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LIC Tops Financial Sector Profit Charts With Massive Q4 Earnings Surge

LIC reported a strong 23% rise in Q4 FY26 profit to over Rs. 23,400 crore, becoming India’s most profitable financial company for the quarter. The insurer outperformed major banks like SBI and HDFC Bank, while its assets under management and premium income also increased.

Written By : Soham Halder
Reviewed By : Manisha Sharma

LIC emerged as India’s highest profit-making financial company in the March quarter. The company has reported a 23% jump in net profit to record Rs. 23,420 crore in the March quarter as compared to Rs. 19,013 crore in the corresponding period of the previous year. The company has outperformed major banking giants, including SBI and HDFC Bank, in quarterly profitability during FY26 Q4. 

LIC Became India’s Most Profitable Financial Company in Q4 FY26 

State-owned Life Insurance Corporation of India (LIC) has emerged as the highest profit-making firm in the Indian financial sector in the March quarter, netting a little over Rs. 23,400 crore. Even among Central Public Sector Enterprises, the Corporation maintained the number one position for fourth-quarter profit for FY26.

LIC's Assets Under Management (AUM) increased to Rs 57,29,396 crore as of March 31, 2026, from Rs 54,52,297 crore on March 31, 2025, registering an increase of 5% year-on-year. During the year, LIC's total premium income rose by 10% to Rs 54,52,297 crore compared to Rs 54,52,297 crore a year ago. At the same time, adjusted net worth improved to Rs 1,69,605 crore from Rs 1,20,258 crore in FY25.

How LIC Compared With SBI, HDFC Bank and Other Financial Giants

The insurance behemoth was followed by the country's biggest lender, State Bank of India (SBI), and the second-biggest lender, HDFC Bank. Check out where other top financial institutions are standing compared to LIC.

CompanyQ4 Profit (Rs. Crore)FY26 Annual Profit (Rs. Crore)Additional Details
State Bank of India19,68480,032Highest annual profit among listed companies mentioned
HDFC Bank19,22174,670Second-biggest lender in India
ICICI BankNot specified50,147Strong annual profitability
Indian Oil Corporation11,378Not specifiedLeading PSU profit performer in Q4
Coal India10,839Not specifiedMajor PSU earnings contributor
Power Finance Corporation8,598Not specifiedPSU financial institution
NTPC8,747Not specifiedMajor power sector PSU
Power Grid Corporation of India4,546Not specifiedPower transmission PSU
REC Limited3,375Not specifiedInfrastructure financing PSU
Steel Authority of India Limited1,680Not specifiedMajor steel sector PSU

Other Top Performers

Among the entire corporate sector, Vodafone Idea became the highest quarterly profit earner in the January-March quarter with a record bottom line of Rs. 51,970 crore. It was followed by Reliance Industries with a net profit of Rs. 16,971 crore, down from Rs. 19,407 crore in the same January-March period in the preceding year.

LIC shares jumped 5% in opening trade at Rs. 839 apiece on the BSE on Saturday (May 23, 2026). The March quarter performance reflects LIC’s strong business growth and its continued influence in India’s financial industry.

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