Zcash has been one of the most recognizable privacy coins for years, and its recent price jump has caught the attention of many investors. After trading sideways for several months, ZEC has climbed 22% to $212.50 and beyond. 

But while Zcash has proven it can still rally, better opportunities may lie elsewhere. A growing number of investors are shifting their attention to Digitap ($TAP), a token that combines digital payments with a banking-like structure and regulatory awareness. 

Unlike privacy coins, $TAP isn’t just focused on anonymous transactions. Instead, it is building a real ecosystem for global users to access payment services in a more flexible and inclusive way. Digitap will also rise 22% to $0.0194 in its next presale stage alone, mirroring the returns of Zcash due to its tiered pricing structure.   

Zcash: A Legacy Privacy Coin with Strong Historical Momentum

Zcash was launched in 2016 with a simple but powerful idea: bring true privacy to crypto transactions. Its ZK proof technology was years ahead of its time, allowing users to send funds without revealing transaction details on-chain. That technology earned ZEC a loyal following and positioned it as a key player in the early privacy sector.

Over the years, ZEC has experienced multiple strong rallies. It was one of the few privacy coins to reach mainstream awareness in the late 2010s, and even today, it remains one of the most recognized symbols of private digital payments. The most recent price action, pushing the coin up by more than 22% to $212.50, reflects renewed interest in privacy-related narratives as regulatory debates around surveillance and financial freedom heat up again.

However, despite the pump, there are questions around how far Zcash can go from here. The privacy narrative is important, but ZEC faces competition from a new generation of tokens and infrastructure projects.

It has also struggled to create additional layers of utility beyond privacy itself. Many investors now see ZEC as a solid legacy asset but not necessarily the most explosive opportunity. 

Digitap ($TAP): A New Omni-Banking Model

This is where Digitap  comes in. The project aims to go beyond privacy and provide a full suite of on-chain payment services with real-world usability. It describes itself as the world’s first omni-bank, bringing banking functionality to the blockchain. Unlike many early crypto projects, Digitap is live, fully functional, and actively building.

Its zero-KYC model allows users to open and use digital payment accounts without handing over sensitive personal information. This is particularly relevant in a world where financial surveillance is growing and billions of people remain excluded from traditional banking. The project targets the 1.4 billion unbanked globally, a massive untapped market that traditional privacy tokens have never directly addressed.

Aside from the unbanked, it helps people who have access to banking but are frustrated with existing services. Users can pay with fiat or crypto at the best rates, send money abroad, and receive their salaries in an IBAN of their choosing. So it goes much further than basic banking access. It takes banking to a whole new level.

The platform’s staking APY of 124% offers another powerful incentive for early holders. But what really differentiates $TAP is the way it integrates token mechanics into the business model. 50% of platform profits are used to burn $TAP and reward stakers, creating steady buy pressure and reducing the supply over time. It’s a real economic model, not just speculation.

Privacy Alone May No Longer Be Enough

Zcash has done one thing very well for a long time: enable private transactions. But as the market evolves, investors are looking for more comprehensive solutions. Payment systems are no longer just about privacy — they’re about inclusion, compliance, and functionality. Many regulators have made it difficult for privacy coins to integrate with mainstream platforms. 

Digitap has approached the same problem differently. Instead of resisting regulation entirely, it built a compliant structure around a zero-KYC core, focusing on efficiency, flexibility, and user control. This hybrid approach has caught the attention of many investors who want exposure to privacy-friendly financial solutions. 

The omni-bank narrative also gives $TAP a much wider target audience. ZEC remains a niche privacy token, while Digitap is positioning itself as a platform for real payments, savings, and potentially lending in the future. This is a much broader value proposition, making it one of the best cryptos to buy right now. 

A Privacy Coin Versus Global Payment Ecosystem

Zcash is a privacy coin. Digitap is a global payment ecosystem. One offers anonymity, the other offers financial functionality that could compete with traditional fintech platforms. For investors, that difference can mean two very different risk-reward profiles. Zcash does not have the same price potential, especially as it is an established token without presale momentum. 

ZEC may provide steady gains as the privacy narrative heats up again, but its ceiling looks limited. $TAP, on the other hand, is a high-upside play that brings real-world utility and a long-term model for growth. Its deflationary structure and omni-bank approach could give it a unique market position.

And, if Digitap can tap into the trillion-dollar payments industry, it could easily be on track for much more than a 2,200% increase. It could easily 100x or more. 

Digitap is Live NOW. Learn more about their project here:

Presale https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app