Another week, another giant asset manager embraces digital assets. This time, it’s Vanguard, the second-largest asset management company, with over $11 trillion in assets and more than 50 million customers. The firm is now allowing its customers to buy ETF products linked to BTC, SOL, ETH, and XRP.
This is causing steady buying interest in large-cap tokens and setting the stage for the next capital rotation. Once investors set the base layer, they’ll shift to higher-risk bets that follow the same trends or narratives. This is because they usually offer a bigger upside.
That’s why Digitap ($TAP) has quickly become the standout presale project in the banking sector. Since $TAP is one of the few altcoins that are seeing massive traction, many consider it the best crypto to buy now.
Vanguard has changed its stance and now allows clients to buy and sell crypto ETFs. The shift matters because the asset manager sits at the center of a massive web of passive flows.
Given the success of crypto ETFs last year, Vanguard could not pass up another opportunity. However, the asset manager’s bet comes at a time when major cryptocurrencies are bleeding.
Since its high of around $126,000 in late October, Bitcoin dropped by about 28% and is trading above $90,000. Ethereum and Solana have also pared off gains by 22% and 24%, respectively, to hover around $2,900 and $140. This has prompted savvy investors to look for the best crypto to buy now, ahead of the upcoming bull cycle.
Major assets are influenced by macroeconomic factors, like interest rates, inflation, and global market trends. Therefore, they trade in line with these conditions. More and more investors are now treating BTC and ETH as a standard for long-term holdings.
This trend is extremely bullish on a five-year view. But it also means their early explosive gains are now behind them, as Ethereum and Bitcoin have become established and widely adopted. While their future growth is expected, they can’t deliver returns on the scale of early adopters who secured 100x or 50x returns.
Investors seeking altcoins to buy that can deliver big returns of 10x, 20x, or 50x are, therefore, shifting toward crypto presale projects. The biggest gainers this cycle have been stablecoins.
However, the people who could enjoy them either don’t know how to use them or don’t possess a crypto wallet. This means that there is a huge divide between what today’s crypto could offer and what people can experience.
Digitap sits right in the middle of this gap. It has created an omnibank app that puts stablecoins at the front end of billions, if not millions, of people.
Digitap’s mission is clear: to ensure all forms of money interact in one place, move quickly, and be spendable anywhere. It has executed this vision through an omnibanking app that merges fiat, crypto, and stablecoins into a single platform, featuring a neobank-style interface.
Users will be able to hold more than 20 fiat currencies alongside 100 cryptos. This is possible through its multi-rail infrastructure, and users can initiate transfers in minutes. Its routing system will quickly select the fastest, most cost-effective route in real time.
Digitap processes transactions using banking rails, like SEPA and Faster Payments, and via a public blockchain. The platform stands out for its card distribution through its Visa program. Both the virtual and physical cards can be plugged into Google Pay and Apple Pay.
This means that stablecoins, BTC, and altcoins can be spent anywhere Visa is accepted. Giving $TAP this practical approach has enabled it to scale among the best altcoins to buy in December.
Other standout features drawing investor interest include:
Instant crypto-fiat swaps, without problems.
A revenue-sharing model, where 50% of Digitap profits would be channeled back to buybacks and burn mechanisms.
Staking rewards of up to 124% APR at presale, allowing holders to earn decent yields
Non-KYC requirements for the virtual Visa cards are a game-changer for crypto natives.
For the coming generation, the Gen-Z and Millennials with global incomes, Digitap is exactly what they are looking for.
The change in Vanguard’s stance doesn’t mean blowing off top Bitcoin, but rather that cryptos are becoming normal in mainstream portfolios. It further cements their steady grind up, just as the S&P 500 has.
Meanwhile, the bull case for banking cryptos to buy now is that they close the gap between traditional cash banking and blockchain. And that’s what Digitap is doing today. So far, the project has raised over $2 million following the sale of more than 138 million $TAP tokens.
The current price of $0.0361 in the fourth round appears highly undervalued given its potential. What’s even more interesting is that early adopters who bought the token at its initial offering have already secured an over 170% return.
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As the Vanguard era begins, tokens with real applications will experience the most upside. And Digitap could be among the top picks for the best altcoins to buy due to its positioning and ability to ride the 2026 banking bull run.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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