms offer tools to invest in stocks, mutual funds, ETFs, gold, digital assets, and more — all while focusing on user safety, ease of use, and long-term growth.
The rise of mobile investing has transformed how people manage their finances. Whether someone is a beginner or an experienced investor, these apps offer tailored services that suit different goals, budgets, and risk levels. Below is a detailed look at the top investing apps in 2025 that support safe, everyday wealth building.
Zerodha continues to lead India’s brokerage space with its flagship app, Kite. Known for its simple interface and low-cost brokerage, Kite offers access to equity, mutual funds, commodities, and ETFs. In 2025, the app has integrated AI-based suggestions for better decision-making, and its "Smallcases" feature has gained more popularity among passive investors.
The platform maintains a clean interface with advanced charting tools and real-time data. Risk management tools and educational content are also built in, making it suitable for both cautious investors and active traders.
Groww has positioned itself as one of the most user-friendly platforms in the Indian fintech space. Initially focused on mutual funds, the app now allows direct investments in Indian stocks, US stocks, FDs, and gold. In 2025, Groww introduced goal-based investing modules to help users plan for retirement, education, and wealth creation with systematic investment plans.
The app simplifies financial jargon and promotes safe investment strategies. It offers SIP calculators, personalized suggestions, and a transparent fee structure. Groww's seamless onboarding and paperless KYC also contribute to its widespread appeal.
INDmoney stands out in 2025 with its all-in-one finance management app. Along with investment options, it also offers services such as credit score tracking, net worth analysis, and expense monitoring. It allows users to invest in US stocks commission-free, a rare feature in the Indian app ecosystem.
With integrated family wealth tracking, goal-based planning, and robo-advisory tools, INDmoney has become a favorite for those focused on comprehensive and long-term financial planning. The app has also introduced NPS (National Pension Scheme) and REITs as new options in 2025.
Kuvera focuses on zero-commission mutual fund investing and long-term wealth building. Its platform prioritizes safe investment strategies with in-depth analytics, tax-saving tools, and portfolio tracking. In 2025, Kuvera has expanded into offering sovereign gold bonds (SGBs), digital gold, and fixed-income products like bonds and FDs.
Its "Family Account" feature helps track the financial goals of every family member, while "Smart Recommendations" uses machine learning to suggest safe rebalancing strategies. For disciplined, low-risk investors, Kuvera remains a trusted app.
ET Money blends smart investing tools with personal finance management. It supports SIPs in mutual funds, insurance tracking, and even expense management. The app has grown rapidly due to its secure and clutter-free interface.
In 2025, ET Money introduced smart deposit features and curated investment portfolios based on financial goals and risk appetite. The app also provides free credit report monitoring and helps automate investments with calendar-based reminders, making it perfect for consistent, safe wealth creation.
Backed by investors like Ratan Tata, Upstox is known for its low brokerage and fast execution speeds. The app offers access to equity trading, mutual funds, IPOs, and digital gold. In 2025, Upstox added fixed-income products and ETFs focused on global diversification.
The app is now equipped with learning tools, investment challenges, and AI-driven alerts. Its secure servers and biometric authentication features ensure safety while trading or investing. Upstox balances fast transactions with responsible financial planning tools, making it suitable for daily investors.
Paytm Money has grown from a mutual fund platform to a full-fledged investment app offering stocks, NPS, gold, F&O, and more. Its integration with the Paytm ecosystem makes transactions and fund transfers seamless.
The 2025 version of Paytm Money focuses on automation and safety. It now features voice-activated trading, ESG (Environmental, Social, Governance) fund suggestions, and direct tax-saving plans. With high transparency and easy navigation, the app supports small-ticket investors looking to grow wealth securely.
Dhan is one of the newer platforms that has quickly gained popularity. With a modern UI and tech-first approach, Dhan supports investments in stocks, ETFs, and options trading. In 2025, it added long-term investing portfolios and smart order types designed for better risk control.
Dhan’s focus on building features like “Instant Withdrawal,” portfolio health scores, and dividend tracking has made it suitable for investors looking to manage money with discipline and awareness. Its community-based learning and blog articles add further value.
Finology deals with deep research with long-term financial planning. In 2025, the app will provide customized mutual fund baskets, retirement planning tools, and children's education plans.
Finology’s in-depth market insights and advisory backbone helps users make informed, low-risk decisions. It also includes tax optimization plans, net worth tracking, and performance benchmarking tools.
Though originally a portfolio tracker, MProfit has evolved into an investing and accounting platform in 2025. It integrates with brokerages, mutual fund houses, and banks to present a single view of total wealth.
MProfit now offers investment in bonds, FDs, and PMS (Portfolio Management Services), tailored for HNIs and conservative investors. Its automated accounting, capital gain reports, and family wealth dashboards make it a strong pick for those focusing on safe and detailed financial planning.
The investing landscape in 2025 offers more variety and convenience than ever before. These top apps simplify the process of building everyday wealth through responsible and secure investing. From mutual funds and ETFs to gold, stocks, and digital assets, the platforms listed above cater to every type of investor, from beginners to those planning retirement.
Each app emphasizes ease of use, goal-based features, and robust safety protocols. With real-time monitoring, educational content, AI-powered suggestions, and paperless operations, investing has become not just simpler but also smarter and safer.
As financial awareness grows, more people are turning to these apps to build wealth gradually without taking excessive risks. The combination of technology and finance has created a new era where disciplined, everyday investing is both possible and rewarding.
