The crypto market is heating up again, and this time, XRP is at the center of the conversation.
With the U.S. SEC approving the first-ever XRP Spot ETF, analysts say the token has stepped into a new institutional era. The fund, launched by Canary Capital, is set to hit Nasdaq on Thursday, November 13, marking the clearest regulatory win Ripple has seen in years.
The announcement drew fresh attention to a second payments-focused project, Remittix (RTX), a rising PayFi token that many traders now place alongside XRP on their ‘best crypto to buy now’ lists. While XRP is positioning itself as an institutional settlement asset, RTX is building payment rails for everyday users and businesses.
With XRP trading near $2.35, the ETF approval has been described as a moment that could reshape the asset's liquidity profile entirely.
Executives familiar with the launch expect billions in inflows, mirroring what happened when Bitcoin and Ethereum ETFs launched earlier this year.
Canary Capital’s CEO called the ETF “a floodgate moment,” adding that firms like Franklin Templeton, Bitwise, and Grayscale are likely to follow with their own filings. The reasoning is simple: XRP already sits within the global payment architecture, making it more appealing to institutions seeking regulated exposure than purely retail-driven altcoins.
Market projections now point to up to $20 billion in inflows in the first year, a scenario that could tighten supply quickly as ETFs purchase directly from exchanges. Market analysts believe XRP could climb toward $10–$20, depending on how aggressively institutions accumulate.
For traders focusing on fundamentals and long-term positioning, the regulatory clarity alone has moved XRP to the top of the ‘best crypto to buy now’ narrative.
While XRP’s surge is being powered by Wall Street interest, Remittix (RTX) is rising from a different angle, a practical payments infrastructure.
RTX is building an ecosystem that lets users send crypto straight into bank accounts in 30+ countries, with instant conversion and competitive FX spreads. Unlike most early-stage tokens, the project already runs working payment corridors, and beta testers are actively using its wallet.
The presale numbers have also caught attention:
$28M+ raised
685M+ tokens sold
40,000+ holders and growing
CertiK #1 ranking among pre-launch tokens
Listings secured on BitMart and LBank
A third centralized exchange teased by the team
RTX currently trades around $0.1166, still early compared to its stated market goals. With adoption building and liquidity on the way, some analysts project more dramatic upside for RTX than XRP, with estimates reaching 500%+ over a multi-cycle period.
The project’s retail-focused approach also positions it differently:
While XRP handles the institutional settlement layer, RTX aims to dominate user-level and SME payments, where transaction volume grows faster and spreads are wider.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
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