XRP Ledger has launched a members-only Decentralized Exchange designed for banks and regulated institutions.
XRP is trading between $1.36 and $1.39, staying below the key $1.50 resistance level.
Institutional adoption of the new permissioned platform could shape future price movement and network growth.
The XRP Ledger has introduced a major upgrade called the XLS-81 ‘Permissioned DEX’ amendment. This update creates a members-only version of its decentralized exchange. The new system allows only approved participants to trade with each other. It is built mainly for banks, financial institutions, and regulated companies.
Traditional decentralized exchanges allow anyone to trade without approval. Many banks cannot use such systems as they must follow strict identity and compliance rules. The new permissioned exchange solves this issue. It allows institutions to verify participants through Know Your Customer (KYC) and anti-money laundering checks while still settling trades on-chain.
This structure keeps the core XRP Ledger open and public. At the same time, it gives institutions a controlled environment where only vetted members can place or accept orders. This balance between transparency and regulation is seen as a major step toward institutional adoption.
Big financial companies often stay away from public blockchain trading platforms as they cannot choose who they trade with. Regulators also require strict identity checks and detailed reports. The permissioned DEX solves this problem by creating a private marketplace where only approved members can trade.
This setup can lower the risk of dealing with unknown parties. At the same time, all trades still happen on the blockchain, so settlement stays fast and low in cost. XRP Ledger is known for fast transaction speeds and low fees, which are useful for sending money across borders and moving assets.
Experts say this update could help support digital versions of bonds, securities, loans, and other financial products. By mixing strong compliance rules with blockchain speed, XRPL could connect traditional banking with digital finance.
Despite the positive development, XRP remains below the important $1.50 level. On February 24, 2026, XRP traded between $1.36 and $1.39. During the day, it reached a high of $1.42 and a low of $1.34.
The announcement of the members-only exchange increased trading activity, but price movement stayed moderate. While the upgrade is seen as strong long-term infrastructure progress, immediate price growth depends on real adoption by banks and financial institutions.
The $1.50 level continues to act as a psychological barrier. Traders are watching whether XRP can break above that mark in the coming weeks.
Also Read - XRP Faces a Tipping Point as Smart Money Battles Bearish Setup
The wider cryptocurrency market has been facing volatility. Macroeconomic uncertainty, shifting regulations, and changing liquidity levels have influenced digital asset prices. XRP has not been immune to these pressures.
Even strong technical upgrades do not always lead to instant price gains. Markets often wait for clear signs that new systems are being used in real-world transactions.
Institutional onboarding usually takes time as banks must complete internal testing, legal reviews, and compliance checks before launching live trading operations.
As a result, the impact of the Permissioned DEX may unfold gradually rather than immediately.
Also Read - Is XRP Setting Up for a Breakout? Technical Signals and Potential Price Targets
The new gated exchange shows that XRP Ledger wants to grow with banks and big financial companies. It now offers two options: a public network for everyone and a private space for approved institutions. This allows for more flexibility.
If large banks or custody companies adopt this system, trading activity on the network could increase. More activity could help the whole ecosystem grow stronger.
XRP is still below $1.50 and trading in the mid-$1.30s at press time. The technology has improved, but the asset’s movement suggests the market stays cautious.
The members-only exchange is a clear step toward regulated finance. The altcoin's long-term growth and bullish signals now depend on real usage and overall economic conditions.
What is the new exchange launched by XRP Ledger?
It is a permissioned Decentralized Exchange that allows only approved and verified institutions to trade on-chain.
Why was a members-only model introduced?
Banks and regulated firms need identity checks and compliance controls, which the permissioned system provides.
Does this change the public XRP Ledger network?
No, the public network remains open. The new exchange works as a controlled layer for institutions.
What is the current price range of XRP?
As of the latest data, XRP is trading between $1.36 and $1.39, with a recent high near $1.42 and a low of $1.34.
Will this launch push XRP above $1.50?
The upgrade strengthens infrastructure, but price movement will depend on real institutional adoption and overall market conditions.
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