Coinbase’s XRP reserves have been shrinking at a historic pace, dropping by 90% in only three months. The holdings fell from about 970 million XRP to just 99 million. The transfers have been traced from 52 cold wallets into only six active wallets, with destinations unclear.
While XRP’s market cap has stayed steady near $183 billion, the sudden depletion of visible reserves is raising questions about liquidity, custody, and future trading depth. These developments are pushing investors to ask what crypto to buy now as shifts in exchange balances reshape the market outlook.
XRP continues to prevail even after a truly sharp decline in its Coinbase standing. Massive transfers such as 16.5 million XRP valued at $51.4 million have been finalized on-chain, whereas the identities of the final custodians remain a mystery.
Hence, the analysts presume that money may have been moved to institutional custody providers or private vaults. Therefore, as a result of that, liquidity controversy has cropped up on exchanges, which might somewhat diminish short-term order-book depth.
However, $183 billion in market capitalization for XRP signifies that crypto prices today are still holding steady. However, a shadow remains cast over investor sentiment due to uncertainty about where these coins are ending up.
Mutuum Finance (MUTM) is standing out as demand for new crypto coins accelerates. Phase 6 of its presale is currently underway at a price of $0.035, already marking a 250% increase from the opening price of $0.01. The stage has raised $15,900,000 so far, with 16,340 holders onboard.
This phase is selling quickly, and after it closes, Phase 7 will raise the token price by 14.3% to $0.04. At launch, MUTM is set to list at $0.06, which positions current buyers for a projected 371% return.
The design of Mutuum Finance (MUTM) is built around decentralized lending models. Its peer-to-contract pools are balancing supply and demand by adjusting interest rates dynamically. When capital is abundant, rates remain low to encourage borrowing. When liquidity tightens, rates rise to attract more deposits.
Additionally, peer-to-peer options allow lenders and borrowers to set terms directly, creating flexibility in how risk and reward are managed. This two-track system is strengthening Mutuum’s case in the crowded DeFi crypto market.
Mutuum Finance (MUTM) has finalized its CertiK audit, earning a token score of 90 out of 100, which highlights its security posture. The team has also launched a bug bounty program in partnership with CertiK worth $50,000 USDT.
Rewards are tiered into critical, major, minor, and low severities, ensuring every reported vulnerability is addressed. Moreover, the project has rolled out a dashboard with a leaderboard of the top 50 holders, each eligible for bonus rewards if they maintain their spot.
Mutuum Finance (MUTM) is capturing attention because it combines robust safeguards with attractive presale growth. Features like overcollateralization, liquidation bonuses, and clear deposit caps are designed to prevent systemic risk.
At the same time, enhanced collateral efficiency for correlated assets is improving capital use. These mechanics are giving crypto investing participants greater trust, even in a market that has seen recent turbulence.
Coinbase’s rapid depletion of XRP balances has triggered widespread debate over liquidity and custody. Ethereum continues to hold a position but lacks immediate upside catalysts.
By contrast, Mutuum Finance (MUTM) is emerging from its presale with strong funding, transparent security measures, and a model built for sustained growth.
For those asking what crypto to buy now, the sharp increase in presale demand and upcoming launch price make MUTM one of the most closely watched new crypto opportunities in 2025.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
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