With XRP news heating up again—thanks to renewed ETF speculation—traders are reassessing which altcoins actually have room to run. Ripple might be grabbing headlines, but Stellar is drawing quiet interest, and a left-field contender like Layer Brett is making waves with retail buyers. If you’re wondering which is the best crypto to buy now, September has a few surprising answers.

XRP (XRP): XRP news dominates headlines, but upside may be limited

Few tokens generate as many headlines as XRP, especially when the words “ETF” and “SEC” are involved. After years of legal wrangling, Ripple’s partial victory over the SEC has reignited market optimism. Now, whispers of a potential XRP ETF have sparked a wave of speculation and pushed XRP trading volume higher. It’s no surprise the token is once again being mentioned in lists of the best crypto to buy now.

But while the headlines are bullish, the fundamentals haven’t changed much. XRP is still designed for cross-border payments—an area with real utility, but mostly dominated by institutional partners and central banks. Retail traders may struggle to find the kind of explosive upside they crave.

If the XRP news of an ETF does materialise, a price pump is likely. But without confirmation, XRP news remains more about what might happen than what is. 

Stellar (XLM): The best crypto to buy now for quiet utility

Stellar rarely makes noise, but it’s quietly built a reputation for steady, utility-focused development. Like XRP, it targets cross-border payments—but with an emphasis on financial inclusion for underserved communities. With co-founder Jed McCaleb no longer involved, the project has moved into a new phase of decentralised governance and long-term planning.

Stellar recently partnered with MoneyGram for blockchain-based remittances, and while it doesn’t carry the same ETF hype as XRP, it’s often mentioned in quieter discussions about the best crypto to buy now for long-term use cases. The token price has remained relatively flat, which some see as a buying opportunity.

Still, Stellar’s biggest hurdle is visibility. There's not as many headlines  and less speculative mania than its cousin, XLM often flies under the radar. But for traders who value stable fundamentals over buzz, Stellar might be the more reliable pick—just not the flashiest.

Layer Brett (LBRETT): The best crypto to buy now if you want actual upside

While XRP news keeps eyes glued to regulation, and Stellar builds quietly in the background, Layer Brett is attracting a very different crowd. It’s a meme coin, yes—but one that’s built as an Ethereum Layer 2, combining viral branding with real functionality. In a world of vapourware, Layer Brett already has a working dApp, live staking, and a fast-growing presale.

What makes Layer Brett stand out in September is that it’s not caught up in legacy politics or compliance wars. There’s no SEC baggage, no ETF drama—just retail-driven momentum. And with Layer Brett tokens still priced under a cent, the potential upside far outweighs what’s likely for either XRP or Stellar.

For traders looking for the best crypto to buy now based on raw opportunity rather than reputation, Layer Brett is gaining traction fast. It’s early, it’s functional, and it might be the only token on this list still capable of delivering breakout returns.

Conclusion

The latest XRP news might hint at big moves, but much of it is still speculation. Stellar offers substance, but little excitement. If you’re looking for the best crypto to buy now, Layer Brett hits that sweet spot between meme energy and actual utility. In a market chasing the next breakout, that matters.

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