Singapore is emerging as a significant hub for Web3 finance, thanks to its clear regulations and business-friendly environment.
Web3 startups in finance are driving innovation in payments, banking, DeFi and treasury management.
When evaluating these companies, look at their regulatory licensing, technology stack, and real-world traction.
Factors like cryptocurrencies primarily categorise Web3, and Singapore is one country that is making advancements in this field. Companies in Singapore are building next-gen finance solutions powered by blockchain. The island country is slowly becoming the frontrunner for decentralised finance innovation, largely due to government support.
Here are the top Web3 startups in Singapore -
Request is the only finance platform needed for crypto and fiat operations. The product powers Accounts Payable, Accounts Receivable, Accounting, Payroll, Expenses, and flexible crypto and fiat payments for enterprises, SMEs, and freelancers in 190+ countries. Request is used by various leaders in the crypto and fiat space. With flexible pricing and a secure, powerful platform, Request is the best Web3 finance in Singapore 2025.
Fazz is a digital financial service group with a conviction for fairness and inclusivity for all businesses. Fazz Agen empowers MSMEs to serve financial services to the underserved, while Fazz Business equips businesses with access to core financial services, and StraitsX unlocks the potential of decentralised finance.
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Aspire is the all-in-one finance platform for modern businesses globally, helping over 50,000 companies save time and money with international payments, treasury, expense, payable, and receivable management solutions, accessible via a single, user-friendly account. It is a unified, intelligent solution designed to manage global business operations and scale the company's spending. It’s among the top Singapore blockchain fintech companies.
Chainstack aspires to be the most accessible and user-friendly platform for building, running, and scaling blockchain applications, thereby accelerating the adoption of blockchain technology among enterprises and the broader world. Chainstack was born by bringing together these two visions: an ecosystem of blockchain management solutions built with a high degree of automation, standardisation, and compatibility, rooted in precision engineering.
Kira is one of the DeFi startups in Singapore. KIRA is a financial hub connecting decentralised Web3 applications and the first network that hosts, powers, and secures DeFi applications with the value of real assets at stake. It's a cross-chain access to uncapped liquidity and tokenised assets.
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Singapore’s blockchain businesses are flourishing with the government's support. Request Finance and Fazz Business stand out for their crypto payments and neobank services, while Aspire excels with its full-stack business platform. On the other hand, Chainstack and Kira are key players in DeFi network protocols. These companies are rewriting the definition of Finance in Southeast Asia.
1. What makes Singapore attractive for Web3 finance startups?
The country has stable regulations, tax incentives, and strong infrastructure for fintech.
2. Are these Web3 startups regulated?
Many of these startups are operating in compliance with Singapore-based licences.
3. How do Web3 finance startups differ from traditional fintech?
One simple fact is that they integrate blockchain, crypto payments, staking, and decentralized infrastructure into a single platform.
4. Can I invest in these startups?
Some of them do offer private funding rounds or token-based investment.
5. Which niche within Web3 finance is growing the fastest in Singapore?
Cross-border crypto payments, Treasury management, and DeFi platforms are seeing strong growth in particular.