XRP bearish signals are continuing to dominate crypto charts as technical patterns indicate a possible correction. Current projections place Ripple’s token in a risk zone between $2.08 and $2.37, where leveraged positions remain exposed.
Analysts highlight how past pullbacks in April and June 2025 resulted in 24% and 13% drops, setting up expectations for another retracement around 18.5%.
Consequently, XRP traders are monitoring this range closely, but attention is shifting to newer crypto coins such as Mutuum Finance (MUTM), which many see as the best crypto to invest in for outsized gains.
Once testing the Bull Market Support Band, bearish pressure has reacted with XRP. Historically, these levels entice reversals, and present-day crypto prices are testimony to that.
Using past retracements as a reference, $2.21 appears most realistically placed as a near-term target; if anything, traders fear that steeper falls will plague them. In the event of a 24% decline, an XRP drop to $2.08 can be dually contemplated; however, a shallow pullback would vent prices closer to $2.37.
Another set is those margin traders right at the $3 mark happening to be most exposed with volatility increasing. Some speculative rotations and liquidations can reset leverage; yet, at the broader level, the question remains if crypto is a worthwhile investment when such risks dominate. Hence, the search for altcoins with a stronger potential upside is on for many investors.
Mutuum Finance (MUTM) has already moved into Phase 6 of its presale, which is 55% filled and selling out quickly. The project has raised $16,550,000 since the presale began, drawing 16,660 holders. Early participants in the opening phase secured tokens at $0.01, while the current Phase 6 price is $0.035, a 250% rise from the first phase.
Importantly, once this phase closes, Phase 7 will launch at $0.04, marking a 14.3% increase. The presale will conclude with MUTM listed at $0.06, meaning buyers now are positioned for about 371% returns after launch.
Moreover, Mutuum Finance is not relying on hype alone. The platform is finalizing its decentralised lending and borrowing protocol designed to run on Ethereum before expanding to additional blockchains. By enabling users to earn yield on idle assets or borrow against holdings without losing custody, Mutuum is targeting a real need in crypto investing.
Inside Mutuum’s system, two complementary markets support liquidity. The Peer-to-Contract (P2C) market pools assets for instant borrowing, while the Peer-to-Peer (P2P) market allows custom loan deals. This dual structure ensures that both casual and advanced users can participate effectively. Consequently, the protocol caters to major tokens like ETH and USDC while also supporting tailored agreements for niche tokens.
Beyond these features, Mutuum has built-in safeguards including overcollateralization, liquidation mechanisms, and deposit caps that reduce systemic risks. A dashboard with a leaderboard now tracks the top 50 holders, rewarding them with bonus tokens if they maintain their positions. Additionally, the team completed a Certik audit that gave Mutuum a 90/100 token score, further reinforcing trust in its framework.
Security and community growth have been central. Mutuum Finance launched a bug bounty program with Certik, allocating $50,000 USDT for rewards across critical, major, minor, and low severity levels. The aim is to strengthen protection against vulnerabilities.
At the same time, community engagement is being boosted through a $100,000 MUTM giveaway, split among 10 winners.
Furthermore, such initiatives showcase Mutuum’s strategy of combining protocol resilience with community-driven momentum. These efforts are strengthening sentiment among those investing in crypto during uncertain times.
XRP is entering a turbulent zone between $2.08 and $2.37, where bearish signals continue to dictate movement. Yet while Ripple wrestles with short-term corrections, Mutuum Finance offers a structured entry point in its presale, backed by strong utility and a transparent framework.
For investors asking what crypto to invest in during 2025, the answer may lie not in XRP’s uncertain trajectory but in Mutuum’s advancing presale.
Mutuum Finance has already demonstrated traction, security, and clear use cases, making it stand out as one of the best cryptos to buy now. As Phase 6 nears completion, the opportunity to acquire MUTM at a lower entry price is narrowing, highlighting why many see it as the next big crypto opportunity.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
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