Fintech

Top 100 Fintech Companies to Watch in 2025

Top Fintech Innovators Revolutionizing the Future of Finance

IndustryTrends

The fintech industry is driving massive change in the financial landscape, introducing innovative, accessible, and efficient solutions tailored to the digital age. Leveraging technologies such as AI, blockchain, and big data, fintech companies are modernizing traditional financial services, providing secure and seamless experiences in payments, banking, and investments. 

This shift is promoting economic inclusion and empowering consumers and businesses worldwide. Analytics Insight highlights 100 fintech companies at the forefront of this evolution, showcasing innovation and redefining the future of finance with customer-centric and technologically advanced solutions.

1. Visa, Inc.

Headquarter: San Francisco, California, United States

Year of Establishment: 1958

Key Offering: Payment processing services, including credit, debit, and prepaid cards.

Revenue: Approx US$35.9 billion (As of 2024)

Market Capital: Approx US$618.33 billion (As of 2024)

Website: https://www.visa.co.in/

Visa Inc. is a leading global payments technology company, enabling electronic funds transfers worldwide through its vast network of credit and debit cards. With a focus on security, innovation, and convenience, Visa facilitates seamless transactions for consumers and businesses worldwide.

2. Mastercard Inc.

Headquarter: New York, United States

Year of Establishment: 1966

Key Offering: Payment processing services and financial technology solutions.

Revenue: Approx US$25.09 billion (As of 2024)

Market Capital: Approx US$482.37 billion (As of 2024)

Website: https://www.mastercard.us/en-us.html

Mastercard Inc. is a leading global payment technology company, providing secure and efficient transactions for consumers and businesses. Its comprehensive payment solutions include credit and debit cards, digital wallets, and fraud prevention services, streamlining the payment experience worldwide.

3. Intuit Inc

Headquarter: Mountain View, California, United States

Year of Establishment: 1983

Key Offering: Financial software solutions, including TurboTax and QuickBooks.

Revenue: Approx US$16.28 billion (As of 2024)

Market Capital: Approx US$176.43 billion (As of 2024)

Website: https://www.intuit.com/in/

Intuit Inc. is a leading provider of financial software solutions, delivering innovative tools for individuals and small businesses. Its flagship products, TurboTax and QuickBooks, enable users to efficiently manage taxes and finances, streamlining complex tasks and boosting productivity.

4. Shopify

Headquarter: Ottawa, Canada

Year of Establishment: 2006

Key Offering: E-commerce platform for online store creation and management.

Revenue: Approx US$7.06 billion (As of 2023)

Market Capital: Approx US$137.85 billion (As of 2024)

Website: https://www.shopify.com/in

Shopify Inc. is a leading e-commerce platform that enables businesses of all sizes to easily create and manage online stores. With a focus on supporting entrepreneurs, Shopify offers a range of tools, including payment processing, inventory management, and marketing solutions, to help businesses deliver seamless retail experiences across multiple channels.

5. Fiserv

Headquarter: Milwaukee, Wisconsin, United States

Year of Establishment: 1984

Key Offering: Financial technology solutions for payment processing and banking.

Revenue: Approx US$19.093 billion (As of 2023)

Market Capital: Approx US$117.35 billion (As of 2024)

Website: https://www.fiserv.com/

Fiserv Inc. is a leading global financial technology provider, delivering innovative solutions for payments, banking, and financial management. Focused on facilitating seamless money movement, Fiserv supports a broad range of financial services through its advanced technology platforms, serving both businesses and consumers.

6. Ant Group

Headquarter: Hangzhou, Zhejiang, China

Year of Establishment: 2014

Key Offering: Digital payment services, primarily through Alipay.

Revenue: Approx RMB 412.73 billion (US$58 billion) (As of 2023)

Market Capital: Approx US$79 billion (As of 2024)

Website: https://www.antgroup.com/en

Ant Group is a leading financial technology company and the operator of Alipay, the world's largest mobile payment platform. With a focus on inclusive finance, Ant Group offers a suite of digital financial services that expand access to secure and sustainable financial solutions for consumers and small businesses.

7. Tencent Holding

Headquarter: Shenzhen, China

Year of Establishment: 1998

Key Offering: Digital payment solutions, primarily through WeChat Pay and QQ Wallet.

Revenue: Approx US$86.05 billion (As of 2023)

Market Capital: Approx HKD 3.86 trillion (US$496.77 billion) (As of 2024)

Website: https://www.tencent.com/

Tencent Holdings is a global technology leader with a diverse portfolio of digital services, including social networking and online payments. Through its fintech segment, which includes WeChat Pay, Tencent provides innovative financial solutions such as mobile payments, wealth management, and loans, expanding financial access for users worldwide.

8. PayPal

Headquarter: San Jose, California, United States

Year of Establishment: 1998

Key Offering: Digital payment solutions for online money transfers and transactions.

Revenue: Approx US$29.771 billion (As of 2023)

Market Capital: Approx USS$86.36 billion (As of 2024)

Website: https://www.paypal.com/in/home

PayPal Holdings Inc. is a leading digital payments platform, enabling secure online transactions for consumers and businesses worldwide. With more than 400 million active accounts, PayPal supports payments in over 100 currencies, promoting financial inclusion and empowering users to make transactions with confidence across multiple platforms.

9. Binance

Headquarter: George Town, Cayman Islands

Year of Establishment: 2017

Key Offering: Cryptocurrency exchange platform for trading digital assets.

Revenue: Approx US$16.8 billion (As of 2023)

Market Capital: Approx US$43.86 billion (As of 2024)

Website: https://www.binance.com/en-IN

Binance is the world's largest cryptocurrency exchange by trading volume, providing a robust platform for buying, selling, and trading a diverse array of digital currencies. With its innovative features and extensive services, Binance serves millions of users worldwide, helping them navigate the complexities of the cryptocurrency market.

10. Nubank

Headquarter: George Town, Cayman Islands

Year of Establishment: 2017

Key Offering: Cryptocurrency exchange platform for trading various digital assets.

Revenue: Approx US$2.9 billion (As of 2024)

Market Capital: Approx US$50.76 billion (As of 2024)

Website:  https://nubank.com.br/en/

Nubank is Latin America's leading independent neobank and a prominent financial technology company. Its mission is to revolutionize banking by providing innovative digital financial solutions, including credit cards, personal loans, and digital accounts. With a customer-centric approach, Nubank prioritizes transparency, financial inclusion, and user empowerment, enabling individuals to manage their finances efficiently.

11. Stripe

Headquarter: South San Francisco, California, United States

Year of Establishment: 2010

Key Offering: Online payment processing and financial infrastructure for businesses.

Revenue: Approx US$14.4 billion (As of 2022)

Market Capital: Approx US$70 billion (As of 2024)

Website: https://stripe.com/in

Stripe is a leading technology company that offers a comprehensive online payment processing platform, enabling businesses to accept payments and manage financial operations with ease. With a developer-first approach, Stripe provides scalable, industry-agnostic solutions that support businesses of all sizes, from startups to enterprises.

12. Adyen

Headquarter: Amsterdam, Netherlands

Year of Establishment: 2006

Key Offering: Unified payment processing solutions for online, mobile, and in-store transactions.

Revenue: Approx EUR1,626.1 million (US$1.698 billion) (As of 2023) 

Market Capital: Approx US$44.80 billion (As of 2024)

Website: https://www.adyen.com/

Adyen is a global payment company that delivers a unified, seamless payment experience across online, mobile, and point-of-sale channels. Its single-platform solution enables businesses to accept payments in multiple currencies, while providing actionable insights to optimize payment strategies and drive growth.

13. Coinbase

Headquarter: San Francisco, California, United States

Year of Establishment: 2012

Key Offering: Cryptocurrency exchange and wallet services.

Revenue:  Approx US$3.1 billion (As of 2023)

Market Capital: Approx US$63.98 billion (As of 2024)

Website: https://www.coinbase.com/

Coinbase is a leading global cryptocurrency exchange, offering a secure and user-friendly platform for buying, selling, and storing a diverse range of digital currencies. With a focus on accessibility and reliability, Coinbase provides a trusted gateway to the cryptocurrency market, empowering individuals to participate in the digital economy.

14. Block (formerly Square)

Headquarter: San Francisco, California, United States

Year of Establishment: 2009

Key Offering: Payment processing solutions and financial services for businesses.

Revenue: Approx US$23.86 billion (As of 2024)

Market Capital: Approx US$87.48 billion (As of 2024)

Website: https://block.xyz/

Block Inc. is a financial technology company that delivers innovative payment solutions through its flagship brands, Square and Cash App. By offering a suite of tools for point-of-sale transactions, peer-to-peer payments, and financial management, Block enables businesses and individuals to streamline their financial operations and achieve greater control.

15. Checkout.com

Headquarter: London, United Kingdom

Year of Establishment: 2012

Key Offering: Online payment processing solutions for businesses.

Revenue: Approx US$358.2 million (As of 2023)

Market Capital: Approx US$9.35 billion (As of 2024)

Website: https://www.checkout.com/

Checkout.com is a leading global payment solutions provider, empowering businesses to seamlessly accept online payments worldwide. By leveraging innovative technology, Checkout.com delivers a frictionless customer experience, supporting a diverse range of payment methods and currencies globally.

16. Afterpay

Headquarter: Melbourne, Victoria, Australia

Year of Establishment: 2014

Key Offering: Buy Now, Pay Later (BNPL) payment solutions.

Revenue: Approx AUS2.36 billion (US$1.51 billion) (As of 2024)

Market Capital: Approx US$12.55 billion (As of 2024)

Website: https://www.afterpay.com/en-US

Afterpay is a pioneering financial technology company that offers Buy Now, Pay Later services, enabling consumers to make purchases and repay them in interest-free installments. With a global user base of millions, Afterpay increases shopping flexibility and drives merchant sales through its innovative, customer-centric payment solutions.

17. Chime

Headquarter: San Francisco, California, United States

Year of Establishment: 2012

Key Offering: Mobile banking services with no monthly fees.

Revenue: Approx US$1.9 billion (As of 2024)

Market Capital: Approx US$10 billion (As of 2024)

Website: https://www.chime.com/

Chime is a leading neobank that provides mobile banking services, delivering fee-free financial management and effortless account access. With innovative features such as early direct deposit and automated savings, Chime enables users to take control of their finances, build savings, and achieve long-term financial wellness.

18. Acrisure

Headquarter: Grand Rapids, Michigan, United States

Year of Establishment: 2006

Key Offering: Insurance brokerage and fintech solutions.

Revenue: Approx US$4.2 billion (As of 2024)

Market Capital: Approx US$20 billion (As of 2024)

Website: https://www.acrisure.com/

Acrisure is a rapidly expanding insurance brokerage that leverages technology to optimize the delivery of insurance products and services. By merging traditional brokerage expertise with innovative fintech solutions, Acrisure delivers personalized insurance solutions and enhanced customer experiences.

19. Citadel Securities

Headquarter: Chicago, Illinois, United States

Year of Establishment: 2002

Key Offering: Market-making and trading services.

Revenue: US$2.76 billion (As of 2024)

Market Capital: NA

Website: https://www.citadelsecurities.com/

Citadel Securities is a premier global market maker, delivering liquidity across a broad range of asset classes. Leveraging cutting-edge technology and data analytics, Citadel Securities enables efficient and seamless trading experiences for both institutional clients and retail investors, underpinning the stability and efficiency of financial markets.

20. WeBank

Headquarter: Qianhai, Shenzhen, China

Year of Establishment: 2014

Key Offering: Digital banking services focusing on personal loans and financial products.

Revenue: Approx Yuan 39.3 billion (US$5.40 billion) (As of 2024)

Market Capital: Approx US$32.4 (As of 2024)

Website: https://www.webank.com/en/

WeBank, China's pioneering digital-only bank, provides a suite of financial products, including personal loans and savings accounts, through its intuitive mobile platform. Supported by Tencent, WeBank harnesses technology to extend accessible banking services to underserved communities, driving financial inclusion and economic empowerment in China.

21. Polygon Technology

Headquarter: Mumbai, India

Year of Establishment: 2017

Key Offering: Layer 2 scaling solutions for Ethereum, enabling faster and cheaper transactions.

Revenue: NA

Market Capital: NA

Website: https://polygon.technology/about

Polygon is a premier blockchain scalability platform, amplifying Ethereum's capabilities through innovative Layer 2 solutions. By facilitating rapid, cost-efficient transactions, Polygon empowers decentralized applications (dApps) and fuels the expansion of the Ethereum ecosystem.

22. FNZ

Headquarter: Edinburgh, Scotland

Year of Establishment: 2004

Key Offering: Wealth management technology and investment platforms.

Revenue: Approx US$1.4 billion (As of 2024)

Market Capital: Approx US$20 billion (As of 2024)

Website: https://www.fnz.com/

FNZ is a leading global fintech company that delivers innovative wealth management technology solutions. By providing modular, scalable platforms to financial institutions, FNZ optimizes client engagement, streamlines operations, and enables seamless delivery of investment management and financial advice.

23. SumUp

Headquarter: London, United Kingdom

Year of Establishment: 2012

Key Offering: Mobile point-of-sale (mPOS) solutions for small businesses.

Revenue: Approx EUR 188 million (US$196.08 million)(As of 2024)

Market Capital: NA

Website: https://www.sumup.com/en-us/

SumUp is a financial technology company that delivers mobile payment solutions tailored for small and medium-sized merchants. With its intuitive card readers and seamless payment processing services, SumUp enables businesses to accept payments effortlessly, streamlining their sales operations and boosting revenue.

24. Revolut

Headquarter: London, United Kingdom

Year of Establishment: 2015

Key Offering: Digital banking services including currency exchange and cryptocurrency trading.

Revenue: Approx US$2.2 billion (As of 2023)

Market Capital: Approx US$45 billion (As of 2024)

Website: https://www.revolut.com/

Revolut is a well-known global financial technology company that provides a comprehensive suite of banking services through its innovative mobile app. With features such as multi-currency accounts, cryptocurrency trading, and advanced budgeting tools, Revolut empowers users to effortlessly manage their finances, anytime and anywhere.

25. Tinkoff Bank

Headquarter: Moscow, Russia

Year of Establishment: 2006

Key Offering: Digital banking services including credit cards and personal loans.

Revenue: Approx 80.9 billion rubles (US$794 million) (As of 2023)

Market Capital: Approx US$5 billion (As of 2024)

Website:

Tinkoff Bank is a leading Russian digital bank, renowned for its cutting-edge online banking solutions. With a comprehensive suite of financial products and services accessible entirely online, Tinkoff prioritizes customer experience, convenience, and accessibility in personal banking and investment services.

26. Robinhood

Headquarter: Menlo Park, California, United States

Year of Establishment: 2013

Key Offering: Commission-free trading platform for stocks and cryptocurrencies.

Revenue:  Approx US$1.865 billion (As of 2023)

Market Capital: Approx US$33.84 billion (As of 2024)

Website: https://robinhood.com/us/en/

Robinhood is a pioneering financial services company that transformed the investment landscape by introducing commission-free trades via its intuitive mobile app. With a mission to democratize finance, Robinhood empowers users to effortlessly invest in a diverse range of assets, including stocks, ETFs, options, and cryptocurrencies.

27. Plaid

Headquarter: San Francisco, California, United States

Year of Establishment: 2013

Key Offering: Financial data aggregation and connectivity services for apps.

Revenue: Approx US$308 million (As of 2023)

Market Capital: Approx US$42.40 (As of 2024)

Website: https://plaid.com/

Plaid is a leading fintech company that provides secure and scalable APIs, enabling applications to seamlessly connect with users' bank accounts. By streamlining access to financial data, Plaid empowers developers to create innovative, user-centric financial applications that simplify personal finance management.

28. Toast

Headquarter: Boston, Massachusetts, United States

Year of Establishment: 2011

Key Offering: Restaurant management software and payment processing solutions.

Revenue: Approx US$3.865 billion (As of 2023)

Market Capital: Approx US$20.95 billion (As of 2024)

Website: https://pos.toasttab.com/

Toast is a comprehensive restaurant management platform, providing an integrated suite of software solutions for point-of-sale, payroll, and customer engagement. By automating and streamlining operations, Toast optimizes restaurant efficiency, enabling businesses to focus on delivering exceptional dining experiences and driving growth.

29. Brex

Headquarter: San Francisco, California, United States

Year of Establishment: 2017

Key Offering: Corporate credit cards and expense management solutions for startups.

Revenue: Approx US$319 million (As of 2023)

Market Capital: Approx US$12.3 billion (As of 2024)

Website: https://www.brex.com/

Brex is a financial technology company that offers customized corporate credit cards specifically designed for startups and tech companies. Featuring streamlined expense management and reporting tools, Brex empowers businesses to optimize their financial operations and make informed decisions.

30. Deel

Headquarter: San Francisco, California, United States

Year of Establishment: 2019

Key Offering: Global payroll and compliance solutions for remote teams.

Revenue: Approx US$400 million (As of 2023)

Market Capital: NA

Website: https://www.deel.com/

Deel is a fintech company that provides seamless global payroll solutions for remote teams. By streamlining cross-border compliance and payment processes, Deel empowers businesses to hire top talent worldwide, while ensuring seamless adherence to local employment laws and regulations.

31. PhonePe

Headquarter: Bangalore, Karnataka, India

Year of Establishment: 2015

Key Offering: Mobile payment application and digital financial services.

Revenue: Approx INR 5,725 crore (US$6.71 million)(As of 2024)

Market Capital: Approx US$12 billion (As of 2024)

Website: https://www.phonepe.com/

PhonePe, India's premier digital payments platform, empowers users to seamlessly transfer money, pay bills, and invest in insurance, all within its intuitive mobile app. As a pioneering force in the Unified Payments Interface (UPI) ecosystem, PhonePe is revolutionizing financial transactions, making them accessible, convenient, and secure for millions of users nationwide.

32. GoodLeap

Headquarter: Roseville, California, United States

Year of Establishment: 2003

Key Offering: Financing solutions for sustainable home improvements.

Revenue: Approx US$750 million (As of 2024)

Market Capital: Approx US$12 billion (As of 2024)

Website: https://goodleap.com/

GoodLeap, one of the leading fintech companies, empowers homeowners to embrace sustainable energy solutions with accessible financing options. By providing flexible and affordable payment plans, GoodLeap bridges the gap to eco-friendly home upgrades, such as solar panels and energy-efficient improvements, enabling consumers to achieve their environmental goals while saving money.

33. Wise (TransferWise)

Headquarter: London, United Kingdom

Year of Establishment: 2010

Key Offering: International money transfers with low fees.

Revenue: Approx US$1.3 billion (As of 2024)

Market Capital: Approx GBP10.93 billion (US$13.75 billion)(As of 2024)

Website: https://wise.com/

Wise, a trailblazing fintech company, has made a massive impact on cross-border money transfers with its transparent and customer-centric approach. By leveraging real-time exchange rates and low, transparent fees, Wise empowers individuals and businesses to send money globally with unprecedented ease, speed, and affordability – significantly undercutting traditional banks.

34. Xero

Headquarter: Wellington, New Zealand

Year of Establishment: 2006

Key Offering: Cloud-based accounting software for small businesses.

Revenue: Approx NZD1.71 billion (US$957.6 million)(As of 2024)

Market Capital: Approx US$15.93 billion (As of 2024)
Website:
https://www.xero.com/ie/

Xero is a cutting-edge, cloud-based accounting solution tailored for small businesses, streamlining financial management with intuitive features such as automated invoicing, seamless payroll processing, and effortless expense tracking. With Xero, business owners can access real-time financial insights, make data-driven decisions, and drive growth with confidence.

35. Affirm

Headquarter: San Francisco, California, United States

Year of Establishment: 2012

Key Offering: Buy Now, Pay Later (BNPL) financing solutions.

Revenue: Approx US$2.32 billion (As of 2024)

Market Capital: Approx US$19.13 billion (As of 2024)

Website: https://www.affirm.com/

Affirm, a well-known fintech company, is transforming shopping experience with its innovative Buy Now, Pay Later service. By offering transparent, flexible financing options at the point of sale, Affirm empowers consumers to make purchases with confidence, while helping merchants drive sales, increase customer loyalty, and stay ahead of the competition.

36. Ally Financial

Headquarter: Detroit, Michigan, United States

Year of Establishment: 1919

Key Offering: Digital banking services including auto loans and investment products.

Revenue: Approx US$15.97 billion (As of 2023)

Market Capital: Approx US$10.97 billion (As of 2024)

Website: https://www.ally.com/
Ally Financial, a leading digital financial services company, empowers consumers nationwide with a comprehensive suite of innovative financial solutions. From auto financing and banking services to investment options, Ally's customer-centric approach and commitment to digital innovation make financial services more accessible, convenient, and personalized for all.

37. Ripple

Headquarter: San Francisco, California, United States

Year of Establishment: 2012

Key Offering: Blockchain-based payment solutions for cross-border transactions.

Revenue: Approx US$168 million (As of 2024)

Market Capital: Approx US$135.17 billion (As of 2024)

Website: https://ripple.com/

Ripple, another cutting-edge fintech company, harnesses the power of blockchain technology to revolutionize cross-border payments, making them faster, cheaper, and more efficient. With its digital asset XRP serving as a bridge currency, Ripple's payment network enhances global liquidity, streamlines international transactions, and empowers financial institutions to seamlessly connect with a worldwide network.

38. Kraken

Headquarter: San Francisco, California, United States

Year of Establishment: 2011

Key Offering: Cryptocurrency exchange platform for trading various digital assets.

Revenue: Approx US$880 million (As of 2023)

Market Capital: Approx US$5.5 billion (As of  2023)

Website: https://www.kraken.com/

Kraken, a global leader in cryptocurrency exchanges, offers a powerful platform for trading a diverse array of digital currencies. With its cutting-edge security features and sophisticated trading tools, Kraken empowers users to navigate cryptocurrency markets with confidence, while fostering a culture of responsible trading practices.

39. KakaoBank

Headquarter: Seongnam, South Korea

Year of Establishment: January 2016

Key Offering: Digital banking services including savings accounts and loans.

Revenue: Approx 1.4 trillion won (US$1.04 billion) (As of 2024)

Market Capital: Approx US$6.6 billion (As of 2024)

Website: https://eng.kakaobank.com/

KakaoBank, South Korea's pioneering internet-only bank, revolutionizes mobile banking with its intuitive app, offering a comprehensive suite of financial services. By delivering seamless account setup, competitive interest rates, and personalized loan options, KakaoBank sets a new standard for customer convenience, redefining the banking experience for the digital age.

40. KuCoin

Headquarter: Seychelles

Year of Establishment: 2017

Key Offering: Cryptocurrency exchange platform with diverse trading options.

Revenue: Approx US$1.2 billion (As of 2024)

Market Capital: Approx US$10 billion (As of 2024)

Website: https://www.kucoin.com/

KuCoin, a premier global cryptocurrency exchange, offers an extensive portfolio of digital assets and trading pairs, empowering users to diversify their investments. With a robust suite of features including spot trading, futures trading, and staking options, KuCoin serves as a versatile platform for both novice and seasoned traders, providing a seamless and efficient gateway to the cryptocurrency market.

41. Gusto

Headquarter: San Francisco, California, United States

Year of Establishment: 2012

Key Offering: Online payroll, benefits, and human resources management platform.

Revenue: Approx US$500 million (As of 2023)

Market Capital: Approx US$9.5 billion (As of 2024)

Website: https://gusto.com/

Gusto is an all-in-one HR platform designed to streamline payroll, benefits, and compliance for growing businesses. By automating routine administrative tasks, Gusto frees up employers to focus on what matters most - their people - while ensuring seamless tax compliance and delivering personalized employee benefits.

42. Guidewire Software

Headquarter: San Mateo, California, United States

Year of Establishment: 2001

Key Offering: Software solutions for property and casualty insurance companies.

Revenue: Approx US$980 million (As of 2024)

Market Capital: Approx US$14.08 billion (As of 2024)

Website: https://www.guidewire.com/

Guidewire Software is a leading provider of innovative software solutions that empower insurance companies to transform their operations and drive business success. Guidewire enables insurers to deliver exceptional customer experiences, streamline workflows, and achieve operational excellence by focusing on core insurance processes such as underwriting, claims, and billing.

43. Navan (TripActions)

Headquarter: Palo Alto, California, United States

Year of Establishment: 2015

Key Offering: Business travel and expense management platform.

Revenue: Approx US$300 million (As of 2023)

Market Capital: Approx US$12 billion (As of 2024)

Website: https://navan.com/

Navan, a leading travel management platform (formerly TripActions), transforms business travel by seamlessly integrating booking and expense management solutions. Leveraging cutting-edge technology, Navan delivers a frictionless user experience, empowering organizations to optimize travel spending, maximize efficiency, and boost productivity.

44. Bullish

Headquarter: Grand Cayman, Cayman Islands

Year of Establishment: 2021

Key Offering: Cryptocurrency exchange and trading platform.

Revenue: Approx US$300 million (As of 2024)

Market Capital: Approx US$3 billion (As of 2024)

Website: https://bullish.com/

Bullish is a cutting-edge cryptocurrency exchange that delivers innovative, institutional-grade trading solutions for digital assets. With a relentless focus on user-centric design and stringent regulatory compliance, Bullish fosters a secure, transparent, and high-performance trading environment, empowering both retail and institutional investors to thrive in the digital asset markets.

45. Grab

Headquarter: Singapore

Year of Establishment: 2012

Key Offering: Super app offering ride-hailing, food delivery, and digital payments.

Revenue: Approx US$2.36 billion (As of 2023)

Market Capital: Approx US$19.04 billion (As of 2024)

Website: https://www.grab.com/sg/

Grab, Southeast Asia's premier super app, seamlessly converges ride-hailing, food delivery, digital payments, and more, creating a one-stop platform for daily essentials. By aggregating these services, Grab revolutionizes urban lifestyles, amplifying convenience, and catalyzing growth in the region's thriving digital economy.

46. SoFi

Headquarter: San Francisco, California, United States

Year of Establishment: 2011

Key Offering: Personal finance services including loans and investment products.

Revenue: Approx US$2.91 billion (As of 2024) 

Market Capital: Approx US$8.64 billion (As of 2024)

Website: https://www.sofi.com/

SoFi, a leading personal finance company, offers a comprehensive suite of innovative financial products, including student loans, personal loans, mortgages, and investment services. With a mission to empower individuals to achieve financial freedom, SoFi combines cutting-edge technology with expert financial guidance to deliver personalized, data-driven solutions that help users take control of their financial futures.

47. Chainalysis

Headquarter: New York, United States

Year of Establishment: 2014

Key Offering: Blockchain analysis software for cryptocurrency investigations.

Revenue: Approx US$190 million (As of 2023)

Market Capital: Approx US$3 billion (As of 2024)

Website: https://www.chainalysis.com/

Chainalysis, a leading blockchain intelligence firm, delivers cutting-edge analysis tools that empower governments and businesses to track and investigate cryptocurrency transactions with precision. Chainalysis fosters transparency, trust, and responsible innovation in the digital currency landscape by illuminating the crypto ecosystem with actionable insights.

48. Carta

Headquarter: San Francisco, California, United States

Year of Establishment: 2012

Key Offering: Equity management platform for private companies.

Revenue: Approx US$166.87 million (As of 2024)

Market Capital: Approx US$224.25 million (As of 2024)

Website: https://carta.com/sg/en/

Carta is a comprehensive equity management platform that streamlines the complexities of ownership stake management in private companies. With intuitive tools for cap table management, compliance reporting, and more, Carta enables startups, investors, and founders to effortlessly track, manage, and optimize equity ownership, freeing them to focus on growth and innovation.

49. Tipalti

Headquarter: San Mateo, California, United States

Year of Establishment: 2010

Key Offering: Accounts payable automation software.

Revenue: Approx US$113.2 million (As of 2024)

Market Capital: Approx US$3.1 billion (As of 2024)

Website: https://tipalti.com/en-eu/

Tipalti offers a cloud-based accounts payable automation platform that transforms payment processing for businesses. By automating invoice management, payment reconciliation, and supplier communications, Tipalti helps organizations achieve touchless AP operations, reduce operational costs, and foster stronger, more resilient supplier relationships.

50. FalconX

Headquarter: San Francisco, California, United States

Year of Establishment: 2018

Key Offering: Cryptocurrency trading platform and liquidity provider.

Revenue: Approx US$210 million (As of 2024)

Market Capital: Approx US$3.75 billion (As of 2024)

Website: https://www.falconx.io/

FalconX is a premier cryptocurrency trading platform providing institutional-grade liquidity solutions, empowering investors to optimize their digital asset portfolios. By fusing cutting-edge trading technology with actionable market intelligence, FalconX delivers unparalleled market insights, enabling investors to make informed decisions and execute strategies with precision.

51. Fireblocks

Headquarter: New York, United States

Year of Establishment: 2018

Key Offering: Secure digital asset custody and transaction management platform.

Revenue: Approx US$210 million (As of 2024)

Market Capital: Approx US$3.75 billion (As of 2024)

Website: https://www.fireblocks.com/

Fireblocks is a leading blockchain technology company that empowers institutions to securely manage digital assets at scale. Its cutting-edge platform provides robust solutions for storing, transferring, and managing cryptocurrencies, leveraging advanced security protocols like multi-party computation (MPC) to safeguard against cyber threats and ensure the integrity of digital assets.

52. Jiedaibao

Headquarter: Beijing, China

Year of Establishment: 2014

Key Offering: Online lending platform for personal and small business loans.

Market Capital: Approx US$10 billion (As of 2024)

Website: https://www.jiedaibao.com/

Jiedaibao is a leading Chinese fintech company that harnesses innovative technology to deliver seamless online lending solutions. By utilizing advanced credit assessment tools, Jiedaibao enables rapid and secure loan approvals for underserved individuals and small businesses, driving financial inclusion and economic growth in the region.

53. Klarna

Headquarter: Stockholm, Sweden

Year of Establishment: 2005

Key Offering: Buy Now, Pay Later (BNPL) payment solutions.

Revenue: Approx US$6.7 billion (As of 2024)

Market Capital: Approx US$14.6 billion (As of 2024)

Website: https://www.klarna.com/us/

Klarna, one of the standouts in fintech, empowers consumers with flexible Buy Now, Pay Later solutions, enabling them to make purchases and pay in interest-free installments. By seamlessly integrating with top retailers, Klarna elevates the shopping experience, providing a smooth, customer-centric checkout process that drives sales and loyalty.

54. Better.com

Headquarter: New York, United States

Year of Establishment: 2016

Key Offering: Online mortgage lending platform.

Revenue: NA

Market Capital: NA

Website: https://better.com/

Better.com is a digital mortgage lender that transforms the home financing experience through its intuitive online platform. By providing competitive rates, a seamless application process, and unparalleled transparency, Better.com empowers consumers to achieve their homeownership goals efficiently and with confidence.

55. Dapper Labs

Headquarter: Vancouver, Canada

Year of Establishment: 2018

Key Offering: Blockchain-based gaming and NFT platforms.

Revenue: Approx US$100 million (As of 2024)

Market Capital: Approx US$7.6 billion (As of 2024)

Website: https://www.dapperlabs.com/

Dapper Labs is a visionary blockchain technology company and the creative force behind acclaimed NFT platforms like NBA Top Shot. By converging gaming, blockchain, and social engagement, Dapper Labs crafts immersive experiences that enable users to discover, collect, and trade unique digital assets, while fostering vibrant communities around shared passions.

56. Razorpay

Headquarter: Bangalore, India

Year of Establishment: 2014

Key Offering: Payment processing solutions for businesses.

Revenue: Approx US$302 million (As of 2024)

Market Capital: Approx US$7.5 billion (As of 2024)

Website: https://razorpay.com/

Razorpay, India's leading payment gateway provider, offers comprehensive online payment solutions. Equipped with features such as payment processing, invoicing, and subscription management, Razorpay enables businesses to accept payments seamlessly across multiple channels.

57. HealthEquity

Headquarter: Draper, Utah, United States

Year of Establishment: 2002

Key Offering: Health savings accounts (HSAs) and benefits administration.

Revenue: Approx US$1 billion (As of 2024)

Market Capital: Approx US$8.32 billion (As of 2024)

Website: https://healthequity.com/

HeathEquity is a leading administrator of health savings accounts (HSAs) and benefits services, empowering individuals to optimize their healthcare finances. By providing tax-advantaged savings solutions, HealthEquity enables individuals to efficiently manage healthcare expenses, achieve financial wellness, and secure their long-term financial health.

58. Credit Karma

Headquarter: San Francisco, California, United States

Year of Establishment: 2007

Key Offering: Free credit scores and financial management tools.

Revenue: Approx US$524 million (As of 2024)

Market Capital: Approx US$175.93 billion (As of 2024)

Website: https://www.creditkarma.com/

Credit Karma, a trusted personal finance platform, offers consumers free access to credit scores, reports, and tailored financial management tools. By leveraging advanced analytics to provide personalized credit card and loan recommendations, Credit Karma enables individuals to make empowered, data-driven financial decisions and take control of their economic well-being.

59. Viva Republica

Headquarter: Seoul, South Korea

Year of Establishment: 2014

Key Offering: Mobile payments and financial services platform.

Revenue: Approx 502.1 billion won (US$375 million) (As of 2024)

Market Capital: Approx 12.5 trillion won (US$9.6 billion) (As of 2024)

Website: https://toss.im/en

Viva Republica, the pioneering force behind South Korea's leading mobile payment app Toss, is transforming the fintech landscape. By offering a comprehensive suite of financial services - including seamless money transfers, convenient payments, and diversified investment options - Toss simplifies financial transactions, expands accessibility, and empowers users to manage their finances with ease.

60. Finastra

Headquarter: London, United Kingdom

Year of Establishment: 2017 (merger of Misys and D+H)

Key Offering: Financial software solutions for banks and financial institutions.

Revenue: Approx US$1.9 billion (As of 2024)

Market Capital: NA

Website: https://www.finastra.com/

Finastra is a leading global fintech company that empowers banks and financial institutions with a comprehensive suite of software solutions. Spanning core banking, payments, lending, and treasury management, Finastra's innovative products enable financial organizations to drive operational excellence, foster innovation, and stay ahead in a rapidly evolving industry.

61. ConsenSys

Headquarter: Brooklyn, New York, United States

Year of Establishment: 2014

Key Offering: Blockchain software and development tools for decentralized applications (dApps) primarily on Ethereum.

Revenue: Approx US$219 million (As of 2024)

Market Capital: Approx US$7 billion (As of 2024)

Website: https://consensys.io/

ConsenSys is a premier blockchain technology company, driving innovation in the Ethereum ecosystem through the development of cutting-edge software and tools. As a pioneering venture production studio, ConsenSys empowers the creation of decentralized applications, providing developers with essential resources and support to shape the future of blockchain technology.

62. Gemini

Headquarter: New York City, New York, United States

Year of Establishment: 2014

Key Offering: Cryptocurrency exchange and custodian services.

Revenue: NA

Market Capital: NA

Website: https://www.gemini.com/

Gemini is a highly regulated cryptocurrency exchange, co-founded by Cameron and Tyler Winklevoss. As a trusted platform, Gemini provides a secure and compliant environment for individuals and institutions to buy, sell, and store digital assets, prioritizing the protection of users' funds and personal information through robust security measures and rigorous regulatory adherence.

63. NYDIG

Headquarter: New York, United States

Year of Establishment: 2017

Key Offering: Bitcoin investment and technology solutions for financial institutions.

Revenue: Approx US$300 million (As of 2024)

Market Capital: Approx US$7 billion (As of 2024)

Website: https://www.nydig.com/

NYDIG is a leading financial services firm dedicated to providing institutional-grade Bitcoin investment solutions. Through its comprehensive suite of services, including secure custody, efficient trading, and innovative financing options, NYDIG empowers banks and institutions to seamlessly integrate Bitcoin into their offerings, driving the mainstream adoption of digital assets.

64. Mobikwik

Headquarter: Gurugram, Haryana, India

Year of Establishment: 2009

Key Offering: Digital payments, digital wallet, and credit services

Revenue: Approx INR5.4 billion (US$65 million) (As of 2022)

Market Capital: Approx US$1 billion (As of 22024)

Website: https://www.mobikwik.com/

MobiKwik is India's premier fintech platform, revolutionizing digital payments and financial services since 2009. By offering a suite of innovative solutions, including seamless payment options, instant digital credit, and investment services, MobiKwik empowers millions of consumers and merchants across India, driving financial inclusion and economic growth through technological excellence.

65. Bill.com

Headquarter: Palo Alto, California, United States

Year of Establishment: 2006

Key Offering: Cloud-based accounts payable and receivable automation solutions.

Revenue: Approx US$1.29 billion (As of 2024)

Market Capital: Approx US$8.77 billion (As of 2024)

Website: https://www.bill.com/

Bill.com is a well-known provider of cloud-based financial process automation, transforming the way businesses manage their accounts payable and receivable. It enables companies to significantly reduce operational costs, increase efficiency, and gain greater financial control by streamlining invoice management, payment workflows, and cash flow management.

66. Paytm

Headquarter: Noida, India

Year of Establishment: 2010

Key Offering: Digital payments and financial services

Revenue: Approx INR13,000 crore (US$1.6 billion) (As of 2023)

Market Capital: Approx US$5 billion (As of 2024)

Website: https://paytm.com/

Paytm is India's premier fintech pioneer, transforming the digital payments and financial services landscape. With a comprehensive suite of services encompassing mobile payments, bill payments, and online shopping, Paytm empowers millions of users with convenient, secure, and seamless transaction experiences. By driving financial inclusion and simplifying payments, Paytm aims to democratize access to financial services for all.

67. Mollie

Headquarter: Amsterdam, Netherlands

Year of Establishment: 2004

Key Offering: Payment processing solutions for online businesses.

Revenue: Approx US$106 million (As of 2023)

Market Capital: Approx US$6.5 billion (As of 2024)

Website: https://www.mollie.com/

Mollie is a leading European payment service provider, simplifying online payments for merchants through intuitive and scalable solutions. With a relentless focus on user experience and seamless integration, Mollie empowers businesses to effortlessly accept a wide range of payment methods, driving conversions and growth.

68. Cred

Headquarter: San Francisco, California, United States

Year of Establishment: 2018

Key Offering: Cryptocurrency-backed lending platform.

Revenue: Approx US$300 million (As of 2024)

Market Capital: NA

Website: https://cred.club/

Cred is a pioneering fintech company that unlocks the potential of digital assets through innovative cryptocurrency-backed loans and high-yield accounts. By rewarding users with interest on their holdings, Cred enhances the utility and value of cryptocurrencies, while bridging the gap to traditional finance and promoting global financial inclusion.

69. Upgrade

Headquarter: San Francisco, California, United States

Year of Establishment: 2017

Key Offering: Personal loans and credit cards with rewards programs.

Revenue: Approx US$500 million (As of 2024)

Market Capital: Approx US$3 billion (As of 2024)

Website: https://www.upgrade.com/

Upgrade is a fintech company that works in personal finance sector, offering innovative loan and credit card solutions. Upgrade provides transparent, customer-centric financial products that educate, empower, and promote long-term financial well-being by offering rewards on everyday spending and intuitive credit monitoring tools.

70. Policybazaar

Headquarter: Gurugram, India

Year of Establishment: 2008

Key Offering: Online insurance comparison platform.

Revenue: Approx US$460 million (As of 20224)

Market Capital: Approx US$7.2 billion (As of 2024)

Website:https://www.pbfintech.in/

Policybazaar is India's leading online insurance marketplace, empowering consumers to make informed decisions about their financial protection. By providing a comprehensive platform to compare and purchase insurance products from multiple providers, Policybazaar simplifies the insurance buying process, ensuring users can easily find and secure the right coverage for their needs.

71. N26

Headquarter: Berlin, Germany

Year of Establishment: 2013

Key Offering: Mobile banking services with no hidden fees.

Revenue: Approx US$328 million (As of 2023)

Market Capital: NA

Website: https://n26.com/en-eu

N26 is a mobile bank that offers a seamless, fee-free digital banking experience. With innovative features such as instant transaction notifications, smart budgeting tools, and real-time spending insights, N26 empowers users across Europe and the U.S. to take control of their financial lives, making personal finance management effortless, intuitive, and transparent.

72. iCapital Network

Headquarter: New York City, New York, United States

Year of Establishment: 2013

Key Offering: Technology platform for alternative investments.

Revenue: Approx US$475 million (Approx 2024)

Market Capital: NA

Website: https://icapital.com/

iCapital Network is a fintech firm that democratizes access to alternative investments, connecting high-net-worth individuals and wealth management firms to a diverse range of opportunities. Through its intuitive platform, iCapital streamlines the investment process for private equity, hedge funds, and other alternatives, fostering deeper client relationships and more informed investment decisions.

73. Trustly

Headquarter: Stockholm, Sweden

Year of Establishment: 2008

Key Offering: Online payment solutions for e-commerce and banking.

Revenue: Approx US$265 million (As of 2023)

Market Capital: NA

Website: https://www.trust.com/en

Trustly is a payment service provider that simplifies online transactions, allowing consumers to make fast and secure payments directly from their bank accounts. By streamlining instant bank transfers, Trustly optimizes the checkout experience for e-commerce businesses, reducing friction and enhancing conversion rates while maintaining the highest standards of security and efficiency.

74. Root Insurance

Headquarter: Columbus, Ohio, United States

Year of Establishment: 2015

Key Offering: Personalized auto and renters insurance

Revenue: Approx US$455 million (As of 2023)

Market Capital: Approx US$153 million (As of 2023)

Website: https://www.joinroot.com/

Root Insurance is transforming the auto insurance landscape by leveraging telematics technology to assess driving habits and determine premiums accurately. By recognizing and rewarding safe drivers with lower rates, Root delivers a more equitable and tailored insurance experience, putting drivers in control of their premiums.

75. Airwallex

Headquarter: Melbourne, Australia

Year of Establishment: 2015

Key Offering: Cross-border payment solutions for businesses.

Revenue: Approx US$500 million (As of 2024)
Market Capital: Approx US$5.5 billion (As of 2024)

Website: https://www.airwallex.com/

Airwallex is a global payments platform that simplifies international transactions, empowering businesses to send and receive money across borders effortlessly. With innovative features such as multi-currency accounts, competitive exchange rates, and seamless integrations, Airwallex helps companies optimize their global financial operations, reduce costs, and increase efficiency.

76. GoTo

Headquarter: Jakarta, Indonesia

Year of Establishment: 2021 (merger of Gojek and Tokopedia)

Key Offering: Super app offering ride-hailing, e-commerce, and financial services.

Revenue: Approx US$1.54 billion (As of 2023)

Market Capital: Approx US$5.5 billion (As of 2023)

Website: https://www.goto.com/

GoTo is a comprehensive super app that simplifies daily life in Southeast Asia, seamlessly integrating ride-hailing, food delivery, e-commerce, and more into a single, intuitive platform. By consolidating multiple services under one umbrella, GoTo enhances user convenience, fosters digital inclusion, and fuels growth in the region's thriving digital economy.

77. Mambu

Headquarter: Berlin, Germany

Year of Establishment: 2011

Key Offering: Cloud banking platform for financial institutions.

Revenue: Approx US$151.9 million (As of 2024)

Market Capital: Approx US$5.5 billion (As of 2024)

Website: https://mambu.com/

Mambu's cloud-based banking platform empowers financial institutions to rapidly launch new products and services, driving innovation and growth. With flexible, modular solutions for core banking operations, Mambu enables banks and fintechs to swiftly adapt to evolving market needs, stay competitive, and deliver exceptional customer experiences.

78. Plaid Technologies

Headquarter: San Francisco, California, United States

Year of Establishment: 2013

Key Offering: Financial data aggregation services for apps.

Revenue: Approx US$400 million (As of 2024)

Market Capital: Approx US$5 billion (As of 2024)

Website: https://plaid.com/

Plaid Technologies is a fintech innovator that empowers developers to build cutting-edge financial applications through secure, seamless connectivity to users' bank accounts via its APIs. By unlocking effortless access to financial data, Plaid fuels the creation of intuitive, user-centric solutions that transform personal finance management and elevate the overall financial well-being of consumers.

79. Cashfree

Headquarter: Bengaluru, India

Year of Establishment: 2015

Key Offering: Payment gateway and payment management solutions

Revenue: Approx INR1,280 crore (US$153 million) (As of 2023)

Market Capital: Approx US$1 billion (As of 2024)

Website: https://www.cashfree.com/

Cashfree is a cutting-edge fintech platform that empowers Indian businesses with innovative, customer-centric payment solutions. Its comprehensive suite of services - including payment gateways, cross-border payments, and payouts - facilitates seamless, secure transactions for over 300,000 businesses, driving growth and financial inclusion.

80. Qonto

Headquarter: Paris, France

Year of Establishment: 2017

Key Offering: Digital banking services for small businesses and freelancers.

Revenue: Approx US$301.5 million (As of 2024)

Market Capital: Approx US$5 billion (As of 2022)

Website: https://qonto.com/en

Qonto is a digital banking platform for small businesses and freelancers across Europe. Through its intuitive mobile app, Qonto provides streamlined financial tools, including expense management, invoicing, and seamless banking services. By simplifying financial administration, Qonto enables entrepreneurs to focus on growth and success.

81. Trade Republic

Headquarter: Berlin, Germany

Year of Establishment: 2015

Key Offering: Commission-free trading of stocks, ETFs, derivatives, and cryptocurrencies.

Revenue: Approx US$130 million (As of 2023)

Market Capital: Approx US$5 billion (As of 2024)

Website: https://traderepublic.com/en-de

Trade Republic is a pioneering online broker that makes investing accessible and effortless for everyone across Europe. By offering commission-free trading of various financial instruments, Trade Republic breaks down barriers to entry, providing an intuitive and user-friendly experience. With a relentless focus on innovation and customer satisfaction, Trade Republic empowers individuals to take control of their financial futures and confidently build wealth.

82. OakNorth

Headquarter: London, United Kingdom

Year of Establishment: 2015

Key Offering: Business loans and banking services for small and medium-sized enterprises (SMEs).

Revenue: Approx US$246 million (As of 2023)

Market Capital: Approx US$6.1 billion (As of 2024)

Website: https://oaknorth.co.uk/

OakNorth is a fintech innovator that delivers tailored debt financing solutions to small and medium-sized enterprises (SMEs). By harnessing the power of data analytics and cutting-edge technology, OakNorth transforms the lending process, providing fast, flexible, and accessible financing options that fuel business growth across diverse industries.

83. Coalition

Headquarter: San Francisco, California, United States

Year of Establishment: 2017

Key Offering: Insurance for technology companies and startups.

Revenue: Approx US$191.1 million (As of 2024)

Market Capital: Approx US$3.5 billion (As of 2024)

Website: https://www.coalitioninc.com/

Coalition is an innovative insurtech firm specializing in providing technology companies with tailored insurance solutions. By integrating comprehensive coverage with proactive risk management and monitoring tools, Coalition empowers businesses to anticipate, mitigate, and manage risk, ensuring they are resilient and protected in an ever-evolving threat landscape.

84. Oxyzo

Headquarter: Gurugram, India

Year of Establishment: 2017

Key Offering: Financing solutions for small and medium-sized enterprises.

Revenue: Approx US$109 million (As of 2024)

Market Capital: Approx US$1 billion (As of 2024)

Website: https://www.oxyzo.in/

Oxyzo is a fintech firm dedicated to bridging the credit gap for India's small and medium-sized enterprises (SMEs). Through its cutting-edge digital platform, Oxyzo provides swift, hassle-free access to financing, empowering businesses to unlock their growth potential, drive expansion, and achieve their ambitions.

85. Rapyd

Headquarter: London, United Kingdom

Year of Establishment: 2016

Key Offering: Global payment network enabling businesses to accept payments in multiple currencies.

Revenue: Approx US$166 million (As of 2024)

Market Capital: Approx US$8.8 billion (As of 2024)

Website: https://www.rapyd.net/

Rapyd, a fintech innovator, provides a unified payment platform that effortlessly connects businesses to global markets and facilitates seamless cross-border transactions. By enabling companies to accept payments from anywhere in the world through a range of methods, Rapyd breaks down the barriers of international commerce, unlocking new revenue streams and growth opportunities.

86. ZEPZ

Headquarter: London, United Kingdom

Year of Establishment: 2021

Key Offering: Digital payments and remittance services.

Revenue: NA

Market Capital: NA

Website: https://zepzpay.com/

ZEPZ is a fintech innovator streamlining global payments and remittances through cutting-edge digital solutions. By harnessing the power of technology, ZEPZ accelerates the speed and efficiency of cross-border money transfers, providing consumers and businesses with a seamless, secure, and cost-effective way to send and receive money worldwide.

87. Monzo

Headquarter: London, United Kingdom

Year of Establishment: 2015

Key Offering: Mobile banking services with no monthly fees.

Revenue: Approx US$1.1 billion (As of 2024)

Market Capital: Approx US$5.2 billion (As of 2024)

Website: https://monzo.com/

Monzo is a digital banking pioneer, empowering users to take control of their finances through its intuitive mobile app. With innovative features like real-time budgeting tools, instant notifications, and transparent spending insights, Monzo delivers a seamless, user-centric banking experience that helps people manage their money with ease and confidence.

88. StoneCo

Headquarter: São Paulo, Brazil

Year of Establishment: 2014

Key Offering: Payment processing solutions for merchants.

Revenue: NA

Market Capital: NA

Website: https://www.stone.co/solutions.html

StoneCo is a pioneering payments technology company working with small and medium-sized businesses in Brazil. By delivering innovative, integrated financial solutions - including point-of-sale systems, digital banking, and payment processing - StoneCo simplifies commerce, streamlines operations, and unlocks growth opportunities for merchants.

89. Creditas

Headquarter: São Paulo, Brazil

Year of Establishment: 2012

Key Offering: Secured loans and financial products.

Revenue: NA

Market Capital: NA

Website: https://www.creditas.in/

Transforming the lending landscape in Brazil, Creditas offers a fresh alternative to traditional financing. By providing secured loans backed by real estate or vehicles at significantly lower interest rates, Creditas makes credit more accessible and affordable for individuals, empowering them to achieve their goals.

90. Circle 

Headquarter: Boston, Massachusetts, United States

Year of Establishment: 2013

Key Offering: Digital currency payments and stablecoin issuance (USD Coin - USDC).

Revenue: NA

Market Capital: NA

Website: https://www.circle.com/

Circle is a leading financial technology company that enables seamless digital currency payments and blockchain-powered financial solutions. As the creator of USD Coin (USDC), one of the world's leading stablecoins, Circle empowers businesses to transact efficiently, securely, and at scale, unlocking global commerce and financial services.

91. Ramp

Headquarter: New York City, New York, United States

Year of Establishment: 2020

Key Offering: Corporate card and spend management platform.

Revenue: Approx US$295 million (As of 2024)

Market Capital: Approx US$7.66 billion (As of 2024)

Website: https://ramp.com/

Ramp is a cutting-edge fintech firm offering a comprehensive corporate card and spend management platform, helping businesses streamline financial operations and control expenses. With real-time visibility, automation, and actionable insights, Ramp empowers organizations to optimize spending, reduce waste, and drive greater financial efficiency.

92. dLocal

Headquarter: Montevideo, Uruguay

Year of Establishment: 2016

Key Offering: Payment processing solutions for emerging markets.

Revenue: NA

Market Capital: NA

Website: https://www.dlocal.com/

dLocal is a leading payment technology company that simplifies global expansion into emerging markets. With a unified platform consolidating local payment methods, dLocal streamlines cross-border transactions, expands access to underserved regions, and unlocks new revenue opportunities for businesses worldwide.

93. Clearwater Analytics

Headquarter: Boise, Idaho, United States

Year of Establishment: 2004

Key Offering: Investment accounting and reporting software.

Revenue: Approx US$456.9 million (As of 2024)

Market Capital: NA

Website: https://clearwateranalytics.com/

Clearwater Analytics provides cloud-based investment accounting and reporting solutions, designed to meet the complex needs of institutional investors. With real-time portfolio insights and comprehensive analytics, Clearwater enables clients to make informed decisions, manage risk with precision, and maximize investment performance.

94. Pleo

Headquarter: Copenhagen, Denmark

Year of Establishment: 2015

Key Offering: Expense management solution with smart company cards.

Revenue: Approx US$80 million (As of 2024)

Market Capital: NA

Website: https://www.pleo.io/en

Pleo is a fintech company that streamlines business expense management with its innovative platform. By combining smart company cards with automated expense reporting and real-time tracking, Pleo provides businesses with unparalleled visibility, control, and simplicity over their financial operations.

95. Lendable

Headquarter: London, United Kingdom

Year of Establishment: 2014

Key Offering: Online lending platform for personal loans.

Revenue: NA

Market Capital: NA

Website: https://www.lendable.co.uk/

Lendable, a forward-thinking fintech company, offers fast, flexible, and affordable personal loans through its intuitive online platform. By harnessing advanced technology to streamline credit assessments, Lendable makes financing more accessible and convenient for consumers, helping them confidently achieve their goals.

96. Socure

Headquarter: New York City, New York, United States

Year of Establishment: 2012

Key Offering: Identity verification and fraud prevention solutions.

Revenue: Approx US$74.3 million (As of 2024)

Market Capital: Approx US$4.5 billion (As of 2024)

Website: https://www.socure.com/

By leveraging advanced artificial intelligence and machine learning, Socure provides a secure identity verification platform that helps businesses prevent fraud and enhance security. With its real-time identity verification services, Socure delivers unparalleled accuracy and speed, enabling organizations to confidently onboard customers and safeguard against identity-related threats.

97. Upstox

Headquarter: Mumbai, India

Year of Establishment: 2012

Key Offering: Online stock trading and investment platform

Revenue: Approx INR500 crore (US$60 million) (As of 2023)

Market Capital: Approx US$1 billion (As of 2024)

Website: https://upstox.com/

Upstox is a leading Indian investment platform that simplifies trading and investing through intuitive technology and user-centric services. Since its inception in 2012, Upstox has been committed to expanding financial inclusion, empowering a growing community of investors and traders to make informed decisions and achieve their financial goals.

98. Wefox

Headquarter: Berlin, Germany

Year of Establishment: 2015

Key Offering: Digital insurance platform connecting customers with insurers.

Revenue: Approx EUR 739 million (US$808.70 million) (As of 2023)

Market Capital: Approx US$4.5 billion (As of 2024)

Website: https://www.wefox.com/

Wefox, a leading digital insurance platform, seamlessly connects customers with top-rated insurance providers through its intuitive online marketplace. By harnessing the power of technology, Wefox revolutionizes the insurance experience, providing personalized coverage options, streamlined processes, and unparalleled convenience.

99. Pine Labs

Headquarter: Noida, India

Year of Establishment: 1998

Key Offering: Payment solutions and merchant services.

Revenue: NA

Market Capital: NA

Website: https://www.pinelabs.com/

Pine Labs is India's premier payment solutions provider, delivering innovative point-of-sale systems and merchant services that facilitate seamless transactions. By empowering merchants to accept a wide range of payment methods, Pine Labs drives the adoption of digital payments, fostering financial inclusion and economic growth across the region.

100. Lendingkart

Headquarter: Ahmedabad, India

Year of Establishment: 2014

Key Offering: Working capital and business loans for SMEs

Revenue: Approx INR1,217.87 crore (US$146 million) (As of 2023)

Market Capital: NA

Website: https://www.lendingkart.com/

Unlocking growth opportunities for small and medium enterprises (SMEs), Lendingkart is a well-known fintech platform that offers swift, collateral-free, and accessible working capital and business loans. Since its inception in 2014, Lendingkart has been harnessing the power of technology and big data analytics to reimagine the lending landscape, bridging the financial gap for India's entrepreneurs.

Conclusion

The fintech industry is writing the future of finance, completely changing the way people and businesses interact with money. By embracing innovation and advanced technologies, fintech companies are not only bridging gaps in traditional financial systems but also unlocking unprecedented opportunities for economic growth, inclusion, and customer empowerment. 

As the world becomes increasingly digital, these pioneers will remain at the vanguard of transformation, redefining the future of finance and setting new standards for innovation, accessibility, and customer-centricity.

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