XRP retail participation has reached record highs with 5.66 million wallets, but rising exchange reserves and weak institutional demand continue to limit price growth.
A major DeFi setback emerged as Resolv’s USR stablecoin crashed 72% after a $25 million exploit, highlighting ongoing security risks in the ecosystem.
Bitcoin continues to attract institutional interest with $95 million ETF inflows, while CZ’s “hard asset” narrative reshapes BTC’s macro positioning.
The cryptocurrency saw major developments through retail-driven momentum, institutional activity, and security concerns. From XRP’s growing retail adoption to a major stablecoin collapse and continued Bitcoin ETF inflows
XRP is seeing a historic rise in retail participation, with the number of wallets holding fewer than 100 tokens reaching an all-time high of 5.66 million addresses, according to on-chain data.
This steady growth over the past year signals increasing grassroots adoption despite broader market uncertainty.
Mid-tier holders, owning between 100 and 100,000 XRP, have also expanded to over 2 million wallets, reinforcing the trend of distributed ownership.
However, the number of large holders has declined slightly, with wallets holding more than 100,000 XRP dropping to just above 32,000, down from over 33,000 last year.
At the same time, exchange reserves have risen by around 240,000 XRP, returning to levels last seen in November 2025.
Indian crypto exchange CoinDCX has rejected fraud allegations tied to a police investigation, stating the case stems from impersonators misusing its brand.
The exchange reported over 1,212 fake websites mimicking its platform, highlighting the scale of crypto-related fraud in the region.
The controversy follows a complaint from an investor who allegedly lost $76,000 in a fake scheme promising 10-12% returns.
CoinDCX clarified that the complainant had no direct association with its platform and emphasized that such scams are increasingly targeting users through brand impersonation.
The incident underscores a broader issue in India’s crypto ecosystem, where the lack of clear regulatory standards continues to create vulnerabilities for retail investors.
A long-dormant Ethereum wallet has transferred 15,002 ETH (around $31 million) to Coinbase after years of inactivity, sparking fears of a potential sell-off.
The wallet, originally accumulated in 2016 when ETH traded near $12, holds assets now worth approximately $356 million, reflecting massive long-term gains.
Ethereum is currently trading near $2,000, down about 3.5% in 24 hours, amid broader market weakness. Analysts suggest ETH could retest the $1,800 level before attempting a larger breakout toward $4,900, based on long-term chart patterns.
Also Read: Ethereum Exchange Comparison 2026: Prices, Fees, and Trading Insights
Resolv’s USR stablecoin lost its dollar peg after a smart contract exploit allowed an attacker to mint 80 million unbacked tokens and extract around $25 million in ETH.
The token briefly crashed to $0.025 before stabilizing near $0.27, marking a 72% weekly decline. The protocol currently holds $95 million in assets against $173 million in liabilities, raising concerns about insolvency.
The exploit exposed critical design flaws, including a lack of mint limits and reliance on a single-key control system.
The incident has reignited concerns around DeFi security and risk management, especially for algorithmic and hybrid stablecoin models.
According to SoSoValue data, Bitcoin spot ETFs saw a net inflow of $95.18 million last week. BlackRock's ETF IBIT saw the largest net inflow of $191.00 million.
The second largest was Franklin ETF EZBC, with a weekly net inflow of $6.21 million, and EZBC's total historical net inflow is currently $375.00 million.
Fidelity's ETF FBTC saw the largest net outflow of $50.07 million.
The total net asset value of Bitcoin spot ETFs is $90.30 billion, and the ETF net asset ratio reached 6.44%, with a cumulative historical net inflow of $56.23 billion.
Also Read: Top Public Companies with the Largest Bitcoin Holdings (2026)
CZ has revived the debate for Bitcoin being a “hard asset,” and so are other top cryptocurrencies.
The statement on the social media platform X on March 23, 2026, quickly echoed across crypto news feeds.
The phrase matters because it goes beyond bullish rhetoric. It pushes Bitcoin out of the usual “risk asset” bucket and into a more serious macro category, one normally reserved for gold, land, energy, and other scarce assets that investors trust when confidence in fiat, policy, or financials starts to weaken.
At the press time, BTC is trading at $68,091.18 with 0.90% decline in the last 24 hours.