Ripple-backed $1 billion XRP treasury aims to accumulate massive XRP holdings, tightening market supply.
XRP Price hovers near $2.6, with a potential breakout above $3 signaling strong bullish momentum.
Improved cryptocurrency regulations and institutional adoption strengthen long-term confidence in XRP.
Recent developments have placed XRP into the spotlight of global cryptocurrency markets yet again. The declaration of a $1 billion XRP treasury project has created incredible bullish sentiment among traders and investors, with many seeing it as one of the most significant institutional boosts in the asset’s history. As this treasury begins to buy XRP, market dynamics are slated to shift, creating a strong demand wave that could propel prices to higher heights.
A major milestone for XRP came with the creation of the large-scale investment vehicle, the Evernorth Treasury. The entity, supported by Ripple executives and strategic partners, plans to raise over $1 billion to acquire and hold XRP as a primary asset. The goal is to establish one of the largest publicly held XRP treasuries.
This treasury initiative includes participation from major financial backers, including large institutional investors and crypto-focused funds. Reports indicate that Japanese banking giant SBI Holdings has spent $200 million, while other purchases have come from veteran investment companies and crypto exchanges.
Evernorth has already accumulated approximately 261.8 million XRP, marking significant progress toward its $1 billion goal. These holdings are not merely speculative; the treasury plans to use its XRP reserves for institutional lending, liquidity provision, and the decentralized finance (DeFi) ecosystem. This means the treasury will play an active role in XRP’s ecosystem rather than simply holding the asset passively.
The creation of such a treasury could tighten XRP’s circulating supply. By moving large amounts of tokens into institutional custody, the amount of XRP available on exchanges could decline, potentially increasing price sensitivity to demand spikes. This structural shift in supply could make XRP more reactive to bullish market sentiment in the months ahead.
As of late October 2025, XRP is trading between $2.64 and $2.66, positioning it among the top five cryptocurrencies by market capitalization. Market activity has been relatively strong, with daily trading volumes showing resilience even amid broader market volatility.
Technical indicators suggest XRP is forming an ascending triangle, a pattern often considered a bullish continuation signal. Support levels are currently identified near $2.20 to $2.35, while major resistance lies between $2.90 and $3.00. A decisive breakout above $3 could open the path to higher targets, possibly inviting a new round of institutional buying.
If XRP holds its current structure and gains momentum above $3, analysts anticipate that speculative interest could return quickly, pushing the token further into a bullish cycle. However, failure to maintain support levels below $2.20 could trigger short-term corrections or a retest of lower levels.
Yet another significant driver of XRP price prospects is Ripple's escrow unlock schedule, updated monthly. On November 1, 2025, Ripple will release 1 billion XRP from escrow. At current prices, this will bring approximately $2.5 billion in tokens into circulation.
Escrow unlocks have in the past provoked controversy among traders. If a significant amount of the unlocked XRP enters the open market, prices may briefly fall due to increased supply. But if the majority of it goes to institutional custody or to strategic destinations such as liquidity management or treasury accumulation, the adverse effect may be contained.
Market observers believe that Evernorth Treasury and other institutional investors can take up a significant share of this unleashed supply, limiting bearish pressure. In previous unlocks, Ripple has sometimes re-locked a high percentage of tokens, further decreasing net circulation. If the same strategy persists, it might strengthen the bullish argument.
Also Read: What’s Next for XRP: Navigating Calm or Stormy Times?
Regulatory environments around XRP have also improved considerably over the last year. A series of court decisions and policy changes in major jurisdictions has minimized the legal ambiguity previously hanging over the asset. Improved progress has invigorated institutions to revisit XRP as a viable part of digital asset portfolios.
Ripple's expanding network of partnerships with payment providers, fintech companies, and banks continues to underscore XRP's fundamental use case as an FX settlement and liquidity bridge across borders. These advancements further solidify the asset's image as a utility token with real use value rather than an investment vehicle.
Concurrently, institutional-quality services have evolved, advancing XRP's reach to qualified investors. Synergy among regulatory clarity, enhanced infrastructure, and institutional involvement has set the stage for broader adoption across the global financial ecosystem.
In the base-case or moderate view, XRP is still receiving a boost from treasury accumulation, as overall market conditions remain stable. In this scenario, XRP might range from $2.00 to $4.00 in the next 6 to 12 months. Institutional players' steady accumulation is countering some of the new supply from escrow releases, and the growth is constant but not explosive.
Suppose the Evernorth Treasury hits its fundraising target quickly and initiates large-scale open-market buying, as long as global liquidity remains favorable. In that case, XRP may rally past its near-term resistance. A strong breakout above $3.00 may lead to medium-term targets in the $5 to $7 range. Institutional adoption and positive sentiment would continue to support the rally in this scenario.
In a highly bullish scenario, XRP may actually break into double-digit ground. This would involve serial positive drivers, such as sustained treasury buying, constrained supply circulation, and robust market-wide liquidity. This is less probable but still conceivable in the long run.
Despite growing optimism, XRP still faces several potential risks. If the Evernorth Treasury fails to reach its $1 billion target or delays its accumulation, the market’s enthusiasm could fade. Likewise, if the upcoming escrow unlock results in a flood of tokens entering the open market, selling pressure could temporarily suppress prices.
Macro forces are also at play. Any tightening of global liquidity, additional regulatory barriers, or negative market sentiment toward digital currencies could bear down on XRP, irrespective of its internal developments. Technical breakdowns below key support levels could also undermine confidence and usher in a consolidation phase.
Conversely, confirmation that major institutions are steadily accumulating XRP, coupled with robust on-chain activity and increased adoption of Ripple's payment solutions, would strengthen the bullish case. Every positive revelation or milestone reached by the treasury project had the potential to trigger renewed investor trust.
Also Read: XRP Price isn’t Moving, But Investors Might Be Buying More
The creation of a $1 billion XRP treasury represents a watershed moment for the asset's institutional story. By holding large stores of XRP in long-term custody, the project may shift the balance between circulating supply and market demand, setting the stage for perpetual bullish momentum.
If Evernorth successfully implements its acquisition plan and subsequent escrow releases are managed wisely, XRP might continue advancing toward new annual highs. A breakdown above $3.00 would probably mark the initiation of a more robust rally phase, while persistent holding above $2.50 would preserve structural support for further advances.
In the aggregate, XRP's short- and intermediate-term price movements are highly dependent on the velocity of treasury accumulation, market liquidity, and ongoing institutional demand. With enhanced regulatory clarity and increasing use cases, XRP is at a defining juncture. The combination of limited supply, rising institutional confidence, and greater legal certainty positions XRP among the most highly anticipated digital assets in the run-up to 2026.
1. What is the $1 billion XRP Treasury?
The $1 billion XRP Treasury is an institutional initiative led by Ripple affiliates and major investors to accumulate large XRP holdings and create one of the world’s largest XRP reserves.
2. How does the XRP Treasury impact XRP Price?
By locking significant amounts of XRP in institutional custody, the treasury reduces circulating supply, potentially driving up the XRP price if market demand continues to rise.
3. What is the current XRP Price?
As of late October 2025, XRP is trading around $2.64 to $2.66, maintaining strong liquidity and ranking among the top five cryptocurrencies by market capitalization.
4. Why is Ripple important for XRP’s growth?
Ripple’s technology powers XRP’s real-world use cases, particularly in cross-border payments and liquidity solutions, which enhance its adoption and long-term market value.
5. What are the future predictions for XRP?
Analysts predict XRP could trade between $2 and $4 in a stable market, potentially reaching $5–$7 in a bullish scenario if institutional accumulation and adoption continue.
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